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Real Estate Law 101: Reamortization - Recalculating loan payments on different terms. For example, if you have paid for ten years on a 15-year loan, your lender might extend the loan for another ten years at a lower interest rate, lowering your monthly payments. Similarly, lenders sometime add missed payments to the principal loan (that is, capitalize the missed payments). This reamortization may cause the monthly payments to increase because of the increase in the principal and the interest on it.

Commercial Real Estate 101: What does amortization of a loan mean? Amortization of a real estate loan is the process of gradually repaying the loan balance over time through regular, scheduled payments, which typically include both principal and interest.

From now on, when a construction company goes into insolvency and breaks its contract, the bank will have priority over the home buyers in executing the debt, according to a new Government decree-law, published in the Diário da República (DR). #theportugalnews #insolvency #bankruptvy #business

If you're looking at construction loans, here's one major item to consider. "This content provides general information only. Before making financial decisions, consider your specific needs, circumstances, and seek personalised advice." - - - -#commercial #property #broker #commercialfinance #commerciallending #specialised #industrial #Situate #Finance #lending #development #specialist #realestate #commercialrealestate #loansaustralia #homeloans2024 #homeloanhacks #firsthomeowners2024

Looking at commercial property? 🤔 Here’s what you need to know about the key differences between commercial and residential loans. Understanding your options is crucial for making informed investment decisions! Got questions? We’re here to help! 📞 03 7036 3356 📧 admin@everlend.com.au 🇦🇺 Aus wide #commercialloans #realestatefinance #loantips #propertyinvestment #commercialproperty #investmentproperty #realestatetips #financialfreedom #propertymarket #propertyfinance

Life companies and agencies are still the best sources of low rate financing for commercial properties. The life companies have fewer loan covenants and higher certainty of execution, which are just as important as rate in today's environment.

Commercial Construction Completion, pre-Foreclosure Bailout Loans. If there is Equity, there is Hope! I may be able to help you if- the loan amount required is more than $400,000 the total of all current debt including loans, liens and property taxes due, an amount sufficient to cover costs, fund an interest reserve and complete the construction is less than 65%ARV (the future value). the borrower is currently Not involved in a bankruptcy the borrower is Not currently involved in a lawsuit as a defendant   the borrower has Never been convicted of a felony or of Any financial crime the borrower has No federal of state income tax liens the borrower has No open child or spousal support liens the borrower Is a US Citizen Terms (average); 6 months 6 months interest guarantee 2.5% interest per month Interest only payment 6 months interest reserve 5% cost 2 weeks to close

ACRONYMS FOR COMMERCIAL PROPERTY FINANCE: WALE   When investing in commercial property, understanding the Weighted Average Lease Expiry (WALE) or Weighted Average Lease Term (WALT) is crucial.   WALE/WALT measures the average remaining lease term in a multi-tenanted property, weighted by each tenancy's income contribution.    The WALE is a great way to analyse the strength of the cash flows your investment is generating. The shorter the WALE the less secure the cash flows of the asset may be due to uncertainty surrounding lease renewals and whether the tenants will look to extend their terms.   Financiers use this metric to assess the property’s lease strength, influencing loan viability, terms, and interest rates. The longer the WALE the more favourable the terms the lender will offer. Codey Warhurst Jordon Warhurst

Considering building your rental property portfolio? Understanding financing options is key. Here are the 5 loan types commonly used by property investors. Click the link in the below to learn more about these loan options! https://bit.ly/3XLHXC8 . #propertyinvestment #rentalproperty #financeoption #propertyportfolio #investmentstrategy #financialeducation

Developers might want to get their loan taken over for various reasons. Curious about what lenders look for before taking over a construction finance loan? Here are the top considerations to ensure a smooth takeover process. #ConstructionFinance #LoanTakeover #FinancialInsights #FYGAdvisory