Loan Market Agile’s Post

Mortgage Myth No one will give you a loan if you failed to get a loan from a bank. If you have gone direct to a local branch and they declined your application, it doesn't mean you can't qualify. All lenders have their own policies that influence whom they lend money to, which is why it's important to find a lender that has an appetite to lend money to you, based on your personal circumstances. With direct access to more than 25 different lenders, contact us to see which lender will work best for you. #mortgagemyths #JEMFinanceGroup #mortgage #homeloans #finance

Mortgage Myth No one will give you a loan if you failed to get a loan from a bank. If you have gone direct to a local branch and they declined your application, it doesn't mean you can't qualify. All lenders have their own policies that influence whom they lend money to, which is why it's important to find a lender that has an appetite to lend money to you, based on your personal circumstances. With direct access to more than 25 different lenders, contact us to see which lender will work best for you. #mortgagemyths #JEMFinanceGroup #mortgage #homeloans #finance

Knowing Lending Policy is one important way to ensure you apply and get approved! DTI is just one metric our Expert Broker Advisors check when putting together your Home Loan Strategy Report and Recommendation. www.elevateadvisory.com.au #homeloan #mortgagebroker #finance #money #refinance #comparehomeloans #property #mortgage #ElevateAdvisoryGroup #Elevate #financeplanning #finance #investing #financetips #personalfinance #tips #money #financialfreedom #moneymanagement #realestate #financialadvisor #financemanagement #moneysaving #investment #homebuying #property #firsthomebuyers #mortgage #investmentproperty #newhomeowner #mortgagebroker #firsttimebuyer

Mortgage Myth No one will give you a loan if you failed to get a loan from a bank. If you have gone direct to a local branch and they declined your application, it doesn't mean you can't qualify. All lenders have their own policies that influence whom they lend money to, which is why it's important to find a lender that has an appetite to lend money to you, based on your personal circumstances. With direct access to more than 25 different lenders, contact us to see which lender will work best for you. #mortgagemyths #JEMFinanceGroup #mortgage #homeloans #finance

Looking to get onto the property ladder this year? 🏡 We've put together some of the ways in which you can boost your credit score! 😇 1- Start by getting a copy of your credit report to see what your lenders can see… 2- Register on the electoral roll at your current address - you can do this even if you're in shared accommodation or living at home with your parents! 3- Having little or no credit history can make it difficult for companies to assess you. 4- Paying your accounts on time and in full each month is a good way to show your lenders you're a reliable borrower! 5- Your credit utilisation is the percentage you use of your credit limit. You could aim to keep it below 30%. Got questions, get in touch below or send us a message on our booking form! 💭😇 https://lnkd.in/egCJxU5W #UKFinanceExpert #MoneyMattersUK #FinancialAdvisorUK #UKMoneyTalks #SecureYourFuture #FinanceTipsUK #MoneyMindedUK #PlanForSuccess #FinancialPlanningUK #ExpertAdviceUK #mortgage #remortgage

Navigating the down payment landscape can be overwhelming, but we're here to help! Down Payment Essentials: 💡Conventional Loans: Typically require 5% - 20% of the home’s purchase price. 💡FHA Loans: Only 3.5% down—ideal for first-time buyers! 💡VA Loans: No down payment required for eligible veterans and active-duty service members. 💡USDA Loans: 0% down payment for qualifying rural areas! No matter where you’re starting from, we'll guide you to find the best loan option tailored to your financial situation. Let’s make your dream home a reality with a down payment plan that fits your budget! Dimas Garcia NMLS # 218139 512-638-2764 dimas\@barrettfinancial.com #HomeDreamsFinanced #MortgageMasters #JumboLoans #Mortgage #HELOC #ReverseMortgage #VeteranLoans #NewHouse #Listing #FHA #CashOutRefinance #Mortgage #MortgageLoans #DreamHouse #HomePurchase

Just applied for a mortgage? Heads up – there are a few things to avoid to keep your closing smooth: -Don't change bank accounts -Don't apply for new credit or close accounts -Don't make large purchases or transfers -Don't co-sign loans Pro tip: Once you’ve started the process, always check with your loan officer before making any financial moves. #realestatetips #homebuyingjourney #keepingcurrentmatters #mortgage #closing #loanofficer #finance #FrostFirst #FrostKnowledge

🚀 Saving $174K! How We Slashed Mortgage Rates for Our Clients ✂️ "Our recent rate review for clients yielded astounding results! After refinancing their investment properties just six months ago, we compared market rates, negotiated with their lender, and secured a whopping 0.65% reduction in interest rates for both properties. Result? $485/month savings and a total of $174,000 saved over the loan terms. Proactive service pays off! Contact us at FutureSett for similar savings on your loans!" Click Here to Book A Call Back > https://lnkd.in/gGsQdFjd #futuresett #mortgagebroker #interestrates #refinancemortgage #refinance #buyingahome #buyingproperty #investmentproperty #mortgageadvice #debtconsolidation #firsthomebuyer #investmentproperties #constructionloan #selfemployed #buyersagent #accountant #financialadvisor #conveyancer #solicitor #propertymanager #wealthcreation #investingtips #propertyinvestment #investinginrealestate #rba #investing #property

🚀 Saving $174K! How We Slashed Mortgage Rates for Our Clients ✂️ "Our recent rate review for clients yielded astounding results! After refinancing their investment properties just six months ago, we compared market rates, negotiated with their lender, and secured a whopping 0.65% reduction in interest rates for both properties. Result? $485/month savings and a total of $174,000 saved over the loan terms. Proactive service pays off! Contact us at FutureSett for similar savings on your loans!" Click Here to Book A Call Back > https://lnkd.in/gnrp49Cc #futuresett #mortgagebroker #interestrates #refinancemortgage #refinance #buyingahome #buyingproperty #investmentproperty #mortgageadvice #debtconsolidation #firsthomebuyer #investmentproperties #constructionloan #selfemployed #buyersagent #accountant #financialadvisor #conveyancer #solicitor #propertymanager #wealthcreation #investingtips #propertyinvestment #investinginrealestate #rba #investing #property

Unlock the secrets of your credit score! 🗝️💡 Your credit history accounts for 15% of your overall score. 📈 This crucial section tracks how long your credit accounts have been in the game. 🏦⏳ Whether it's your oldest friend or the new kid on the block, creditors love seeing a long history of wise credit use. 🎓💳 . #shopmortgages #mortgageagent #housingmarket #buyingahome #realestate #canada #canadaeconomy #canadianrealestate #fthb #firsttimehomebuyer #homebuyingtips #fthbtips #creditscore #credit #creditscoretips #mortgage #rashaingratta