M&T Bank’s Post

As a Mortgage Loan Originator at Chubb Family Homes, LLC, I want to empower first-time home buyers with valuable knowledge about credit. Did you know that your credit score plays a crucial role in the mortgage approval process? It determines your eligibility and affects the interest rate you'll be offered. To improve your creditworthiness, make sure to establish a consistent payment history, maintain low credit card balances, and avoid excessive debt. These proactive steps will pave the way for a smooth home buying journey. If you need expert guidance or have any questions, feel free to reach out. Let's work together towards your homeownership goals! #FirstTimeHomeBuyers #CreditTips #homeownership

Did you know the first mortgage in America was issued in the late 1700s? While the mortgage process has changed over the centuries, the dream of being a homeowner remains the same for many Americans. June is National Homeownership Month which serves as a way to celebrate being homeowners and continue to make homeownership an accessible, equitable opportunity for those who want to reach their homebuying goals. Connect with me to learn more! #NationalHomeownershipMonth

Did you know the first mortgage in America was issued in the late 1700s? While the mortgage process has changed over the centuries, the dream of being a homeowner remains the same for many Americans. June is National Homeownership Month which serves as a way to celebrate being homeowners and continue to make homeownership an accessible, equitable opportunity for those who want to reach their homebuying goals. Connect with me to learn more! #NationalHomeownershipMonth

Jose L Semidey Mortgage Loan Originator NMLS9315619 Struggling to find your first home that fits both your lifestyle and budget? Consider condos. They're smaller and that means they may be easier on the wallet. And with added perks like low maintenance and community amenities, condos might just be your smartest move. DM me to learn more about the condos available in our area. #firsttimebuyers #homeownership

🎉 Let\'s get the party started! 🎶 Here\'s a checklist from your friendly neighborhood mortgage lender to ensure a smooth closing on your dream home this summer: Dot Your I\'s and Cross Your T\'s: Ensure all paperwork is complete and accurate to avoid delays. Keep Communication Flowing: Stay in touch with your lender, responding promptly to requests for information or documents. Mind Your Credit: Avoid new credit inquiries or major purchases that could affect your credit score before closing. Be Prepared to Explain: Any changes in your financial situation, employment, or credit may need clarification. Budget Wisely: Be ready for closing costs and have funds available in the right accounts. With these tips, we\'ll make sure the celebration at the closing table is as smooth as silk! 🏡💼 #ClosingChecklist #MortgageMagic #HomeownershipJourney

🗝️🏡 What happens after an offer is accepted? Here's a quick guide to what happens during the escrow process when buying a home: 1️⃣Escrow Opens: We start by opening an escrow account where all funds and documents are safely held. 2️⃣Due Diligence: Next up, thorough inspections and appraisals ensure the property is just right and valued correctly. 3️⃣Loan Approval: Meanwhile, your loan details are finalized. It's the home stretch to securing your mortgage! 4️⃣Final Walkthrough: Just before closing, we'll do one last walkthrough to make sure everything is as perfect as you imagined. 5️⃣Signing Day: The big day! You'll sign the paperwork that makes it official. 6️⃣Keys in Hand: Congratulations, the keys are yours, and so is your new home! 🎉 Navigating escrow can seem complex, but with the right guide, it's a smooth ride to homeownership. Have questions about how escrow works? Drop them in the comments! The Hotaki Group ~ Pacific Realty Partners Let us guide you home! Chris Hotaki 📲 510-552-1844 📧chris@chrishotaki.com 🌐https://lnkd.in/gVu2v866 📍El Camino Real Suite 150, Menlo Park, CA

Did you know the first mortgage in America was issued in the late 1700s? While the mortgage process has changed over the centuries, the dream of being a homeowner remains the same for many Americans. June is National Homeownership Month which serves as a way to celebrate being homeowners and continue to make homeownership an accessible, equitable opportunity for those who want to reach their homebuying goals. Connect with me to learn more! #NationalHomeownershipMonth

Did you know the first mortgage in America was issued in the late 1700s? While the mortgage process has changed over the centuries, the dream of being a homeowner remains the same for many Americans. June is National Homeownership Month which serves as a way to celebrate being homeowners and continue to make homeownership an accessible, equitable opportunity for those who want to reach their homebuying goals. Connect with me to learn more! #NationalHomeownershipMonth

Did you know the first mortgage in America was issued in the late 1700s? While the mortgage process has changed over the centuries, the dream of being a homeowner remains the same for many Americans. June is National Homeownership Month which serves as a way to celebrate being homeowners and continue to make homeownership an accessible, equitable opportunity for those who want to reach their homebuying goals. Connect with me to learn more! #NationalHomeownershipMonth #SacramentoRealEstate #SacramentoRealtors #Sacramentohomes #ElkgroveRealEstate #ElkgroveRealtors

Dreaming of owning your own home? Let Shawn Duce from Union Home Mortgage make that dream a reality! With years of experience in the mortgage lending industry, Shawn is dedicated to helping you secure the perfect loan for your new home. From competitive rates to personalized service, he's got you covered every step of the way. Take the first step towards homeownership today and contact Shawn Duce - Union Home Mortgage. Your dream home awaits! 🏠 #HomeOwnershipGoals #MortgageLender #DreamHomeJourney