Maple’s Post

Maple Direct Update: 20%+ USDC Secured Lending Back in Focus We saw increased lender interest around our High Yield Secured pool during this weekend's bout of volatility. As token prices moved and margin call levels were reached, collateral was swiftly topped up, replenishing the health of the underlying loans in the pool. Lenders were able to monitor the performance of the loan book with real-time transparency via the Maple webapp. With funding rates falling and many lenders now increasing their cash positions due to macro uncertainty, the pool's 20%+ target yield on USDC looks to be an increasingly interesting option for lenders to put stablecoins to work. Most yield products in crypto are derived from volatile floating rates. Maple is different. Our secured lending products generate yield through the issuance of fixed-rate loans to top institutional borrowers, so yields remain consistent even in choppy markets. Please reach out if you'd like to learn more. We will also be in Dubai this week for Token2049 -- let us know if you'd like to connect in person around the conference.

Stablecoin holders are seeking higher yields this year, with a preference towards overcollateralized lending. Maple Direct's new High Yield Secured Pool provides just this, with a net APY target of 15%, plus additional MPL rewards for some early lenders. Listen here as Maple CEO Sid Powell describes how Maple Direct delivers an attractive, sustainable yield on USDC, while preserving transparency and security.

Maple Direct Update: 20%+ Secured Lending on USDC; Elevated Activity in SOL As borrower demand for stablecoins remains elevated, our High Yield Secured Lending Pool will now be looking to target ~20% net APY for USDC lenders, with 30 day liquidity. Lenders who opt for a 6-month commitment to the pool are also still eligible to lock in an additional 3% in MPL rewards, bringing the target all-in yield to the low 20s. Elsewhere, we recently printed our first altcoin-denominated loan, which was in SOL. We continue to see two-way interest around the FTX estate's sales of its locked Solana holdings. Those playing the deal have generally been looking at borrowing SOL to hedge against their locked positions, while holders who did not participate have been interested in capturing some of the deal's economics by lending SOL with Maple Direct.

Digital Asset Lending Market Explained With platforms ranging from industry giants like Genesis and BlockFi to decentralized protocols like Aave and Compound, the digital asset lending market is offering a wide range of centralized and decentralized options for lenders and borrowers alike. This video from Maple Finance delves into the intricacies of the digital asset lending market, highlighting its growth, transparency benefits, and the increasing interest from traditional asset managers. FIND OUT MORE: https://buff.ly/4b7RQh9 #hybridfinance #hybridinvesting #hybridassets #tokenizedassets Ayla Kremb

💼 Staking, lending, and liquidity pools are the pillars that contribute to a DeFi protocol's TVL. Together, they determine the current worth of the protocol. https://lnkd.in/eNXZajfN

A great analysis by CCA member firm Credora about historical #digitalasset #lending yields in 2021-22. Some interesting observations about relationship of #crypto loan yields compared to conventional loans to varying degrees of S&P ratings, and the impact of size and riskiness of borrowers on ability to access capital through crypto markets. Worth a read!

In the last of our preview articles ahead of the Finadium in Securities Lending conference (FISL), we highlight what our panelist experts from BNY Mellon, EquiLend and GLMX - Access, Automate, Analyze expect everyone will want to dig into in greater detail as the markets innovate to meet the demands of rapidly evolving dynamics. Nehal Udeshi, Mike Norwood, Salvador Giglio Anna Reitman More on #finadium: https://lnkd.in/eXu8AYez

In the last of our preview articles ahead of the Finadium in Securities Lending conference (FISL), we highlight what our panelist experts from BNY Mellon, EquiLend and GLMX - Access, Automate, Analyze expect everyone will want to dig into in greater detail as the markets innovate to meet the demands of rapidly evolving dynamics. Nehal Udeshi, Mike Norwood, Salvador Giglio Anna Reitman More on #finadium: https://lnkd.in/eBSsZY3J

Debt tokens are increasingly serving as collateral throughout DeFi, enabling liquidity and efficiency for market participants. As this trend continues, standardized risk frameworks will play a key role.

Great points made by all the panel participants. Electronification and RWA/capital efficiency are likely to create opportunities rather than reduce them. Market participants will benefit from innovation, not be hurt by it.