Marquette Associates’ Post

Great insight from The Bank of Tampa CEO Corey Neil on how the rate cut will impact consumers, from Valley Bank's Joseph Chillura on how it will impact Commercial Real Estate and investors, and SouthState Bank's John Corbett on how the cut will impact the banking industry as a whole. Read Christina Georgacopoulos story for Tampa Bay Business Journal here #ratecut #bankingnews

Grant Cardone comments on Powell’s article about commercial real estate in @fortune https://lnkd.in/eP76ufaA A problem we’ll be working on for years’: Fed chair Jerome Powell says commercial real estate’s impact on banking has just begun. #realestate #commericalrealestate #wealthmanagement #wealthcreation #money #investing

More than a year out from the regional banking failures of 2023, we expect negative press reports to continue as the true financial impact will likely stretch over a period of years. The silver lining is that banks and other lenders have time to address underlying issues. https://lnkd.in/gXUMaqRr

More than a year out from the regional banking failures of 2023, we expect negative press reports to continue as the true financial impact will likely stretch over a period of years. The silver lining is that banks and other lenders have time to address underlying issues. https://lnkd.in/ezRyp9km

The New York Fed has highlighted concerns about "extend-and-pretend" tactics used by banks to manage commercial real estate loan risks. By extending loan terms, banks might be masking true financial distress, which could lead to greater future risks. This approach, while avoiding immediate losses, might increase vulnerabilities if market conditions don’t improve. What do you think about this strategy? Should banks prioritize transparency even if it means recognizing losses now, or is this a smart way to manage risk in tough times? 🤔💬 #CommercialRealEstate #RiskManagement #Finance https://lnkd.in/e9GcHCE2

Indeed, the contagion from collapse of Evergrande, China’s largest property developer, has thus far been contained. International financial institutions which heavily invested in Evergrande, watched in horror as $300 billion in funds was vaporised from International property markets. At the very least, this leaves more than a few balance sheets; with a gapping hole in collateral. Add to this:- -not only US Commercial Real Estate, but EU and UK maybe facing very similar, colossal write-offs in commercial property valuations. -Germany is in now deep recession, if not process of total de-industrialisation (due to their folly of cutting off cheap energy supplies from Russia). -EU is in serious economic decline. -UK has begun its recessionary cycle -Japan is deeply in the midst of both a currency / economic crisis, and complete denial. ie.Global downturn could have already begun ! Does Gold (see price go vertical this past week) - see something the market is too blind to see ?? Another round of exponential QE may soon be upon us.

🏢 Treasury Secretary Janet Yellen speaks out on the state of the CRE market. 🏢 In the Treasury Secretary recent testimony she sheds light on the current state of the commercial real estate market. While acknowledging potential stress and losses, she reassures that the situation remains manageable and unlikely to pose systemic risks to the banking sector. Key points highlighted: - Expectations of additional stress and financial losses due to market weaknesses. - Efforts by bank regulators to address risks, particularly concerning post-pandemic vacancy rates and refinancing challenges. - Emphasis on comprehensive monitoring and collaboration with bank supervisors to understand exposures. - Concerns raised about climate change-driven risks affecting insurance availability, potentially impacting financial stability. This insight underscores the importance of staying informed and adaptable in navigating the evolving landscape. For her full testimony check out: https://lnkd.in/gADY-WXF #CommercialRealEstate #MarketInsights #RiskManagement #FinancialStability

Are we standing at the precipice of a banking crisis triggered by the commercial real estate downturn? 📉 This question demands urgent, informed insights.💡 Join us for an information-packed webinar led by Neal Bawa as he navigates the intricate interplay between banking and real estate. By tuning in, you’ll also learn valuable information about certain asset classes that shine as beacons of stability and potential growth. 🧐 Are Banks Facing a Crisis from the Commercial Real Estate Downturn? 🤔 Register for this webinar today! 👉https://lnkd.in/gNydjS72 Neal delivers a revealing analysis, shedding light on over 280 banks at risk due to their significant exposure to commercial real estate loans. He pinpoints the most vulnerable institutions and delves into the strategies they're employing to manage and reduce this risk. Neal's presentation will explore: ✅ The FED’s cautious dance with inflation and interest rates and the delicate but hopeful economic outlook 🔮 ✅ The banking sector's balancing act and a precarious situation for the challenging commercial real estate landscape ⚖️ ✅ Why the era of cheap money is officially over 🥲 ✅ Why multifamily remains a shining star despite economic conditions 🌟 Register your spot today! 👉https://lnkd.in/gNydjS72

https://lnkd.in/eKbE9Dvq Hmmm. Concerning. Proceed with Caution. The results from the nation's second-largest lender offer the latest example of how even the biggest banks are increasingly challenged by high interest rates.

When it comes to the ongoing #CRE challenges facing the #banking industry, the key is preparation… not panic. My colleague Tom Collins shares his perspective with Fortune. Reach out if you’d like to hear more about what West Monroe is seeing in the market and how we are helping our clients leverage #data, #relationshipbanking and #riskmanagement to better prepare in the midst of this tumultuous market.