Mascoma Bank’s Post

💕 Happy Valentine's Day to all the incredible advisors out there! As we celebrate love and relationships today, let's not forget about the special bond we share with our clients. According to the Plan Sponsor Attitudes Survey (2023), a staggering 70% of plan sponsors admitted to having their interest piqued by a recent advisor solicitation. It's a reminder that in our line of work, loyalty must be earned every day. Don't let the fear of losing a client to another advisor break your heart. Instead, let's focus on strengthening our relationships and ensuring our clients understand why they chose us. Transparency and trust are the cornerstones of lasting partnerships. If you're feeling uncertain about your client relationships, let's chat. Together, we can fortify those bonds and make them bulletproof. With stronger connections in place, you can spend less time worrying about retention and more time on growing your revenue. If you do not have my contact information you can book an appointment using the link below my name. Here's to building lasting love with our clients! #valentinesday2024 #FinancialAdvisors #RetirementPlanning #CashBalancePlans #CunaMutual #RetirementPlanning #CashBalanceSolution #CunaMutual #401k #403b #retirementplans #tpa #advisors #401kplan  #erisa #financialservices #NQDC

Incredible share Glenn Sanford! I was reminded on a couple of occasions today about why we started eXp Realty almost 15 years ago. 15 years ago real estate agents didn't have a retirement strategy and I heard someone back then say two things... Real Estate Agents don't retire. They die. & This is the only industry where your real estate agent might need to use a walker. There's nothing wrong with this however it is a fact of life that independent contractors have historically had no safety net. What happens when you can't sell real estate and you are the primary breadwinner for your household? What happens then. KW got it kind of right when they talked about having businesses worth owning. It was really aspirational because in reality it was so rare to actually find an agent who had really built a business to the 7th level. In reality it's probably easier to get hit by lightning then it is to build a real estate practice to the 7th level. Anyway I digress a bit however seeing agents who end up with some sort of issue, whether health or taking care of a loved one or simply wanting to retire and being able to do that with dignity is the biggest blessing that this business provides me almost every day. Certainly there are new upstarts, REAL, LPT, Epique and others who because eXp led the way are providing similar benefits to agents who go there as well. I'm proud that we have fundamentally changed the industry as we know it going forward. We were the first one to introduce health coverage for real estate professionals. Now two of the above do something similar. We were the first company to offer meaningful equity. Now one does it in reality and the others promise it... (its a toss up if that happens). In any event, as Leo Pareja mentioned in another post. We're just getting started. We have a ton of benefits already in place beyond those listed above and a bunch more coming in the future. Bottom line. If you are a real estate agent be with a company that puts you first and orients everything around being better for the agents who are with them. One thing I continue to be super proud of is the amount of ownership in the company that continues to be with our agents, brokers, founders and staff. I estimate it to be around 70% of the company. Anyway I do get emotional when I hear about situations where there is something tragic while at the same time recognizing that eXp has in a small way created a way through that would be hard to see with the legacy models of real estate.

🗣️ "Garrett, we're retiring earlier than expected! Let’s catch up soon!" I got this message from a client I’ve been working with for seven years. They thought they needed to work another half decade. Instead, they plan to… ✌️ Submit their two-weeks notices. 🛣️ Enjoy a two-month trip across the U.S. reconnecting with loved ones. 🇳🇮 Retire to Central America as missionaries. Here’s how we made them confident to take the leap. 👇 → Listened to their dreams and ambitions. → Provided financial guidance to fund their goals. → Developed a plan to draw income from their assets. . . . Disclosures: Thrivent.com/social

In recent years, the family drama surrounding an aging media mogul — and his unresolved succession plans — have been at the center of a hit television show. For family businesses, succession planning is a sacred duty, reflecting stewardship and foresight. But relationships among family members are sometimes just as complicated in real life as they are on TV and monetizing a closely held business to help fund retirement often takes longer than expected. As faithful custodians of legacy, we navigate this transition with humility, seeking divine wisdom to guide our decisions. https://lnkd.in/gUMfv8T6 #financialmanagement #wealthmanagement #financialstewardship #wealthplanner

Do These 5 Things Now ⬇️ John D. Rockefeller died 100 years ago and The Rockefellers have done their NYC Christmas Tree Lighting in Rockefeller Center for more than 90 years, that’s something to look at and think, “How are they able to do that?!” Well, here are the 5 things they used, and continue to use, to create, grow, protect, and pass on their family’s wealth… 1️⃣ Entrepreneurship 2️⃣ Real Estate 3️⃣ Family Trust 4️⃣ Cash Value Life Insurance 5️⃣ Regular family financial meetings (the most crucial and the one that ties all the others together) Hopefully, this breakdown helps show how it is pretty simple (not easy) to create and maintain YOUR family’s wealth for multiple generations! Let's talk about it and make sure you (and your family) have what you need! As always follow for more insurance, investing, and retirement planning tips and strategies and let me know how I can help! ____ Chike Uzoka, FIC, CCA Certified Family Office Wealth Advisor Teaching The Rockefeller Money Method and helping you create, grow, protect, and pass on wealth over multiple generations. www.getclearwithwealth.com ____ #TheRockefellers #RockefellerMindset #RockefellerMoneyMethod #FamilyOffice #FamilyOfficeFinancialAdvisor #FamilyFinancialPlanning #FamilyFinancialEducation #GenerationalWealth #PersonalFinance #retirementplanning #BlackFinancialadvisor #retirementgoals #relationshipgoals #moneymindset #wealthcreator #blackwealth #doineedafinancialadvisor #financialgoal #financialgoalsetting #myfinancialgoals #myfinancialadvisor

February is a month full of important dates and financial opportunities that I'm excited to share with you all! 💼❤️ 1️⃣ Valentine's Day - February 14th: While we celebrate love and affection on this day, let's also show some love to our finances! Investing in your financial future can be just as rewarding as a romantic relationship. Consider exploring mortgage options to secure your dream home or refinancing to save on your monthly payments. Love your finances, and they'll love you back! 2️⃣ Family Day - February 19th: Family is everything, and that includes securing their financial well-being. If you're considering homeownership, why not discuss it with your loved ones on this day? I can help you find the perfect mortgage solution to provide stability and security for your family's future. 3️⃣ RRSP Deadline - February 29th: It's time to think about your financial future! Contributing to your Registered Retirement Savings Plan (RRSP) before the end of February can lead to valuable tax savings and a more comfortable retirement. Let's chat about how mortgage strategies can complement your retirement plans. 4️⃣ Leap Year - February 29th (2024 only): Just as this extra day in February can make a big difference, so can smart financial choices. Consider investing in real estate through mortgages as a way to grow your wealth in leaps and bounds. I'm here to guide you through the process. February offers us a chance to cherish our loved ones and make significant financial strides. If you're interested in maximizing your financial opportunities this month, don't hesitate to reach out. Together, we can make this a month of love and financial growth! 💰🏡 #FebruaryFinance #MortgageMatters #FinancialGoals #ValentinesDay #FamilyDay #RRSP #LeapYear2024

When Jamie Dimon talks ... so often Wall Street listens. Jamie Dimon has been asked countless times over the last several years how much longer until he retires, the answer has always been the same, "more than five years". Jamie was just asked again, how much longer, and his response now: "the plan is well on the way". As a financial advisor this is another area where listening to Jamie Dimon can help you. If you are considering retirement in five years, then your plan should also be well on the way, when it comes to looking for your succession the best time to start is when you have more than five years left. While Jamie Dimon's succession plan is vastly different from that of a financial advisor's plan, the goal of having one well in hand with five years to go is clearly similar. As a financial advisor having more time creates more options and even can generate a better price. If you are considering a succession in the next 10 years, you should understand what your options are and how to maximize them. After all, prices today are at an all time high. #bridgemarkstrategies #wealthmanagement #jamiedimon #jpmorgan #financialadvisor #ria #successionplanning

In recent years, the family drama surrounding an aging media mogul — and his unresolved succession plans — have been at the center of a hit television show. For family businesses, succession planning is a sacred duty, reflecting stewardship and foresight. But relationships among family members are sometimes just as complicated in real life as they are on TV and monetizing a closely held business to help fund retirement often takes longer than expected. As faithful custodians of legacy, we navigate this transition with humility, seeking divine wisdom to guide our decisions. https://lnkd.in/g5CuQywU #financialmanagement #wealthmanagement #financialstewardship #wealthplanner

How to Make This Christmas Unforgettable Without Spending a Fortune This Christmas, give the gift that truly matters—your time and presence. Senior family members value your company far more than expensive gifts. Start planning now and explore thoughtful ways to make the holidays special without breaking the bank. Whether it's drawing names, giving one meaningful gift, or repurposing something you already own, discover how to create lasting memories with your loved ones without overspending. #mortgagelendertips #mortgagelending #mortgageloantips #homebuyertips #mortgageinsurance #homeownersinsurance #smallbusiness #USDA #usrealestate

A staggering £89bn are currently lost in accounts including pensions. This is a significant figure that exceeds even the GDP of certain countries! The concern, other than the fact that people are forgoing some of their hard earned cash, is that they could experience shortfalls and possibly a lowering of living standard at retirement that could lead to all sorts of detriment longer term. A possible solution would be empowering people to take control over their “lost” funds. A trusted financial adviser should be the first person you reach out to in order to find this lost wealth, consider your options and plan for the future. So if you know someone who might need a hand tracking lost pensions and planning for their retirement, please get them to reach out!  ______________________________________ Hi I'm Ernest 💫 I'm a financial planner with a burning desire to build connections and assist people achieve their business and personal finance goals! Whilst I am based in Leicestershire 🗺 , I operate all around the UK and can assist with: ✅ Pensions (including SIPP/SSAS) ✅ Insurance ✅ Mortgages ✅ Inheritance Tax Planning ✅ Tax mitigation ✅ Business planning and more... Why not reach out today for a free initial consultation? #wealthmanagement #financialplanning #financialadvice #investments #goals