The CURE for higher rates… might just be HIGHER rates! 😳 The 10 Year Treasury Yield is the rate of return when buying TREASURY BONDS! 💰 Treasury Bonds are the U.S. Governments DEBTS! During COVID years- the U.S. was funneling a LOT of money in, making the bond market strong in return, lowering mortgage rates! If we see investors start moving money into safer investments such as Treasury Bonds, which is common since our economy is a little rocky at the moment, it will HELP mortgage rates! So where im getting at is… higher rates means a rockier economy which causes a higher 10 Year Treasury Yield that will result in LOWER MORTGAGE RATES! If you found this helpful, give us a like! For more information: 📲Call or Text Us! 816.631.9687 📧dmcgowan@nexamortgage.com #mortgagebroker #homeloans #firsttimehombuyer #mortgageupdate #housingmarket #realestate #realtor #loanofficer #homebuyingtips #homeownertips #mortgagetip #economy #realestatetip #smartinvestor #titlecompany #mortgagelender #broker #wealth #housinginventory #housingmarketupdate #inflation #mortgagerates #housinginventory #economy #inflation #treasuryyield #investors
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NMLS #: 1478470 - NEXA NMLS #: 1660690 - AZMB #: 0944059 - NEXA Mortgage LLC is an Equal Housing Lender - 3100 W Ray Road #201 Office #209, Chandler, AZ 85226
The CURE for higher rates… might just be HIGHER rates! 😳 The 10 Year Treasury Yield is the rate of return when buying TREASURY BONDS! 💰 Treasury Bonds are the U.S. Governments DEBTS! During COVID years- the U.S. was funneling a LOT of money in, making the bond market strong in return, lowering mortgage rates! If we see investors start moving money into safer investments such as Treasury Bonds, which is common since our economy is a little rocky at the moment, it will HELP mortgage rates! So where im getting at is… higher rates means a rockier economy which causes a higher 10 Year Treasury Yield that will result in LOWER MORTGAGE RATES! If you found this helpful, give us a like! For more information: 📲Call or Text Us! 816.631.9687 📧dmcgowan@nexamortgage.com #mortgagebroker #homeloans #firsttimehombuyer #mortgageupdate #housingmarket #realestate #realtor #loanofficer #homebuyingtips #homeownertips #mortgagetip #economy #realestatetip #smartinvestor #titlecompany #mortgagelender #broker #wealth #housinginventory #housingmarketupdate #inflation #mortgagerates #housinginventory #economy #inflation #treasuryyield #investors
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The Fed has left interest rates unchanged and signaled only one cut by the end of the year, rather than three. This might mean higher mortgages, but it also means a higher return on your savings account. Watch my video for @Bloomberg Opinion
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The US10Y rate is the most important in the industry. It serves as a vital indicator for long-term, fixed rate debt, and mortgage rates. Keeping a close eye on the 10-year rate allows us to make informed decisions about our investments. The US10Y is typically a spread above the 10-year Treasury yield, which ultimately affects the interest rates we pay. Given the current economic climate, it's crucial to follow the 10-year rate closely as we anticipate potential rate reductions. Listen to more now ➡️ https://lnkd.in/g7cQ8vqX
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✅VA Loan Expert | 💪Military Veteran USMC | Veteran Advocate | Husband | Father | 408-705-6492 I am here to serve!
Navigating the Federal Reserve's Effects🔄 on Mortgage Rates and Debt! What are the implications of the Federal Reserve's interest rate decisions. While the Fed directly controls short-term rates, their actions have a ripple effect on long-term debt rates, potentially spiking them and inadvertently fueling inflation. From my experience in the real estate market, this insight is critical. Many home buyers and sellers hold their breath for rate cuts, hoping for lower mortgage expenses. Yet, the real impact might be quite the opposite, stressing the importance of understanding how different interest rates are influenced and react in the economy. 💭 What are your thoughts on how Federal Reserve rate decisions influence your real estate decisions? 📈 #FederalReserve #InterestRates #RealEstateInvestment #FinancialPlanning #EconomicInsights
Could a Fed rate cut trigger higher Mortgage Rates and/or inflation? 📈 🤔
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What factors determine mortgage interest rates? Federal Reserve’s Moves: Explore how the Fed’s decisions impact interest rates, setting the rhythm for the real estate market. Inflation’s Impact: When prices of goods rise, interest rates often follow suit, like a game of financial tag Global Economy: It’s a small world after all, and what happens overseas can ripple back to our shores Supply and Demand: More people wanting loans means higher interest rates Are you planning to make a move? Regardless of whether you’re looking to upgrade, downsize, or start over…drop ‘YES’ in the comments to start the process #InterestRateInsights #RealEstateFinance #FinancialLiteracy #MortgageRateFactors #RealEstateEconomy #InflationAndRates
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"For all the deserved attention on the Federal Funds rate, it seems that many have overlooked an important principle: the Federal Funds rate does not directly impact mortgage rates." Insightful article in which David Frosh highlights crucial considerations for CRE investors. Mortgage rates are influenced by various economic factors... not solely the anticipated Fed funds rate drops. Key Takeaway: Investors must pivot towards understanding capital availability amidst over $900 billion in maturing debt in 2024. Despite challenges, high real estate equity and regulatory measures provide stability. Actionable Advice: Prompt refinancing may be prudent, as waiting for rate drops may not yield desired outcomes amidst potential capital scarcity from the tradition debt providers. As always, it is imperative to have informed decision-making in navigating evolving market dynamics. Call me to discuss! #investmentsales #capitalmarkets #commercialrealestate #realestateinvestment #realestateinvesting https://lnkd.in/ef_dnXXW
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Founder of Gratitude Financial Planning | Known as Nice Guy Money | Simple, Honest Financial Advice | Chartered Financial Planner | Helping You Make the Most of Your Money
FINALLY interest rates have come down 👇👇👇 They’ve lowered the base rate from 5.25% to 5%. WHY❓ Because inflation, which had been stubbornly high for over three years, has finally settled back to the target level of 2% 📉. So, what does this mean for you… **Savers**: Unfortunately, you might see a dip in the interest you earn on your savings accounts. Banks usually follow the base rate, so lower rates mean less interest. 📉💰 **Borrowers**: Good news! If you have a variable-rate mortgage or loan, your interest payments could go down. This makes borrowing cheaper and can ease some financial pressure. 🏡💸 In a nutshell, while savers might earn a bit less, borrowers will enjoy lower repayment costs. This move is all about balancing economic growth and keeping inflation in check. 📊⚖️ Feel free to message me if you have any questions❓ Freddie ⭐ Chartered Financial Planner ⭐ 💻 Find out more about what I do at gratitudefp.co.uk #InterestRates #Inflation #Savings #Mortgages #EconomicGrowth #FinanceNews #Borrowing #UKEconomy #FinancialUpdate
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Your Friendly Neighborhood Mortgage Lender! Serving 48 States. Ron Siegel Radio | Siegel Lending Team | (800) 306-1990 | NMLS #217037
📈 Economic shifts are affecting mortgage rates in big ways! With inflation staying sticky and global bond yields rising, it's a crucial time for #RealEstate and finance pros to guide clients wisely. 🏠 Rates recently dipped, boosting home sales, but as the Fed and upcoming elections impact the market, a strategic approach to rate locks is key. For those closing soon, consider locking those rates; for others, a cautious float may work. Timing is everything in today's market! 📅 Want the full breakdown? Catch the latest insights from #RonSiegelRadio to navigate these changes smartly. 📊 https://lnkd.in/gpEq4_R2 As Certified Liability Advisors (CLA), we help families build wealth through better debt management. #BorrowSmart #EconomicTrends #MortgageMoves #FinancialSecurity
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Interest rates and their impact on the housing market have been a hot topic lately. The Federal Reserve recently lowered the Feds Fund rate by .50%, sparking expectations of lower mortgage rates. However, the reality is different - 30-year fixed rate mortgages have actually risen. This serves as a reminder that these mortgages are more closely linked to the yield on the 10-year Treasury note than to the Fed Funds rate. For those with variable rate products like HELOCs or business loans tied to prime rate, the decrease in short-term interest rates is likely benefiting you. On the flip side, if you were hoping for a significant decline in 30-year fixed mortgage rates, it seems like that might not be happening anytime soon. Stay informed and adapt your strategies accordingly in this ever-evolving financial landscape. And let me know if you need help positioning your portfolio for the new interest rate environment. #InterestRates #FederalReserve #MortgageRates #FinancialMarket #Economy #treasurevalley #CEO #founders #entrepreneur #CFO #businessowner
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Mortgage Consultant at Edge Home Finance (866) 420-4345 | Jumbo | FHA | CONV |VA | USDA | First Time Home Buyer Programs | Commercial Financing | A-5 STAR Mortgage Experience | Licensed In FL, MI
These are the factors that determine your mortgage interest rate Well, it’s a mix of several factors: ✔️ First up, we’ve got the big player, the Federal Reserve. Think of them as the maestros of the economy, adjusting rates to keep things balanced. ✔️Then, there’s inflation – the sneaky ghost in the machine. When prices of goods rise, interest rates often follow suit, like a game of financial tag. ✔️ Don’t forget about the global economy. It’s a small world after all, and what happens overseas can ripple back to our shores. ✔️ And of course, there’s good old supply and demand. More people wanting loans means higher interest rates, just like a hot ticket concert selling out. So next time you see interest rates change, remember it’s not just random numbers. It’s a complex dance of economics, policy, and global events. Fascinating, isn’t it? #MortgageBrokerLife #homeloans #mortgageexpert #mortgagespecialist #mortgageadvice #mortgagerates #mortgagelenders #homeloans #closingdeals #MortgageTips
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