Michael Bova’s Post

Today, I beg to differ to any investors who still claimed that the onset of the COVID-19 pandemic in early 2020 sent shockwaves through the global economy, leading to their portfolio experiencing one of the most rapid and severe market downturns in history. If your portfolio continues to dwell in the shadows of red, consider this a beacon of guidance for you. Why? These are the possible reasons. → Poor discipline → Poor conviction → Buying into Hype → Buying into FOMO Yet, S&P 500 YTD 2019 → +31.5% S&P 500 YTD 2020 → +18.4% S&P 500 YTD 2021 → +28.7% S&P 500 YTD 2022 → -19.4% S&P 500 YTD 2023 → +24.2% This serves as a reminder that the journey of investing is a marathon, not a sprint. It’s a path laden with both challenges and opportunities, demanding patience, resilience, and a strategic vision. In the grand narrative of investing, periods of decline are but chapters in a much larger story. They teach us the value of perspective, the importance of diversification, and the virtue of patience. As you navigate through these turbulent waters, remember that the tides do turn, and with a well-charted course, you can emerge stronger and wiser. // 🔔 Follow me on LinkedIn! → https://lnkd.in/gmkdZHET 📙 Free S-REITS Playbook! → https://lnkd.in/gfVTdmJR 🚰 Why Dividend Investing? → https://lnkd.in/gMV2cnYD

🚨 𝗕𝗲𝘄𝗮𝗿𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗦𝗹𝗶𝗽𝗽𝗲𝗿𝘆 𝗦𝗹𝗼𝗽𝗲 𝗶𝗻 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 🚨 Ever heard someone say, “If interest rates rise by 2%, the stock market will crash, and we’ll be headed for a depression”? This is a classic example of the Slippery Slope Fallacy—a flawed argument where one minor event is believed to lead to a cascade of extreme, often disastrous consequences. In investing, it’s easy to get caught up in fear-based narratives. But successful investors know better than to fall for these exaggerated “what if” scenarios. 📉 Instead, they focus on data-driven insights, long-term strategy, and fundamentals, steering clear of panic-induced decisions. 💡 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆: Markets are complex, and single events don’t automatically lead to worst-case outcomes. Stay patient, informed, and grounded in logic, not fear. 🔗 Follow Millennium Wealth for more insights on navigating financial metrics and making well-informed investment decisions. 🔗Subscribe: https://shorturl.at/Cb0dP #InvestingWisely #StockMarketTruth #FinancialStrategy #InvestSmart

What a week! Monday kicked off the biggest #market sell-off in four years. A measured piece in this weekend's AFR on how #investors should manage market extremes. Morningstar's Mark LaMonica, CFA, CFA crunched the numbers for the paper.. "Investors underperform indexes by 1 per cent to 1.5 per cent a year due to emotional investing."  Read more about Mark's insights here: https://mstar.me/4d6U6qd

🌊 Ready to surf the market waves like a pro? 🌊 If you're a working professional hesitant to start investing, now's the time to dive in! Don't let market ups and downs intimidate you – they're all part of the game. Start small with diversified investments to spread your risk and focus on the long-term horizon. Stay informed with industry trends and utilize market research tools: https://lnkd.in/gg5PXgtj Remember, with the right approach, you can turn market volatility into your advantage! 💼📈 #InvestingTips #MarketVolatility #SmartInvesting

The past nine months have marked a soft landing in the U.S., which we believe is leading to a recession. Discover why, explore the 'dominoes' we're watching, and get answers to key investment questions: https://lnkd.in/eY6Cuv5F #MacroPulse | #MacroInsights | #MarketInsights | Lauren Goodwin, CFA | Julia Hermann, CFA | Michael LoGalbo, CFA

The US economy defied expectations for a recession in 2023. What's next for 2024? How should investors position their portfolios? Our Chief Investment Office (CIO) provides key investment ideas and the "top 10 New Year's resolutions" in this month's House View letter. Join us for our next livestream: Today, January 4 at 1:00 p.m. ET at ubs.com/ciolive. #USEconomy #NewYearResolutions #investmentideas #InwoodWealthAdvisors

Five years ago, nobody had heard of COVID-19, and it would have been impossible to imagine a world with 0% interest rates.   If you could have said five years ago that we were soon to be headed into a global pandemic that shut down the world, followed shortly after by one of the worst calendar years for balanced investors, what do you think they would have expected to earn on their investments over the following 5 years? My guess is that whatever predictions were made, diversified portfolios have very much exceeded those expectations.   Over 7% annualized (over 40% return in total) on a balanced fund through two market declines… 📉 📈 I know investors today are worried about wars, elections, recessions, etc. And some of those fears may turn out to be valid.   Many others won’t.   But it’s worth reminding you that your portfolios are not the news headlines, and portfolios don’t behave accordingly (at least over the long term). Avoid trying to time the market and begin your investment journey today! #Investing #CompoundReturns #WealthManagement

Five years ago, nobody had heard of COVID-19, and it would have been impossible to imagine a world with 0% interest rates. If you could have said five years ago that we were soon to be headed into a global pandemic that shut down the world, followed shortly after by one of the worst calendar years for balanced investors, what do you think they would have expected to earn on their investments over the following 5 years? My guess is that whatever predictions were made, diversified portfolios have very much exceeded those expectations. Over 7% annualized (over 40% return in total) on a balanced fund through two market declines… 📉 📈 I know investors today are worried about wars, elections, recessions, etc. And some of those fears may turn out to be valid. Many others won’t. But it’s worth reminding you that your portfolios are not the news headlines, and portfolios don’t behave accordingly (at least over the long term). Avoid trying to time the market and begin your investment journey today! #Investing #CompoundReturns #WealthManagement

🚨 𝗕𝗲𝘄𝗮𝗿𝗲 𝗼𝗳 𝘁𝗵𝗲 𝗦𝗹𝗶𝗽𝗽𝗲𝗿𝘆 𝗦𝗹𝗼𝗽𝗲 𝗶𝗻 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 🚨 Ever heard someone say, “If interest rates rise by 2%, the stock market will crash, and we’ll be headed for a depression”? This is a classic example of the Slippery Slope Fallacy—a flawed argument where one minor event is believed to lead to a cascade of extreme, often disastrous consequences. In investing, it’s easy to get caught up in fear-based narratives. But successful investors know better than to fall for these exaggerated “what if” scenarios. 📉 Instead, they focus on data-driven insights, long-term strategy, and fundamentals, steering clear of panic-induced decisions. 💡 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆: Markets are complex, and single events don’t automatically lead to worst-case outcomes. Stay patient, informed, and grounded in logic, not fear. 🔗 Follow Millennium Wealth for more insights on navigating financial metrics and making well-informed investment decisions. 🔗Subscribe: https://shorturl.at/Cb0dP #InvestingWisely #StockMarketTruth #FinancialStrategy #InvestSmart

Navigating the Bear Market: Keep Calm and Stay Invested How are investors reacting to the most recent downturn in the market? In the face of a bear market, it's a natural instinct for investors to consider heading for the exits. However, historical market trends and financial wisdom suggest that making hasty decisions in response to short-term market volatility can be detrimental to long-term investment goals. Bear markets, while challenging, are a natural part of the investment cycle. Investors who can resist the urge to panic and remain invested are often those who reap the rewards over the long term. Hence, it is essential to maintain a disciplined approach, keep a diversified portfolio, and focus on long-term financial goals. The bear market is not an end but a phase — one that calls for patience and fortitude from savvy investors! #uppercrustwealth #wealthmanagement #sip #mutualfunds #financegoals