Miriam Laura Fernandes’ Post

Back in 2019, just like almost everyone around me in the final year of undergrad, I felt I must inevitably take the CFA Program. There were other acclaimed certification programs like CIS, ICAN/ACCA, but CFA stood out. Now, considering that most of my colleagues desired to work in Corporate Finance and IB outfits, making this choice was a right fit for their career. But I honestly felt like it wasn't a necessary requirement for my career vision and just couldn't fathom the pressure. Interestingly, at the time, I also happened to have a sponsor who honestly thought CFA was the best thing after...probably an Ivy-league #MBA and urged me further on that path. So, I went on to take the CFA Institute Investment Foundations Program, even representing my university at the CFA Institute Research Foundation Challenge where my team came Top 2 throughout the country and also secured a CFA Access Scholarship. Today, I am sincerely thankful for those first steps that gave me a solid understanding of the global investment industry, and have contributed significantly to my journey in becoming a well-rounded talent. However, I still do not believe a CFA is critical for everyone, not for me, maybe not even for everyone in Finance, and I have seen that this may be controversial, which is why making that decision must be in line with one's career goals. Getting the right knowledge/advice is also important, because your decision is only as good as the quality of information available to you. Below 👇🏽 are other CFAI programs/courses that I recently found are available to finance/investment professionals looking into areas like; - Private Equity & Private Markets - Climate Finance - DeFi (Blockchain & Cryptocurrencies) - ESG - Climate Investing and Valuation - Data Science & Machine Learning See the full list of programs here https://lnkd.in/dZBKjwBT But with that said, this is a genuine congratulatory post to all successful CFA Level I candidates. 🥂 How does your success feel? 😊 Your resilience has paid off and I hope you never doubt it, ever again. My heart also goes out to everyone who didn't get the desired news. Will you be trying again? WR. #cfa #career #finance #economics #doinghardthings

Investment Learning with LadieZ Club Reksadana by ZAPFinance We will talk about the investment learning with Ladiez Club Reksadana by ZAPFinance. Do you have understanding enough about investment on reksadana or mutual fund? This was my first time taking a financial literacy class. It took a while for me to decide before I enrolled the class. Then i decided to enroll in the Investments Learning with Ladiez Club Reksadana by ZAPFinance. Read more ⤵️

I'm delighted to share insights from my latest blog about the transformative UC Investments Academy, a program designed to educate and prepare UC students for careers in finance and investing. Spearheaded by UC Chief Investment Officer Jagdeep Singh Bachher, this initiative offers unparalleled access to industry insights, networking opportunities, and hands-on learning experiences at no cost. A testament to its success and ambition, the academy is rapidly expanding its reach across the UC system. I encourage everyone interested in investing and finance to consider engaging with the UC Investments Academy. Discover more about this opportunity in my full post. #UC #Investing #FinanceCareers #UCInvestmentsAcademy

𝗜𝗻𝗻𝗼𝘃𝗲𝘀𝘁𝗫 𝗕𝗿𝗶𝗻𝗴𝘀 𝗶𝗻 𝗘𝘅𝗽𝗲𝗿𝘁𝘀 𝘁𝗼 𝗘𝗻𝗵𝗮𝗻𝗰𝗲 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗞𝗻𝗼𝘄𝗹𝗲𝗱𝗴𝗲 𝗟𝗮𝘂𝗻𝗰𝗵𝗲𝘀 𝟱 𝗢𝗻𝗹𝗶𝗻𝗲 𝗖𝗼𝘂𝗿𝘀𝗲𝘀: "𝗠𝗮𝘀𝘁𝗲𝗿 𝗧𝗙𝗘𝗫 𝗧𝗿𝗮𝗱𝗶𝗻𝗴, 𝗨𝘁𝗶𝗹𝗶𝘇𝗲 𝗧𝗿𝗮𝗱𝗶𝗻𝗴𝗩𝗶𝗲𝘄 𝗹𝗶𝗸𝗲 𝗮 𝗣𝗿𝗼" 𝗙𝗿𝗲𝗲 𝗖𝗼𝘂𝗿𝘀𝗲𝘀 𝘁𝗼 𝗡𝘂𝗿𝘁𝘂𝗿𝗲 𝗧𝗙𝗘𝗫 𝗧𝗿𝗮𝗱𝗲𝗿𝘀 📈 InnovestX Securities Co., Ltd., the investment flagship of SCBX Group, has announced the launch of five new online courses aimed at boosting investment knowledge. Titled “Master TFEX Trading, Utilize TradingView like a Pro,” these courses are designed to equip investors with the skills needed to succeed in the TFEX market. The initiative brings together top investment experts to provide comprehensive training, starting from the basics of TFEX trading to advanced techniques using TradingView. The courses offer tools and strategies to improve their chances of success in the futures market. InnovestX is offering these courses for free, reflecting its commitment to making high-quality investment education accessible to all. Interested participants can enroll via the company’s website https://lnkd.in/gUCN2ntU from now until August 8, 2024. Mr. Pichai Lertsupongkit, Chief Commercial Officer of InnovestX Securities Co., Ltd., said, "In addition to InnovestX's focus on innovative products and effective investment services that meet the needs of investors, whether they are Value Investors (VI) or Technical Investors, access to information and promotion of investment knowledge is also of utmost importance. InnovestX continuously drives these efforts to enable investors to make efficient investment decisions and increase their chances of achieving their investment goals. InnovestX is the only securities company in Thailand where investors can trade TFEX and Thai stocks directly on TradingView through an InnovestX account. Therefore, we have launched five online courses titled 'Master TFEX Trading, Utilize TradingView like a Pro' with intensive content to help investors interested in TFEX trading and those looking to develop their skills in effectively using TradingView investment tools. The courses feature experts and knowledgeable investors from InnovestX, such as Mr. Ekpawin Suntarapichard, Senior Strategist, Equity and Derivatives market and Dr. Songkran Jarusirisawad, Data Scientist, as well as professional investors such as Mr. Puripong Nakasuwan, owner of the page Machao Dohoon The Future (ม้าเฉียวดูหุ้น The Future), and Mr. Prapat Kitsangpakdee, owner of the page Meawbin Investor. They will enhance the foundational knowledge of TFEX, covering techniques for using TradingView tools and various indicators effectively, as well as timing TFEX trades using Technical Analysis. This will help investors succeed in the TFEX market and develop themselves into professional traders." For more information, please visit https://lnkd.in/gTU6NBF5 #InnovestX #InvestmentUniverseIYourHands

I am excited to announce my latest accomplishment: #NPTEL - Quantitative Investment Management certified! 🏆 Grateful for the opportunity to enhance my skills and stay at the forefront of Investment Sector. Ready to bring this new expertise to the table! #Certification #ProfessionalDevelopment #QuantitativeInvestmentManagement #investmentbanking #riskmanagement #assetmanagement #financialadvisors

According to InvestmentNews, alts education is a must for advisors: https://bit.ly/3zaxarp – And that’s where CAIA Association comes in! Our very mission prioritizes professional education, transparency, and thought leadership across all investor alternatives in our industry! #investing #alternativeinvestments #ongoingeducation

Another AI (alternative investments) is new trend to mitigate volatility. The trend is your friends. 市場の激しい値動きを抑えるため、株式や債券のようなパブリックマーケットの複数の資産クラスを分散させるより代替投資使ってリスクを軽減する資産クラスが注目されている。Artificial IntelligenceでなくAlternative Investmentsの方を指す

𝗔𝗿𝗲 𝘆𝗼𝘂 𝗽𝘂𝗿𝘀𝘂𝗶𝗻𝗴 𝗼𝗿 𝗮𝗿𝗲 𝗶𝗻𝗰𝗹𝗶𝗻𝗲𝗱 𝘁𝗼 𝗽𝘂𝗿𝘀𝘂𝗲 𝘁𝗵𝗲 𝗖𝗠𝗧 𝗱𝗲𝘀𝗶𝗴𝗻𝗮𝘁𝗶𝗼𝗻? 𝗥𝗲𝗮𝗱 𝘁𝗵𝗶𝘀… Many have asked me about CMT charter, with questions focused on the impact that it can have on one’s career. I am briefly discussing the pros & cons of the certification in this post. The idea is NOT to criticize (so please hold your fire), BUT to evaluate the CMT in an unbiased way, as per how the investment industry would value it. For the start, CMT is a renowned certification and if you search LinkedIn, it is widely held by industry practitioners. It has a thriving alumni network, in addition to easily being one of the most interesting finance certifications to study. It is an educational delight to go through its study materials. Lastly, the CMT Association invests a fair bit of efforts to hold regular industry networking events both online and offline. This shows the commitment that the CMT Association has made, towards the investment community and furthering the cause of technical analysis as a discipline. On the flip side, depending on what kind of an investor it is, the perception about CMT varies. This is not because of the CMT designation or the topic coverage itself, BUT because of how different investors perceive technical analysis as a discipline. Technical analysis as a discipline is NOT taken seriously by many categories of investors, such as… - Long Only - Fundamental Long/Short - Sovereign Wealth Funds - Mutual Funds Now mind you, these are the funds that have the chunkiest corpuses to invest, and they won’t take technical analysis seriously! Just think- if you were a fundamental investor managing billions of dollars, would you invest based on graphs, charts, patterns, shapes, moving averages & indicators? The answer is a loud NO! You would invest based on fundamental analysis & valuation, right? However, not all is lost for CMT! Retail, HNIs, AIFs, Hedge Funds using momentum strategies & Family Offices- these are the types of investors that usually view technical analysis somewhat favourably, because of its simplified nature. It also pays to bear in mind, that not every retail and HNI investor may have a strong understanding of fundamental analysis & so technical analysis comes handy to those. So, my LinkedIn family- when you go searching for a job based on CMT, you will have a higher chance of acceptance at brokerages that service retail, HNI or family offices types of investors. However, if you are targeting trading desks at bulge bracket investment banks, they will be indifferent to CMT. If you are trying to get an entry level job at one of these desks, then you will find it tough with just CMT Feel free to share your thoughts in the comments section! #students #education #equities #trading #investmentbanking #markets #iimlucknow #iimbangalore #jobs #careers #iimindore #CMTAssociation #CMT #MBA #FRM #CAIA #CPA #CA #iimcalcutta #mentoring #mentor #mentee #manankaro

Investors can incorporate alternative asset classes into a variety of investment strategies, methods, and risk profiles. This enables them to establish a portfolio that conforms to their unique investment needs, regardless of whether they are trying to diversify from traditional listed equities and bonds or pursuing additional sources of returns.  Sylvia S. Kwan, CFA, CAIA, Ellevest #alternativeassets #connectmoney

Educational Series: Simplifying Complex Investment Theories for Better Understanding In an era marked by information overload & complex financial markets, understanding the core principles of investment theories is paramount for investors, fund managers, RIAs, and family offices alike. 1. Modern Portfolio Theory (MPT): At its heart, MPT is about achieving the best possible return for a given level of risk. Simplified, it suggests diversifying your investment portfolio across various assets to reduce risk without sacrificing potential returns. Think of it as not putting all your eggs in one basket but spreading them across several baskets to minimize the loss if one falls. 2. Efficient Market Hypothesis (EMH): EMH proposes that stock prices reflect all available information, making it impossible to consistently achieve higher returns. In simpler terms, it argues that beating the market is largely a matter of luck rather than skill, emphasizing the importance of passive investing strategies like index funds. 3. Behavioral Finance: This theory acknowledges that investors are not always rational and that psychological influences can impact investment decisions. Simplifying this, it’s essential to be aware of emotional biases (like fear of missing out or reluctance to accept losses) that might lead you astray and focus on long-term investment strategies instead. 4. Dividend Discount Model (DDM): DDM values a stock by predicting dividends and discounting them back to their present value. Essentially, it’s like calculating the present worth of all the money you expect to receive from an investment, emphasizing the importance of future cash flows in determining an investment's value today. 5. Capital Asset Pricing Model (CAPM): CAPM helps in determining the expected return on an investment, considering its risk relative to the market. It simplifies to the idea that the riskier an investment, the higher the expected return should be to make it worthwhile. 6. High Yield Low Risk Model (HYLR): HYLR is typically achieved with a synergistic combination of multi-asset classes of investments to provide investors & fund managers with the ability to move quickly to mitigate national, regional & even local risks while simultaneously achieving higher returns than a single asset class investment would bring. Conclusion: While investment theories can seem daunting, their core principles are grounded in common sense: diversify to manage risk, be wary of market unpredictability, understand the psychological factors at play, value investments based on future benefits, and align expected returns with risk levels. By simplifying these theories, we not only make them more accessible but also empower ourselves with the knowledge to make smarter, more informed investment decisions. Let's continue to demystify the complex world of investing together. By Scott Stellmon #InvestmentTheories #FinancialLiteracy #PortfolioManagement #BehavioralFinance #InvestingBasics