Carola Singer’s Post

A 𝗽𝗼𝗿𝘁𝗮𝗯𝗹𝗲 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 is a convenient option for homeowners looking to move to a new property without incurring hefty early repayment penalties on their current mortgage. 💸🔑 With porting, you can sell your current property and use the same mortgage to purchase your new one, keeping the same terms and end date of any deal period. 💰💼 This allows you to avoid the hassle and expense of applying for a new mortgage while securing a competitive interest rate for your new property. Not to mention, it's a great way to save time and paperwork! 🏠✨ 𝘠𝘰𝘶𝘳 𝘏𝘰𝘮𝘦 (𝘰𝘳 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺) 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘰𝘴𝘴𝘦𝘴𝘴𝘦𝘥 𝘪𝘧 𝘺𝘰𝘶 𝘥𝘰 𝘯𝘰𝘵 𝘬𝘦𝘦𝘱 𝘶𝘱 𝘳𝘦𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦. 𝘈 𝘧𝘦𝘦 𝘮𝘢𝘺 𝘣𝘦 𝘤𝘩𝘢𝘳𝘨𝘦𝘥 𝘧𝘰𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘛𝘩𝘦 𝘦𝘹𝘢𝘤𝘵 𝘢𝘮𝘰𝘶𝘯𝘵 𝘸𝘪𝘭𝘭 𝘥𝘦𝘱𝘦𝘯𝘥 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘤𝘪𝘳𝘤𝘶𝘮𝘴𝘵𝘢𝘯𝘤𝘦𝘴. #PortableMortgages #Homeowners #MortgageAdvice #MortgageTips #HomeMover #MortgageAdvisor

Wondering how important your credit score is when applying for a mortgage? 🏡 No single credit score guarantees approval, but understanding how lenders evaluate you can make all the difference. They look at your credit history, income, and outgoings to assess risk and affordability. There are options for everyone, and it all depends on individual circumstances, but we are here to explore your options and help you achieve your dream of owning your home. 📞 01257 226654 📧 hello@mortgage-experience.com 💻 https://lnkd.in/eBNJFKtx Your home may be repossessed if you do not keep up repayments on your mortgage. #MortgageExperience #CreditScore #MortgageApproval #HomeBuying #CreditHistory #Affordability #MortgageOptions #DreamHome #ExpertGuidance #ExploreYourOptions #MortgageHelp #MortgageAdvice #MortgageBrokers

As a result of ongoing rate reductions, one of our expert advisers has just saved a client a whopping £10,755 over the course of their 5-year mortgage deal. At Lucra, our team of advisers will continue to monitor your mortgage rate, even after your offer has been issued, to ensure you can save as much money as possible! Speak to one of our advisers today for expert advice on your mortgage. ☎️ 01225 970 830 🌐 www.lucramortgages.co.uk 📧 hello@lucramortgages.co.uk *You may have to pay an early repayment charge to your existing lender if you remortgage.  Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £549* #lucramortgages #mortgageadvicebureau #interestrates #mortgagebroker #mortgageadvice #protection #firsttimebuyer #remortgage #newhome #buytolet #mortgagesspecialist #mortgagerates #mortgageaviceUK

Wondering how important your credit score is when applying for a mortgage? 🏡 No single credit score guarantees approval, but understanding how lenders evaluate you can make all the difference. They look at your credit history, income, and outgoings to assess risk and affordability. There are options for everyone, and it all depends on individual circumstances, but we are here to explore your options and help you achieve your dream of owning your home. 📞 01257 226654 📧 hello@mortgage-experience.com 💻 https://lnkd.in/e_6qcEqE Your home may be repossessed if you do not keep up repayments on your mortgage. #MortgageExperience #CreditScore #MortgageApproval #HomeBuying #CreditHistory #Affordability #MortgageOptions #DreamHome #ExpertGuidance #ExploreYourOptions #MortgageHelp #MortgageAdvice #MortgageBrokers

Mortgage Term 🏠 At the end of each term, you must renew your mortgage if you can’t pay the remaining balance in full. You’ll most likely require multiple terms to repay your mortgage. The length of your mortgage term has an impact on: ➡️ your interest rate and the type of interest you can get (fixed or variable) ➡️ the penalties you have to pay if you break your mortgage contract before the end of your term ➡️ how soon you can renew your mortgage agreement If you have any questions regarding mortgages, I'd be happy to chat! 👋 📞 (506) 260-8445 📩 jill@mortgagesbyjill.ca 🌐 www.mortgagesbyjill.ca Mortgage Architects Brokerage #12728 #mortgagetips #payments #paymentcomparison #mortgageoptions #mortgagebroker #brokertips #realtortips #realestatetips #firsthome #mybrokerpro #mortgageterm

Here are 5️⃣ advantages of using a mortgage broker: 1️⃣ They can help you get a better deal on a new mortgage and potentially save you money. 💰 2️⃣ They can work with multiple lenders, so you're not limited to just one option 🏦 3️⃣ They can help you compare your options and tailor to your finances and lifestyle 👨👩👧👧 4️⃣ They have knowledge of the current mortgage market 📈 5️⃣ They can save you time, legwork and added stress ⏰ Book your appointment today ⬇️⬇️⬇️ https://lnkd.in/ehxCZ6UC Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances. #remortgage #mortgagebroker #mortgageadvice #mortgages #mortgagetalk #mortgagefinance #mortgageshop #mortgagesearch #mortgagebrokers #mortgageadvisor

Mortgage pre-payment penalties are fees that you might have to pay if you decide to pay off your mortgage loan early or make extra payments beyond what you agreed upon with the bank or lender. These penalties are like a cost for breaking the original mortgage agreement, and they can vary depending on the terms of your loan. It's important to understand these penalties before making extra payments or paying off your mortgage early, so you know what to expect. It's important to consider your individual financial situation, your long-term goals, and the terms of your mortgage when deciding whether mortgage pre-payment is the right choice for you Reach out anytime with any questions you may have! Samantha Mirabelli Mortgage Agent 2 Sherwood Mortgage Group #12176 📧smirabelli@sherwoodmortgagegroup.com #mortgagerates #MortgageMarket #mortgage

Breaking the Myth: Length of Self-Employment and Mortgage Approval! There is a common misconception that a longer history of self-employment automatically means an easier chance of securing a mortgage🏡 There are now a number of lenders that only require one year’s worth of accounts to secure you a mortgage✅ Lenders are happy to look at stability and consistency of income rather than solely on the number of years you've been self-employed 💰 Make sure you are working with an advisor that has a really good knowledge and understanding of self-employed mortgages. The right advise matters and can make a big difference when it comes to securing you a mortgage. 📞01823 428180 🌐https://lnkd.in/eRYXC7hW 📧 info@clarkshawassociates.co.uk Your home (or property) may be repossessed if you do not keep up with repayments on your mortgage. A fee may be charged for mortgage advice, the exact fee will depend on your circumstances. #business #selfemployed #businessowner #mortgage #mortgagebroker

If you missed Monday’s @belfasttelegraph article on ‘What to do when a fixed mortgage expires in a high-interest world’ then read on to hear Francis Grimley’s advice! (Wellington Place Belfast). Francis reminds us that ‘most lenders will allow you to review your mortgage 6 months in advance and to cancel a product’ He advises ‘speak to a broker to make sure they are offering the most competitive option, they may be able to re-mortgage to a different lender. When you re-mortgage to a different lender there’s no cost because they pay for the valuation and legal fees. ‘If you’re staying with your existing lender, the best option is to lock in a deal as early as possible and review 4 weeks before the deal is up’ Call Francis today or another lender to discuss your options! TMS #youtalkwelisten Your home may be repossessed if you do not keep up repayments on your mortgage. #mortgagetips #fixedratemortgage #mortgagenews