Mount Stuart Wealth Management Limited’s Post

Planning for your children’s financial future doesn’t need to be scary. Starting a pension for a child might sound like an odd thing to do, but starting early can make a big difference. Alternatively, saving a nest egg can give them a great start in life – whether it’s for university fees or their first home, carving out a financial plan can help the financial well-being of your whole family. Don’t let financial worries haunt you. Speak to one of our expert advisers today 👉 https://lnkd.in/exVtWbsk The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested. Peter Harding Wealth Management is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). Peter Harding Wealth Management is a trading name of Peter Harding Practice Ltd. SJP Approved 16/10/2024

My mantra is "review, review, review" when it comes to pensions / investments and to make changes where appropriate. And I practise what I preach. I left St James's Place a few years ago to join The Openwork Partnership whose wealth proposition offers a far broader range of passive and active funds from some of the world's leading investment companies, with access to the most sophisticated platforms and tax wrappers. In SJP's latest assessment of value report of all 45 funds, 6 of which are not available to UK investors, 13 were deemed to have not delivered value for their investors over the past 5 years. Meanwhile, 36 of the 45 funds were red flagged for performance, 2 for fund charges, 1 for quality of service, 2 for economies of scale and 6 for comparable market rates. In addition, not 1 of the 45 funds received an entirely unblotted report, with a raft of amber flags also attributed to funds for ‘broadly' delivering value. On the domestic side, 30 of the 39 funds available to UK clients failed to deliver value on a performance metric, a rise from 25 in the previous report. Notably, the £9.9bn SJP Global Quality fund failed to deliver value, having already been flagged as a flailing strategy in Bestinvest's most recent "Spot the Dog" report. Also, having rolled out its fresh fund of funds range, Polaris, at the end of 2022, three of the four Polaris strategies were red flagged for their underperformance. This really is unacceptable from a firm whose charges are at the upper end of the spectrum and where they employ many so called "experts" who are very highly paid for their strategic input, all at the expense of their clients. I now firmly believe that good performance starts with low charges and by using a blend of passive and active funds, this can often provide significantly better results over the medium to long term than just picking "star" managers. Past performance is no guarantee of future performance, as the saying goes. #wealthmanagement #investing

Grateful for your trust and confidence ✨ Hear how our personalized wealth management services helped our client build a financially prosperous future. #MTPremier #GivingWealthALegacy #shapingwealthstories #testimonials #testimonial

From wealth planning and management to administration, we are here to oversee your entire family’s wealth. We have an intimate understanding of the challenges you face as an affluent family, and we offer an exclusive level of service to support you. Our services include: - Wealth planning and advisory - Wealth management and investment services - International estate and tax planning support - Business development and succession planning Learn more about our services here: https://lnkd.in/eCKd4J82 #AffluentFamilies #WealthManagement #AireAdvisors #WealthAdvisory #FinancialPlanning #RetirementPlanning #FinancialEmpowerment #EstatePlanning #HolisticFinance

Making money is only half the battle ― keeping it is the other half.⁠ ⁠ At Cultivating Wealth, we embrace this truth wholeheartedly. Our mission is not just about growing your wealth; it's about safeguarding what matters most to you.⁠ ⁠ We recognize that we're entrusted with your most valuable assets, and for many of our clients, they hope that under our management their assets will not only grow but also thrive for generations to come.⁠ _____ ⁠ #FinancialPlanning #FinancialEducation #PersonalFinance #FinancialGoals #FinancialAdvisor #WealthPreservation #RetirementPlanning #EstatePlanning #GenerationalWealth #BuildingWealth #WealthManagement

On Monday, February 26, 400 Capital Management LLC's Head of Private Credit Strategies Chris Schiavone will be joining a panel discussion at With Intelligence - Pension Bridge Private Credit 2024. The panel will explore the private credit investment landscape and which market segments are best suited for LPs with varying risk profiles. If you’re attending, be sure to tune into ‘Winners and Losers: Investing Through the Private Credit Spectrum’ to hear Chris’ unique insights. #PBPrivateCredit

In the midst of the largest intergenerational wealth transfer ever, planning for the future has never been more important. “Defining the DNA of a wealthy family is both an art and a science, requiring a deep understanding of their unique needs and long-term goals,” says Jorn Wastyn, Quintet’s Group Head of Wealth Planning. “Through a well-defined governance structure, families can preserve individuality while collaboratively pursuing their shared vision for a richer life.” Each family’s strategic roadmap for the future reflects not only financial decision-making but also the personal convictions of all involved. This distinct combination is based on a relationship of trust with experienced professionals achieved through the investment of time and proximity, Wastyn explains together with Anne-Sofie van den Born Rehfeld, CEO of Harbour Family Governance. Read more about Quintet’s approach to wealth planning and download our guide to passing down wealth: https://lnkd.in/eM9f4f5Q Investing puts your capital at risk. #WealthPlanning #WealthManagement #PrivateBanking

Most people saving for retirement seek confidence, clarity and peace of mind in their financial affairs. But what do most brokers offer? "Hot" tips, speculative investments, and products they are financially incented to sell. Beaird Harris takes a very different approach. https://lnkd.in/gGb7KWpf

If you always run your business 'ready for sale' (or investment), you'll have a great and profitable business! IMO and from personal experience, having an exit strategy is usually nowhere near the agenda for most business owners, yet having one can actually help drive your business towards some key goals, profitability and ultimately give you options. Join our event on Thursday to learn what it takes to get your business fit for sale and what the options are. #exit #manda #privateequity #seminar

Wealth management can be unpredictable. We’ve compiled a list of questions and considerations to help family offices be and stay prepared. #privateclients #wealth #familyoffice https://brnw.ch/21wJZtd