Mountain America Credit Union’s Post

🚨ATTN: REAL ESTATE AGENTS🚨 Do you feel as though the barriers to home ownership for first time buyers are greater than ever before? 🏡 Erin Ferguson, Brandi Sondrini, and I would love for you and your first time homebuyer clients to join us for a FREE webinar. We will be sharing tips, tricks, and solutions to the struggles felt by the new generation of homebuyers. See your there! 🥇🏠🔑

Really, do we really know the answer? How much house   can you actually afford? Understanding your budget will give you the confidence of knowing whether or not your dream home is within your reach One of the many advantages of working with us and/or our organization of agents is that we have relationships  with lenders who will be able to help you through this process. Once you have selected a lender, you will need to fill out their loan application and provide them with important  information regarding “your credit, debt, work history, down payment and residential history.” Freddie Mac describes the ‘4 Cs’ that help determine the amount you will be qualified to borrow:  Capacity: Your current and future ability to make your payments  Capital or cash reserves: The money, savings, and investments you have that can be sold quickly for cash  Collateral: The home, or type of home, that you would like to purchase  Credit: Your history of paying bills and other debts on time Getting pre-approved is one of many steps that will show home sellers that you are serious about buying, and it often helps speed  up the process once your offer has been accepted. Need help? Let’s chat Tiffany Topie-EXP Realty, Your Arizona Real Estate Agent 248.721.0131 Or message me Reflecting on this pic back in Cabo. Can’t wait to return

Hey, folks!   Are you waiting for those interest rates to dip below 6% before making your move in the housing market?   Well, hold your horses because Fannie Mae just dropped a bombshell!   They've revised their forecast, and it's not looking like we'll hit that mark this year.   Instead, we're eyeing the mid-sixes. But fear not!   Don't let this news derail your plans.   Now's the time to strategize with your realtor and loan officer.   Let's figure out how to make the most of today's rates and get you into your dream home sooner rather than later!   And hey, if refinancing becomes an option down the road, even better!   Let's chat about your options - drop your thoughts below or shoot me a DM!   #AmenRealEstate #HomeownershipGoals DRE #01841461 | CORP #01861586 | #amentothat

Even though affordability is improving, it’s still tight. So, it’s important to take some time early on to talk to a lender about pre-approval. As part of that conversation, you’ll go over your loan options, what you can borrow, and your monthly payment, so you can gauge what really works for your budget. #realestatetips #homebuying No matter what situation you are in, I will help you find a solution to meet your home buying or selling goals! ?

Did you know that you can buy a property in South Florida with just a 5% down payment? While the standard belief might be that you need to put down 20%, many lenders offer financing options that allow for a much lower initial investment. This means you could own your dream home or investment property sooner than you think, without having to save up a large sum upfront. With favorable interest rates and various mortgage programs available, purchasing a property in South Florida has never been more accessible. Reach out to us to explore your options and take the first step towards homeownership today! Click link for full article: https://wix.to/eIpmeXn #SouthFloridaRealEstate #Homeownership #RealEstateInvesting #FloridaHomes #PropertyInvestment #MortgageOptions #AffordableHousing #HomeBuyingTips #FirstTimeHomeBuyer #FinancialFlexibility #DreamHome #HouseHunting #HomeBuyerAssistance #LowDownPayment #RealEstateOpportunity

When it comes to buying a home, the 4 C's of credit are your best friend! Understanding Character, Capacity, Capital, and Collateral can make a world of difference in securing your dream home. ➡️ Character reflects your credit history and reliability, while ➡️ Capacity measures your ability to repay the loan. ➡️ Capital refers to your savings and investments, ➡️ Collateral is the property itself. Mastering these will not only boost your confidence but also impress lenders. Ready to turn your homeownership dreams into reality? Let's get started today! #HomeBuyingTips #CreditScore #DreamHome

Build more wealth with your home and Grow your net worth📈 Take control with smart decisions by tracking your home wealth, saving more money and building wealth faster💰 https://hmbt.co/H8q7fk #buildingwealth #savingmoney #homewealth

🏡 Why is getting pre-approved important when buying a home? It not only shows sellers your serious intent, confirms your loan eligibility, and more! Stay ahead of the competition and connect with our team at https://lnkd.in/ecXrhVHg #homebuying #realestate

Navigating the Path to Homeownership: Understanding the Fund Flow for Your Home Loan Proposal with 5 Crucial Insights. Discover the Financial Currents that Shape Your Homeownership Journey Read full post here https://lnkd.in/eHZ9uKKx

Ways Your Home Equity Can Help You Reach Your Goals. 🏡 If you’ve owned your house for at least a couple of years, there’s something you’re going to want to know more about, and that’s home equity. That means your equity grows as you pay down your home loan over time and as home values climb. While it’s true home prices dipped slightly last year, they rebounded and have been climbing in many areas since then. Here’s why that price growth is good news for you. Read More: https://loom.ly/1bEbiMk - Pat Lee Real Brokerage (415) 810-0665 DRE #01476571 pat@patleeteam.com #patlee #blog #realestateblog #realestatetrend #thesunsetdistrict #therichmonddistrict #westportal #sunnyside #glenpark #hayesvalley #lowerhaight #missiondistrict #missionbay #potrerohill #sanfrancisco