M&T Commercial Banking’s Post

Small businesses aren’t adopting real-time payments as quickly as larger businesses, but #SMBs want all of the benefits that #RealTimePayments provide. If #financial institutions (#FIs) don’t take action to close the understanding gap between SMBs and real-time #payments, SMBs will find solutions with or without their #FI. This Datos Insights report by Erika Baumann explores current trends in real-time payments usage among SMBs and assesses at a granular level the capabilities that SMBs currently seek in their payments solutions.

DYK: Real-Time Payments (RTP) is a digital instant payment network that enables organizations to send and receive immediate payments. With features designed to streamline payments, reduce fraud risks, and provide real-time confirmations, RTP offers benefits such as lower reconciliation costs, faster account opening, and improved cash flow. Discover how RTP can benefit the public sector in our article, including answers to four frequently asked questions: https://lnkd.in/g-34FxnN

FedNow for Scheduled Payments?? There is no real benefit to the “immediate settlement” for planed payments. But one-third of the incoming payments for mid-sized companies is ad-hoc or non-recurring, and 6 out of 10 of them are willing to pay a fee for that service. This is a significant trend that shows how SMBs of all sizes are looking to instant payment solutions to get their money faster, especially the larger ones. https://okt.to/UyNbvV

There are more costs associated to the cost of cards then is usually unveiled. This report explores those costs and compares them to the cost of cash. https://buff.ly/3S5lz2g #cashmatters #paymentchoice #USATMs #atmindustry

There are more costs associated to the cost of cards then is usually unveiled. This report explores those costs and compares them to the cost of cash. https://buff.ly/3S5lz2g #cashmatters #paymentchoice #USATMs #atmindustry

Optimizing cash automation and management is pivotal in today's business landscape, especially in the financial sector.   GRGBanking's CA-10 solution streamlines cash counting and deposit processes for banks, CITs, retailers, casinos, and various industries. It seamlessly integrates with self-service equipment, facilitating swift and high-speed cash processing. Experience the convenience and efficiency of our OEM solution, which effortlessly simplifies cash management tasks.   GRGBanking understands the importance of providing businesses with ideal cash automation solutions that enhance convenience and efficiency. Embrace our CA-10 solution to optimize your cash management processes, reduce effort, and elevate your business performance in the financial industry and beyond.  Explore more: https://bit.ly/3gChJP0   #cashmanagement #cashautomation #solution #OEMs #CA10

Tired of downtimes in transactions? 🤯 Take ownership of your payment strategy ✅ establishing the failover routine that works for you to secure higher approval rates and optimized workflows 🆙 Take the best payment route with Gr4vy! Take a look: https://lnkd.in/dsEJAkft #PaymentProcessing #TransactionRouting #OptimizedWorkflows #FintechInnovation #PaymentOrchestration

🔸 The latest report from the @US_Faster_Payments_Council is clear: More work is needed to ensure financial inclusion with faster payments products. #US #Payments #realtimpayments The Clearing House #FedNow

Are you overpaying for your #invoicefinance facility? My colleagues and I are having great conversations with prospective clients using other invoice finance providers and discovering that their existing facilities are either well over priced (as the client has never really tried to negotiate a better deal), or it’s simply to restrictive and not fit for purpose! One cracking example today based on future projections would save them c100k by making the move!!😳 If you do what you’ve always done, you’ll get what you’ve always got!!! It’s always worth a chat and understanding what savings could be made along with wider banking support. Please feel free to contact me if I can be of any help with your decision making process. #banking #funding #lloydsbankinggroup #cashflow

⭐️Electronic money institution services⭐️ Our EMI services are designed to meet the unique needs of companies seeking secure, efficient, and compliant financial solutions. We are located in a European Union member state, authorized and regulated by European financial authorities with a proven track record of over 8 years in the industry. This reflects our unwavering commitment to integrity, security, and compliance. Our expertise in the issuance, distribution, and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements. Here are some compelling reasons to consider partnering with our EMI: · Streamlined Payment Processing: Our platform ensures seamless and reliable payment processing, simplifying your financial operations. · Security and Compliance: We prioritize data security and regulatory compliance, ensuring the safety of your financial transactions. · Global Expansion: EMI's services facilitate international transactions, supporting your company's global growth ambitions. · Customized Solutions: We understand that every business is unique. Our services can be tailored to meet your specific financial needs. o Issuing of Prepaid Cards o Unique IBANs o e-Wallet Accounts o Currency Conversions o Mass Payment Portal o Wire Payments: SWIFT/SEPA · Competitive Pricing: EMI offers cost-effective pricing structures, delivering value for your investment. Should you wish to explore how our EMI services can benefit your company or if you have any inquiries, please feel free to contact us. We are more than willing to arrange a consultation to discuss your financial requirements in greater detail while respecting your need for discretion. #emi #payments #forex #igaming #accounts