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Transform College Funding into an Investment Strategy with Strategic Economic Design Discover the power of Strategic Economic Design with our latest financial strategy guide. By managing taxes effectively, minimizing market risks, and reclaiming fees, you can turn college funding into a profitable investment. This isn't about quick fixes but a holistic approach to saving for college that benefits your entire family. #LampertEducationalResources #AffordCollege

Plan conservatively so you can invest aggressively What does this mean? Live below your means to create a margin of safety Create a cash reserve to create a margin of safety Pay down high-interest-rate debt Then gain education on an investment strategy that makes sense given your investing time horizon Conviction via education + automated rules put the odds in your favor for a successful long-term outcome Time is your ally

Do you know about the rule of 72? The rule of 72 is a quick mental calculation to estimate how long it will take for an investment to double at a fixed annual rate of interest. It's based on the concept of compound interest, where interest is added to the principal amount, and then interest is earned on that new total. The rule of 72 provides a rough estimate by dividing 72 by the annual interest rate. So, the higher the interest rate, the quicker your investment will double, illustrating the power of compound interest. For example, 401k is roughly 4%, 72÷4=18. It will take 18 years for your investment to double it's money.

Plan conservatively so you can invest aggressively What does this mean? Live below your means to create a margin of safety Create a cash reserve to create a margin of safety Pay down high-interest-rate debt Then gain education on an investment strategy that makes sense given your investing time horizon Conviction via education + automated rules put the odds in your favor for a successful long-term outcome Time is your ally

The Rule of 72: Your Handy Guide to Investment Timeframes How long will it take for your investments to double? There's a shortcut called ‘the Rule of 72’. It's not an exact science, but it's a quick and dirty way to estimate doubling time based on your investment's interest rate. Here's how it works: 1. Take the number 72. 2. Divide it by your annual interest rate. 3. The result is the approximate number of years it will take for your investment to double in value. For example: Let's say your investment earns 5% interest per annum. Divide 72 by 5. The answer is approximately 14.4 years. That’s the approximate amount of time it will take your money to double! But here are some caveats to keep in mind while using this thumb-rule: 1. The Rule of 72 is an estimate, not an exact calculation. The actual doubling time may vary slightly. 2. This rule works best for relatively low-interest rates (between 5% and 12%). For higher rates, the estimate becomes less accurate. P.S. Have you used the Rule of 72 for your investments? Share your experience in the comments! #Investing #Ruleof72

Why should you invest? Saving versus investing is an oft-heard debate in financial circles. But they’re two sides of the same coin. When building wealth, saving is an indispensable part of the financial toolbox — not because it produces wealth on its own, but because it provides the capital necessary to invest. At a minimum, investing allows you to keep pace with cost-of-living increases created by inflation. At a maximum, the major benefit of a long-term investment strategy is the possibility of compounding interest or growth earned on growth. How much should you save vs. invest? Given that each investor enters the market because of unique circumstances, the best answer to how much you should save is “as much as possible.” As a guideline, saving 20% of your income is the right starting place. More is always better, but I believe that 20% allows you to accumulate a meaningful amount of capital throughout your career. Initially, you’ll want to allocate these savings to building an emergency fund equal to roughly three to six months’ worth of ordinary expenses. Once you’ve socked away these emergency savings, invest additional funds that aren’t being put toward specific near-term expenses. #investmentstrategy

Formulas for calculating your money returns . Rule of 72 for investment: Are you curious about how quickly your investments can grow? When you allocate your hard-earned money into any financial avenue, a common query emerges: How long will it take for my money to double? Luckily, there's a simple method to estimate this: the Rule of 72. According to ET, this rule provides a quick calculation to determine the approximate time required for your investment to double in value. Here's how it works: To understand the Rule of 72, divide 72 by the expected annual rate of return. For example, if you invest Rs 1 lakh in an investment with an expected 8% annual return, divide 72 by 8 to get 9. This means it will likely take about nine years for your money to double, growing to Rs 2 lakh. But what if you aim higher, aiming to quadruple return? Enter the Rule of 144. The Rule of 144 functions similarly, offering an approximation of the time needed to quadruple your investment. To find out how long it will take for your investment to quadruple, use the Rule of 144. Instead of 72, you use 144. For example, if your annual return is 9%, divide 144 by 9, which equals 16. This means it will likely take 16 years for your money to grow four times at a 9% annual return.

Thinking of an effective way to build the habit and discipline of saving and investing? 🤔 Try this formula the next time you receive your income. Out of it, get a portion you can immediately set aside for your savings and investment. Then the remaining amount will be allocated to your expenses. 💰 I hope this helps. 🙂

Looking to invest your money but don't know where to start? Check out this article on the different types of investments available to you @DailyInvNews

Here's your daily reminder to invest wisely: Start by investing in your education, and then embrace calculated risks that align with your goals. 📚💼 Ready to learn more? Head to the link in our bio to explore new opportunities with us. #SecuredInvestmentCorp #InvestWisely #EducationFirst #investing #realestate #FinancialFreedom #PersonalFinance #FinancialPlanning #realestateeducation