North Carolina Emerging Leaders’ Post

In my element today at American Bankers Association #BMS 🙌🏻 (literally so many pages of color coded notes y’all). Learning so many great social media/website/digital strategies and tactics to bring back to First Guaranty Bank thanks to Amber Farley 💕 #ABABMS #BMS2024 #bankmarketingschool #bankmarketing #digitalmarketing

I wish for: 1. All CDFI credit unions to retain their certification and even more credit unions nationwide to earn this powerful designation. 2. Every community in America to have access to a CDFI. 3. An even greater recognition from the CDFI Fund of the importance of Financial Services among low-income consumers. 4. A calendar that lists when grant opportunities will be released (give me a two-week window) so that I can plan for business needs and vacation time. #NewYearsWish

🎉 Excited to share a milestone achievement - we at #PNBCSL have hit 2,00,000 credit cards! 🙌🏽 In just 3 months, we added an extra 1,00,000 cards to our count. 🚀 Big shoutout to the team for their hard work and dedication! Let's keep growing and reaching new heights together. 💳💼 #milestoneachievement #creditcards #teamwork #successstory #celebratesuccess #businessmilestones #growthmindset #teamsuccess #creditcardindustry #financialachievement #businessgrowth #companysuccess #teamrecognition #hardworkpaysoff #businessgoals #achievementunlocked

CNBC had an update on the #AllenstanfordPonzi scheme a few months ago. Here’s a clip of what was discussed….#cnbc #ponzischeme #stanfordgroup #mlb2cfp #receivership #offshorebanking #cfppro

BBRS will continue to operate in 2024 The BBRS is a free, independent dispute resolution service which could be of benefit your business. The BBRS helps businesses who have a dispute with their bank. It is open for SME customers of Barclays Bank, Danske Bank, HSBC UK, Lloyds Banking Group, NatWest Group, Santander and Virgin Money. To be eligible for the BBRS, businesses must have a turnover of less than £10m and a balance sheet of less than £7.5m, and not be eligible for the Financial Ombudsman Service. Complaints must relate to incidents that took place on or after 1 April 2019. SMEs who have complained to any of these banks, but have not reached a satisfactory resolution, should be provided with a final response letter which may offer them the opportunity to escalate their case to the BBRS. Customers have only six months from the date of their final response letter to register their case with the service. SMEs that have experienced a delay in receiving a final response letter from their bank following a complaint should also get in touch, as the BBRS may be able to help. #BBRS #disputeresolution #banks #smes

The last 8 presentations of the year and start of this year have all been centered on HOW a TCR will impact the FI’s branches. This has enabled me and our partners to discuss specifics as it will vary depending on numerous factors. Positively, the value proposition continues to be more “common knowledge” with the goal of efficiency and time savings at a premium. If you are looking to implement TCRs now and/or in the future, feel free to book a time with me to discuss why partnering with us is worth your consideration! #acg #atec #tcr #cashmanagement #creditunions #banks #efficiency #audit #partners

U.S. Century Bank USCB Financial Holdings, Inc. (NASDAQ: USCB), has been named to Bank Director Magazine’s list of Best U.S. Banks 2024 https://www.rfr.bz/lmoa5ve U.S. Century Bank’s parent company, USCB Financial Holdings, Inc. (NASDAQ: USCB), has been named for the first time to Bank Director magazine’s list of Best U.S. Banks 2024. U.S. Century Bank U.S. Century Bank’s parent company, USCB Financial Holdings, Inc. (NASDAQ: USCB), has been named for the first time to Bank Director magazine’s list of Best U.S. Banks 2024. The leading information resource for directors and officers of financial institutions nationwide, Bank Director, has released its highly anticipated annual RankingBanking study that examines the performance of the 300 largest publicly traded banks. USCB Financial Holdings, Inc. was ranked 43 out of 81 in the under $5 billion category, one of only two Florida banks in this category. “We are very proud to have been included in the ranking of this prestigious national list,” said Luis de la Aguilera, Chairman, President, and CEO of USCB Financial Holdings, Inc. and its subsidiary, U.S. Century Bank. “It is confirmation of the success of our strategic model and demonstrates the value we bring to both our clients and shareholders.” RankingBanking is compiled by Piper Sandler & Co. with year-end 2023 data from S&P Global Market Intelligence. It uses four metrics to gauge the performance of public commercial and savings banks as defined by S&P: core return on average assets and core return on average equity, tangible common equity to tangible assets, and nonperforming assets to loans and other real estate owned. The study was sponsored by Crowe LLP. U.S. Century Bank is based in Doral, Florida and is a proud Trustee member of the Doral Chamber of Commerce. https://www.rfr.bz/lmoa5vd https://www.rfr.bz/lmoa5ve #doralchamber #fednow #money #payments #realtimepayments #SecureYourFuture #technology #tsthepeoplethatmakeus #uscb #uscentury #weareUSCB

It may seem rudimentary in a world so dominated by fast-moving technology, but people still pack into education sessions online and in person to ensure they have the basics and lastest best practices of a good credit application down. This was on display in full force yet again at NACM's All South Credit Conference in New Orleans in September. Click below to get our expert take on what your credit application should include to safeguard your organization from inaccurage information and records, commitment defaults, and delinquencies, among other issues. https://lnkd.in/gMwdaMF2 #tca #thecreditapplication #creditapplication #credittransformation #credit #creditautomation #digitalcredit #creditmanagement #creditmanagementprocess Veena Gundavelli, Anjali Kasula, Thomas Dobis, Terry Jordan, Brian Shappell, CBF, Dexter Peavy, Raghavendra Shankar, Chris Mann, Qualikh S A, Guru Joseph

Did you know? A CFPB study found that 1 in 5 consumers received credit scores from different bureaus that placed them in separate categories. Let Cannas Capital help you navigate these discrepancies. #CannasCapital #CreditScore #CFPBStudy #FinancialClarity #CreditDiscrepancies #CreditManagement #KnowYourScore #FinancialHealth #CreditEducation #NavigateYourCredit