Prompted by recent funded status shock experienced by some pension plans that offer lump sums, as well as new IRS regulations regarding plan provision changes, we look at modifications that could better align reality with expectations. #nisa
NISA Investment Advisors, LLC’s Post
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My article is published on Advisor Perspectives! VettaFi "If one wants a guaranteed store of real purchasing power to pay off a future liability or to provide a multi-year income stream such as for retirement, then a ladder of TIPS provides a much stronger guarantee than other readily available assets."
The Superiority of TIPS Ladders
advisorperspectives.com
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Funded status improved once again for S&P 500 pension plans, rising for the fourth consecutive quarter to 108.7%—the highest level since 2007. Read our latest update on the LDI landscape.
LDI Quarterly Update: 3Q23
institutional.voya.com
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Funded status improved once again for S&P 500 pension plans, rising for the fourth consecutive quarter to 108.7%—the highest level since 2007. Read our latest update on the LDI landscape.
LDI Quarterly Update: 3Q23
institutional.voya.com
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Funded status improved once again for S&P 500 pension plans, rising for the fourth consecutive quarter to 108.7%—the highest level since 2007. Read our latest update on the LDI landscape. https://lnkd.in/e8VEaec2
LDI Quarterly Update: 3Q23
institutional.voya.com
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Funded status improved once again for S&P 500 pension plans, rising for the fourth consecutive quarter to 108.7%—the highest level since 2007. Read our latest update on the LDI landscape.
LDI Quarterly Update: 3Q23
institutional.voya.com
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IS AN ANNUITY WORTH IT FOR HIGH-INCOME EARNERS? When running the numbers, the outcome favours the RA as a base investment. Here's why… Explore Marius' expert response to a reader's question. Read more below. 🤔 Do you have a question for Marius? Feel free to ask in the comments! #financialplanning #article #annuity #tax #investment #readersquestion
IS AN ANNUITY WORTH IT FOR HIGH-INCOME EARNERS? — WealthUp
wealthup.co.za
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Attention GIC and fixed income investors I have some information to share that you might find shocking. Did you know that if you are 65 or older and use non-registered funds to invest in a GIC offered by an insurance company, often called a Guaranteed Interest Account or GIA for short, that the income can qualify for the: i) pension income credit; and ii) pension income splitting? Yes that’s right, and it’s because the income can be reported as annuity income which qualifies for both starting in the year you turn 65. There is also the potential for a 1-year tax deferral benefit in the first year of purchase. Furthermore, because a GIA is an insurance contract you can name a beneficiary on non-registered investments unlike a GIC. So, on your passing the death benefit can be paid quickly and directly to your beneficiaries avoiding your estate and all the delays and costs (e.g., probate fees where applicable and other estate administration fees like executor fees) that come with settling an estate. This might sound too good to be true, but it isn’t. See the article below for more information on the potential tax and estate planning benefits a GIA can offer.
The pension income tax credit and pension income splitting using an insurance company GIA | Manulife Investment Management
manulifeim.com
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Guaranteeing lifetime income is a critical endeavor. Decision makers in the retirement industry need to drive it forward. Read how in the latest issue of next.
Nuveen: Next Issue No. 11 - www.nuveen.com
nuveen.com
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Why might an in-plan annuity be a good way to integrate a lifetime income solution into a retirement plan menu? Read more in the latest issue of next.
Nuveen: Next Issue No. 11 - www.nuveen.com
nuveen.com
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Why might an in-plan annuity be a good way to integrate a lifetime income solution into a retirement plan menu? Read more in the latest issue of next.
Nuveen: Next Issue No. 11 - www.nuveen.com
nuveen.com
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