When buying a home, you have various options to consider. It's important to discuss these with your realtor to determine the best strategy for your situation. Some options you might explore include: Asking the seller for a credit at closing: This can help cover your closing costs, reducing your out-of-pocket expenses. Buying down the interest rate: You can pay an upfront fee to lower your mortgage interest rate, which can save you money over the life of the loan. Low down payment assistance programs: These programs can make it easier to afford a home by reducing the initial down payment required. By understanding and leveraging these options, you can make a more informed and strategic offer on your future home.
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