Paddy Delaney’s Post

Pensions do come with rules, that can be off putting for some 🤔 There is no need to fear them! Embrace them and take advantage of their many benefits including tax relief on contributions, option to carry forward unused allowances and potential corporation tax savings for business owners 😎 Click the link below to read through Neil Wattam's latest blog covering the rules behind pensions. https://lnkd.in/eA5P6PZM Ben Wattam Tim Kirby Adrian Mee Daniel Partridge Lucy Fawcett Becca Coleman Ben Toms #pensions #contributions #savings #investmentmanagement #wattamkirbymee

Pensions, pensions, pensions - read all about it 🙌

This was a great webinar, showcasing the implications of the pensions tax changes and, more importantly, the actionable ways to support your employees through the transition. Catch up with it here: https://okt.to/lTFC1H #PensionTaxChanges #EmployeeSupport #FinancialPlanning #WebinarOnDemand

PENSIONS DASHBOARDS ARE ONLY PART OF THE PICTURE – PEOPLE NEED A WIDER VIEW OF THEIR FINANCES Pensions Dashboards are only part of the picture - people need a wider view of their finances.... #pensionplanning #pensionadvice #pensiondashboards #retirementplanning https://lnkd.in/eK6htZKd

What’s better – a Pension or an ISA? Because pensions and ISAs work differently and have their own set of rules, it can be difficult choosing between the two. What they do have in common is that they are both tax efficient ways of saving. Your choice would depend on your personal circumstances and what’s most important to you. There are several factors to consider including tax relief and accessibility. This simple comparison of the two products should help you get to grips with both options. #pension #ISA #financialplanning #taxefficient

The more you earn, the more you stand to gain by taking full advantage of the tax reliefs and allowances available to you. Pensions can be one of the most useful options available to you as a business owner to extract profit from your business tax efficiently. #planeffectively #savecorporationtax #financialplanning

I strongly recommend you read this consulting paper #inversiones #pensiones #defined_contribution_schemes: https://lnkd.in/eqZAEhuP "The FCA, the Department for Work and Pensions (DWP) and the Pensions Regulator (TPR) aim to implement a joint framework for workplace defined contribution schemes. The joint framework would be used by pension providers and those making decisions on behalf of savers to provide greater transparency over how schemes are performing. Schemes will be compared on public metrics that demonstrate value – not just costs and charges, but also investment performance and service_quality. They would, once the final framework is decided, be publicly rated red, amber or green. Poorly performing schemes will be required to improve or ultimately protect savers by transferring them to better schemes. This should lead to better value pensions, without savers themselves having to take action. The proposals will also support the FCA’s secondary growth and competitiveness objective. Focusing on value rather than costs will enable providers to invest in assets which could deliver greater long-term returns but have higher management costs, such as infrastructure or venture capital."

This was a great webinar, showcasing the implications of the pensions tax changes and, more importantly, the actionable ways to support your employees through the transition. Catch up with it here: https://okt.to/wmjn0t #PensionTaxChanges #EmployeeSupport #FinancialPlanning #WebinarOnDemand

What is pension auto enrolment? Over the past year there has been numerous headlines about Pension Auto Enrolment. But what is it and how will it impact you? Here’s a link to a quick overview from Zurich Ireland. #searingpointwealthmanagement #forgingabrigherfuture #ourpeople #financialplanning #wealthmanagement #pensions #protection #pao #pensionautoenrolment #investments #retirementplanning #ad https://lnkd.in/di9FtKKg

Spring Budget 2024: Pensions, ISAs and savings From a financial planning perspective this week's budget was low on headlines. Making way through the pre-election banter, Justin Rourke, Head of Advice, Armstrong Watson Financial Planning, dives into the detail to understand how this might impact your pensions and savings... https://lnkd.in/eyPeqsTZ #budget2024 #financialplanning #savings