This week, CEO Gal Krubiner spoke at Canaccord Genuity Group Inc.’s 44th Annual Growth Conference, where he discussed Pagaya’s Q2 highlights, recent partnership wins and industry trends. In case you missed it, here are two key moments from the event: "We have a value proposition that no one can say no to. It’s a perfect product for banks and lenders in the US. The bank keeps the customer under their brand and gets to say yes [more often],” Gal said. “We are continuing to land more partners, and on the funding side…we moved away from traditional ABS to committed capital. You should expect more in the future and this will have a transformational impact on the funding side of Pagaya.” “Any good fintech should have at its core a disruptive element to its business model. And a great one should be able to even leverage multiple disruptive elements at the same time. Pagaya has the potential to fall in this latter category in our view, leveraging what may be one of the most powerful and holistic next-generation credit algorithms in the market, combined with investment vehicles to fund loan portfolios generated with the credit algorithm.” - Joseph Vafi, CFA, of Canaccord. Watch the full presentation: https://lnkd.in/enfdCSuj #Fintech #Lending
Pagaya’s Post
More Relevant Posts
-
Great discussion with Arnoldo, Omar, and Israel about the state of the fintech market in Latin America today. We talked regulation, investing, macroeconomics, and crypto, for a snapshot of where things are and where they're headed. A few takeaways... We are still in the first chapter of fintech in LatAm. The region's predominantly young population, high smartphone penetration, and lack of access to financial services make it an exciting place to be building. There are still fundamental problems that need to be solved, and we are only getting started. Regulation: it's complicated, but there's hope. Each country varies when it comes to regulation, with Brazil leading the way in terms of progress. A combination of success cases, like PIX, as well as more dialogue between fintechs and regulators, should make way for better regulatory frameworks in other major markets. Cross-border payments represent a massive opportunity - for both consumers (i.e. remittances, p2p payments) and businesses. International payments as well as intra-LatAm payments continue to be a major pain, but many fintechs are starting to solve this problem. Technologies like crypto are playing an important role here, and we expect to see sustained innovations in the coming years. Excited to see what the next few years bring! QED Investors #fintech #latam #crossborder #regulation
Interesting panel with Ana Cristina Gadala-Maria, Arnoldo J. Reyes, Omar Arab, and Israel M., about ” 𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐒𝐭𝐚𝐭𝐞 & 𝐎𝐮𝐭𝐥𝐨𝐨𝐤 𝐨𝐟 𝐭𝐡𝐞 𝐋𝐚𝐭𝐚𝐦 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐌𝐚𝐫𝐤𝐞𝐭” at the LATAM Fintech Forum 2024. #OpalGroup #Fintech #Investment #OpalGroupLATAMFF #Finance
-
-
Join Andres Klaric, CEO and founder of Fuse Finance, on an inspiring journey from Bolivia to reshape the financial landscape! Gain insights into the three key value propositions for lenders, the pivotal role of automation, and navigating the heavily regulated fintech industry. Discover how Fuse Finance achieved significant milestones in reducing integration time and automating tasks for increased efficiency. Uncover the future of fintech, including emerging trends in banking, payments, and risk management. Don't miss this engaging exploration of entrepreneurship in finance! - https://bit.ly/3ubTVZH #fintech #finance #innovation #entrepreneurship #automation #futureofbanking #payments #riskmanagement #fusefinance
-
Ready to explore the forefront of fintech innovation? Join Andres Klaric, CEO and founder of Fuse Finance, on an inspiring journey from to reshape the financial landscape. Gain insights into the three key value propositions for lenders, the pivotal role of automation, and navigating the heavily regulated fintech industry. Discover how Fuse Finance achieved significant milestones in reducing integration time and automating tasks for increased efficiency. Uncover the future of fintech, including emerging trends in banking, payments, and risk management. Don't miss this engaging exploration of entrepreneurship in finance! Listen Now- https://bit.ly/3ubTVZH Andres K. #FuseFinance #FintechInnovation #Entrepreneurship #Banking #Payments #RiskManagement
-
In the ever-evolving landscape of financial inclusion, the synergy between microfinance institutions (MFIs) and fintech companies has proven to be a game-changer. Rather than rivals, they're dynamic collaborators driving innovation and expanding access to financial services. Read our latest blog by Damien Jacques & Thomas Carrié at Rubyx, to explore how MFIs and fintechs are leveraging partnerships to integrate cutting-edge solutions, streamline operations, and tap into new markets. Discover the 2️⃣ main approaches to these collaborations and the 7️⃣ key success factors that ensure impactful results. 💡 https://lnkd.in/dKsD-E6H #FinancialInclusion #Fintech #Microfinance #Innovation #Partnerships
-
-
In the ever-evolving landscape of financial inclusion, the synergy between microfinance institutions (MFIs) and fintech companies has proven to be a game-changer. Rather than rivals, they're dynamic collaborators driving innovation and expanding access to financial services. Read our latest blog by Damien Jacques & Thomas Carrié at Rubyx, to explore how MFIs and fintechs are leveraging partnerships to integrate cutting-edge solutions, streamline operations, and tap into new markets. The authors share 2️⃣ main approaches to these collaborations and the 7️⃣ key success factors that ensure impactful results. 💡 https://lnkd.in/dKsD-E6H #FinancialInclusion #Fintech #Microfinance #Innovation #Partnerships
-
-
Check out our latest FinDev Gateway post authored by our co-founders Damien Jacques and Thomas Carrié. They delve into their insights on achieving successful partnerships between MFIs and fintech companies, highlighting seven key success factors. #FinTech #Microfinance #Partnerships
In the ever-evolving landscape of financial inclusion, the synergy between microfinance institutions (MFIs) and fintech companies has proven to be a game-changer. Rather than rivals, they're dynamic collaborators driving innovation and expanding access to financial services. Read our latest blog by Damien Jacques & Thomas Carrié at Rubyx, to explore how MFIs and fintechs are leveraging partnerships to integrate cutting-edge solutions, streamline operations, and tap into new markets. Discover the 2️⃣ main approaches to these collaborations and the 7️⃣ key success factors that ensure impactful results. 💡 https://lnkd.in/dKsD-E6H #FinancialInclusion #Fintech #Microfinance #Innovation #Partnerships
-
-
🏆 Best Emerging Fintech Innovations Company in the UK 🏆 We’re honoured that Carbonplace has been recognised in the SME News Magazine 2023 UK Finance Awards. We’re proud to be at the forefront of #Innovation to revolutionise how #CarbonCredits are bought, sold, held and retired to open the #CarbonMarkets to the world. Through leveraging our member banks’ highly regulated and standardised compliance frameworks, Carbonplace will ensure the reliable, secure and streamlined settlement of #CarbonCredit transactions. Learn more: https://lnkd.in/eNHvYxGz #Fintech | #SustainableFinance | #ClimateFinance
-
-
📰 The inaugural edition of Frontier Fintech GPS is Here 📰 Every week, I break down the Top 10 Fintech News stories that are shaping the future of finance. 🚀 The aim is to help readers navigate the endless stream of Fintech news and get smart on Global Fintech 🔍 What's in this week's edition? 🇿🇦 Sanlam Acquires 25% Stake in ARC Unit that owns TymeBank – What could this mean ahead of Tymebank's planned fund-raise in Q4 of 2024? 🇮🇳 Reserve Bank of India (RBI) set to launch United Lending Interface to simplify access to credit for underserved borrowers – Why this could be a harbinger for further growth in India's Private Credit Market; 🇰🇪 Kenyan e-commerce startup chpter. raises $1.2 million in pre-seed round – The promise behind Chpter and some of the pitfalls that need to be navigated. ...and 7 more stories you can't afford to miss! Each story comes with my unique insights on why they matter and what’s next. 📈 💡 Why Should You Read? If you're keen on understanding global Fintech news beyond just the headlines, Frontier Fintech GPS will act as a compass for you. Stay smart about Global Fintech. 👉 Ready to dive in? Follow this link https://lnkd.in/dibCqQSx Join a growing community of fintech enthusiasts and stay on the cutting edge of the industry. Let’s discuss! What are your thoughts on this week's stories? Comment below or shoot me a message! 🗨️ #Fintech #Innovation #FrontierFintechGPS #WeeklyUpdate
-
𝐈𝐧𝐝𝐢𝐚 𝐀𝐦𝐨𝐧𝐠 𝐌𝐨𝐬𝐭 𝐕𝐢𝐛𝐫𝐚𝐧𝐭 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐇𝐮𝐛𝐬: 𝐖𝐄𝐅 𝐑𝐞𝐩𝐨𝐫𝐭! The report 'The Future of Global Fintech: Towards Resilient and Inclusive Growth' was developed in collaboration with the Cambridge Centre for Alternative Finance (CCAF) at the University of Cambridge Judge Business School and is based on a global survey of over 200 fintech companies from five retail-facing industries. Read the full article on: https://lnkd.in/grBj4QNm #wef #wef2023 #fintech #fintechinnovation #fintechrevolution #fintechnews #trending #vygr #vygrnews #vygrmedia
-
