Have you noticed how the buy-to-let market has changed? 🏠 When the market tightened in 2023, we noticed a shift. More applications came from limited companies, and there was a growing interest in higher rental yields through HMOs and multi-unit blocks. This diversification plays right into our strengths as we specialise in mortgages for a variety of property types, which has helped us become an expert in BTL lending🌟 Want to find out more about how we can help with your applications and business? Check out the full interview with Sally Wright CeMAP and Richard Howes, Director of Mortgages at Paradigm Mortgage Services. 🎥: https://lnkd.in/eGh7VDcY #BuyToLet #MortgageSolutions #ParadigmInsights #LendingCommunity
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🌟 Have you heard about our new system? 🌟 Our National Account Manager, Sally Wright CeMAP, recently sat down with Richard Howes, Director of Mortgages at Paradigm Mortgage Services to discuss our latest offering and explore the key drivers shaping the lending community. 🎥 Watch the full interview for more insights here: https://lnkd.in/eGh7VDcY #BuyToLet #MortgageSolutions #ParadigmInsights #LendingCommunity
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There aren’t always easy or obvious solutions if it becomes challenging to make minimum required payments toward bills and other liabilities. Sometimes, selling a home is the best option. However, selling - as a “solution” - requires home equity to pay connected liabilities, and with equity often comes other considerations like using equity based lending or a reverse mortgage. Sometimes, those “solutions” are opposed by a borrower’s potential future heir(s), whose considerations may be impacted by inheritance expectations. What’s best for a homeowner isn’t always also what’s best for their children, but at times it can be. Before making decisons about selling or borrowing, it’s important to discuss with all stakeholders and seek professional advice. Andrew Synek, Mortgage Agent Level 2 SafeBridge Financial Group, Toronto, FSRA #10524 Email: andrew@andrewsynekmortgages.com Phone/Message: 226-920-4367 #costofliving #default #mortgage #mortgagedefault #realestate #canadianrealestate #mortgagerenewal #mortgagerates
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