PENNYMAC’s Post

How’s your Spring cleaning checklist coming? ✅Cleaned the junk drawer ✅Cleaned the garage ✅Cleaned the attic ❎Clean up your finances This is not a guarantee to extend consumer credit as defined by Section 1026.2 of Regulation Z. Programs, interest rates, terms and fees are subject to change without notice. All loans are subject to credit approval and property appraisal. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org) #homebuyingtips #saveforyourdreamhome #loanpredaredness #springcleaning #loanreadiness #loanapproval #homebuying #buyingahome #uqual

Programs that help First Time Buyers: We've seen down payments with these programs as low as 3%, 3.5%, 5%, and even 0% for veterans Walter, the Mortgage Banker, runs ratios to determine what he can approve you for lending But it first starts with your comfort level Follow for more insight on the homebuying process! #homebuyer #dreamhome #century21aa #buyingahome #downpayment #howtobuyahouse #buyingrealestate #homebuyingtips

In this webinar, you'll hear from attorneys, loan officers, realtors, home inspectors, and housing counselors. They'll provide valuable insights and answer your questions as you navigate the exciting journey of becoming a first-time homebuyer. Topics will include improving your credit and qualifying for special mortgage products. This certified course, recognized by MHP and MassHousing, is designed to empower you with the knowledge and resources you need to make informed decisions. #hampshirecounty #hampdencounty #franklincounty #westernmassachusetts #westernMa #westernMAhomebuyers #massachusettshomebuying#CTrivervalley

Unlock the future of your dreams with the Michael Creed Mortgage Team. With two decades of experience, we're not just loan officers, we're your partners in making home ownership a reality. Let's navigate this journey together. #MichaelCreedTeam #LuminateHomeLoans #LuminateMKE #HomeLoan #MortgageAdvisor #HomeownershipJourney

Unlocking the Benefits of Your Home's Equity Equity is the difference between what your house is worth and what you still owe on your mortgage. The typical homeowner gained $28,000 over the past year and has a grand total of $305,000 in equity. And there are a lot of great ways you can use that equity. Want to know how much equity you have? Let’s connect so you can get a Professional Equity Assessment Report (PEAR). #homeequity #homeownership Building Community - One Family at a Time

Did you know? Mortgage advisors operate under best interest duty, and are legally required to put their clients' needs first. As lenders only have access to a handful of products, they have no legal obligation to put your interests first when providing credit assistance. Today, Duo Director and Co-Founder Chris Anesco discusses the differences people can expect when obtaining finance from a lender or mortgage advisor. If you want to find out more, speak to Duo today. #DuoFinance #BestInterestDuty #ResidentialFinance

🏠 Buying a home shouldn't be stressful! Imagine having visibility on your loan throughout the entire process with the latest tools and technology at your fingertips. Call me now to get started! ✨ Curious about what "Clear to Close" means? 🧐 Clear to Close (CTC) is the golden moment 🏅 in your home-buying journey. When you reach CTC, it means your mortgage lender has meticulously reviewed all your documents 📝 and given a big thumbs up 👍 to your loan application. You're set to close the deal and walk into your dream home 🏡🎉 Don’t stay in the dark! 🌟 Choose clarity, choose me. 📞🔑💪 #SanAntonio #satx #texas #tx #CTC #BuyersMarket #JustinWagerTheMortgageMan #HomeBuying #ClearToClose #DreamHome #StressFreeHomeBuy

Don’t tune out reverse mortgages just because you haven't retired yet! Homeowners as young as 62 may qualify to tap into their home’s equity WITHOUT giving up ownership of their home*. PLUS, qualified borrowers can say goodbye to monthly principal and interest mortgage payments**. See, we told you that'd be worth tuning in for. ;) *Qualified borrowers only. An underwriter will review, but not limited to, credit history, property charge history, and residual income to ensure the loan is likely to be a sustainable solution for the household. **Borrower is required to pay all property charges, including, but not limited to, property taxes, insurance and maintenance. ***This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency. #movementmtg #pa #de #lehighvalley #delawarebeaches #mortgage #glvr #realestate #mls #brightmls #retired #reversemortgage #equity

Unlocking the Benefits of Your Home's Equity Equity is the difference between what your house is worth and what you still owe on your mortgage. The typical homeowner gained $28,000 over the past year and has a grand total of $305,000 in equity. And there are a lot of great ways you can use that equity. Want to know how much equity you have? Let’s connect so you can get a Professional Equity Assessment Report (PEAR). #bostonrealestate #teambelli #homesmartprofessionals

Thoughts on acquiring a credit card? Lifetime mortgage adviser Scott Kershaw mentions that there are advantages and disadvantages, and it is important to consider both aspects. One advantage, he says, is that it can prove to be particularly beneficial for individuals who are entering the property market for the first time. #creditcards #prosandcons #firsttimebuyers #mortgagerequirements #mortgagehelp