Penserra’s Post

How do you get into High Finance with such fierce competition?   #HighFinance #Networking #JPmorgan #Blackstone 🤔 Thinking about breaking into the world of high finance? Here's a reality check for you: - JP Morgan received almost half a million applicants for their internship program 😱 - Blackstone only accepted 170 out of 60,000 applicants 📉 So, what does it take to get into high finance? It's a tough nut to crack, but here are a few tips to increase your... Source: https://lnkd.in/gbE-mJX6 #mymetric360

week 3 Learning at my summer internship 🚀 1. Diving into the intricacies of mutual funds ,their types, and working has been enlightening! Mutual funds pool investor capital to diversify across assets, managed by professional fund manager 🏦 2.Understanding tax slabs helps in strategic financial planning, highlighting how different income levels impact taxation and investment 💼 3.Exploring portfolio Management service (PMS), I have learned they offer customized investment solution. 4. Delving in to the derivative market revealed how these financial instrument derive value from underlying assets, providing ways to hedge risks or speculate. #internship By PIBM

Excited to share my journey as an intern at Millennium Money Finance, diving deep into DuPont Analysis under the mentorship of AYUSH JADIA and Saraunsh Chawda. Learning to dissect ROE and its components has been invaluable. Grateful for the guidance and support from AYUSH JADIA as I navigate the complexities of financial analysis. Thrilled to contribute to the success of Millennium Money Finance through newfound insights! #Internship #DuPontAnalysis #Mentorship #FinancialModeling #Valuation #Excel #Insights

Over this spring term, I completed an internship with Pinnacle Associates where I learned some of the techniques for determining asset allocation. Whereby, it is important to ask the client questions regarding their time horizon, upcoming expenditures, and risk tolerance. Based on their answer we can decide how to better allocate the assets and when we pick equities, we model them after the 11 sectors of the S and P 500. When selecting stocks we utilized two strategies: active management and passive indexing. With active management we have to make an effort to avoid idiosyncratic risk.    In addition to using passive indexing and asset management, we look to further diversify our stock portfolio by examining large cap stocks representing companies with a market capitalization more than $10  billion. Another way to diversify a portfolio, is by looking at value and growth styles of investing. We can also diversity in the holdings we have within the US and outside the US.   The third technique I learned to diversify a portfolio is by buying bonds and there are two risks that come with them. The first is credit risk  and to avoid this try to pick bonds with a BBB (investment grade) rating or higher. The second risk is interest rate risk which means since bonds trade like stocks every day, they are susceptible to interest rate fluctuation. To avoid interest rate risk, simply hold the bond to maturity. When selecting bonds it is important to look at its coupon or interest rate. The relationship between interest rate and bond pricing is inverse.  Within bonds there are three types; corporate, government, and municipal. The way we diversify bonds is by the ladder amount, meaning bonds have different maturity dates.   Lastly, I learned a general overview on how to pick stocks. Using indicators such as price to earnings, credit rating, net leverage, dividends, shareholder yield, free cash field, and revenue. I would like to thank Pinnacle Associates, Ltd. Associates and Timothy Piacentini, CFA for all of their help and guidance over these past several weeks. This experience helped to expand my knowledge of finance and the asset allocation of portfolios and I look forward to taking this knowledge to my summer internship at Ridgetop Research in NYC. 

Excited to share my journey as an intern at Millennium Money Finance, diving deep into DuPont Analysis under the mentorship of AYUSH JADIA and Saraunsh Chawda. Learning to dissect ROE and its components has been invaluable. Grateful for the guidance and support from AYUSH JADIA as I navigate the complexities of financial analysis. Thrilled to contribute to the success of Millennium Money Finance through newfound insights! #Internship #DuPontAnalysis #Mentorship #FinancialModeling #Valuation #Excel #Insights

Undergraduate Wall Street Bootcamp | May 29 - 31 | Virtual https://lnkd.in/gHvFXAZ5 The Undergraduate Wall Street Bootcamp gives interns and undergraduate students the skills they need to excel in upcoming internships. The content is derived from intern training programs we deliver at top investment banks, asset management, and private equity firms. We teach real-world applications of finance theory in a way that brings corporate valuation and financial modeling to life, bridging the gap from theoretical coursework covered on campus. We focus on the valuation and financial modeling techniques used every day by experienced professionals, teaching them with the assumption of little to no prior knowledge.

Q&A - Multiple Apps Open for Summer 2025 In case you didn’t know, summer 2025 internship applications have opened for several top investment banks: RBC Capital Markets, Rothschild, Houlihan Lokey, Deutsche Bank, and Guggenheim. Multiple other top banks will be opening their apps before the end of this year. And what if you’re a junior and you’re still looking for summer 2024 internships? Is it game over? If you have questions on what you should be doing to get to your desired results (i.e. an amazing offer from a top tier investment bank) much faster and easier than how you’ve been doing it… Then join this live Q&A to ask me anything you want. I’ll walk through the ins and outs of what you can do to stand out from the competition and get the best offer possible. - Sign up for a free virtual coffee chat to get customized advice based on your personal situation: https://lnkd.in/dk7nfdx

Excited to share my journey as an intern at Millennium Money Finance, diving deep into DuPont Analysis under the mentorship of AYUSH JADIA and Saraunsh Chawda . Learning to dissect ROE and its components has been invaluable. Grateful for the guidance and support from AYUSH JADIA as I navigate the complexities of financial analysis. Thrilled to contribute to the success of Millennium Money Finance through newfound insights! #Internship #DuPontAnalysis #Mentorship #FinancialModeling #Valuation #Excel #Insights

Dear Connections, Thrilled to announce my successful completion of JPMorgan Chase & Co.'s Investment Banking Virtual Internship via Forage! This hands-on experience has sharpened my financial modeling, valuation, and strategic analysis skills through immersive investment banking simulations. Excited for the journey ahead as I apply these insights to real-world challenges! #InvestmentBanking #JPMorgan #Internship #CareerGrowth #Forage #DCFValuation

Dear Connections, I am thrilled to announce the successful completion of my JP Morgan Chase Investment Banking Virtual Internship, powered by Forage! I want to express my gratitude to JP Morgan Chase for this amazing opportunity and their commitment to nurturing the next generation of financial professionals. The JP Morgan Chase Investment Banking Virtual Experience gave me a deep insight into life in the Investment Banking industry (and more specifically about Merge & Acquisition (M&A). As part of this internship, * Identified an ideal M&A target for a client based on an assessment of their strategic and financial criteria. * Constructed a DCF model to calculate the valuation of the M&A target and adjusted the model to account for a competitor bid and supply chain interruption. * Created a 2-pager for the client containing a company profile and summary of the auction process Thank You JPMorgan Chase & Co., Forage for this exceptional opportunity. #jpmorganchase #forage #investmentbanking #virtualinternship