People's Bank of Commerce’s Post

Are you like Bob and Carol? They're enjoying their retirement to the fullest! As loving parents of four wonderful children and doting grandparents of five adorable grandkids, they always look for ways to create unforgettable memories and ensure a bright future for their family. Despite the joy and fulfillment of retirement, Bob and Carol wanted to find ways to supplement their income and leave a lasting legacy. They envisioned contributing to their grandchildren's education, organizing family reunions, and planning those annual vacations everyone cherishes. That’s when they discovered the Legacy Program! This incredible opportunity in Digital Marketing, that takes only 2 hours a day and requires no tech skills or social media following, has shown them how to boost their income and build a financial foundation that will benefit their family for generations to come. With this program, Bob and Carol have found a fulfilling way to enjoy their retirement while making a significant impact on their family’s future. They are a testament to the idea that it’s never too late to start something new and make a difference. Want to know more about how the Legacy Program can help you achieve your retirement dreams and leave a legacy for your family? Just ask me how. #RetirementGoals #FamilyLegacy #DigitalMarketingSuccess #LegacyProgram #FamilyFirst #SupplementYourIncome #GrandparentsGoals #BuildingAFuture #MakingMemories

Last week marked a significant milestone in my life as I attended a retirement event for the second time – that of my mother-in-law. It was a moment filled with mixed emotions, as colleagues spoke with deep respect about her years of hard work, dedication, and invaluable learnings. Witnessing her retirement brought to mind the importance of dedication and loyalty in one's professional journey. It served as a powerful reminder of the impact that hard work and unwavering commitment can have on one's career. Reflecting on her accomplishments, I couldn't help but feel inspired to carry forward her legacy of excellence in my own endeavors. Her retirement serves as a testament to the rewards that await those who consistently put in the effort, persevere through challenges, and remain loyal to their goals. In the fast-paced world of business, it's easy to lose sight of the value of hard work and loyalty. Yet, moments like these remind us that they are the cornerstones of success and fulfillment. As I return to my role with renewed vigor, I am committed to approaching each day with the same level of dedication and passion. Here's to a future filled with continued growth, achievement, and the unwavering pursuit of excellence. Cheers! #Retirement #HardWork #Loyalty #Legacy #LeadershipLegacy #CareerReflections #ProfessionalInspiration #BusinessSuccess #WorkEthic #Dedication #Commitment #CareerMilestones #PersonalGrowth #ProfessionalDevelopment

Choosing the perfect place to retire can be a monumental decision, and knowing where to start is half the battle. 🏡 The recent guide from ideal-LIVING reveals the top 10 cities frequently cited as the best places to retire in the United States for 2023: 1. Naples, Florida 2. Asheville, North Carolina 3. Nashville, Tennessee 4. Milford, Delaware 5. Beaufort, South Carolina 6. Phoenix, Arizona 7. Lancaster, Pennsylvania 8. Dallas-Fort Worth, Texas 9. Fort Myers, Florida 10. Williamsburg, Virginia For me, the idea of retiring in a picturesque location with favorable weather and a vibrant community is incredibly appealing. 🌞 Living in Florida with its warm climate, or perhaps enjoying the historical charm of Williamsburg, Virginia, truly raises one's retirement dreams. The guide also compares crucial factors like taxes, cost of living, and climate to help you find your ideal retirement spot. 🏘️ Other perks include a free relocation guide, digital magazine, e-newsletter, and tickets to live events. This is a comprehensive resource for anyone looking to make an informed decision about their golden years. 👉 Which of these places catches your eye for retirement? Do you have a dream retirement spot? Share your thoughts below! #RetirementPlanning #BestPlacesToRetire #LifeAfterWork #GoldenYears #RetirementGoals

🎁 How to Get the Perfect Retirement Gift for Your Father: A Thread 📘✨ As the golden hour of retirement approached for their father, siblings Aryan and Maya found themselves amidst a whirlwind of ideas for the perfect surprise. They cherished their father's constant support and engagement throughout their lives and sought a gift that echoed his invaluable influence. Here's how they went on a journey to find the perfect Retirement present for their father. 1. 💡During a heart-to-heart conversation, when they were brainstorming on ideas of what could they give their father, Maya proposed, "How about a Biography?" She envisioned more than just a book but a story of love, laughter, and invaluable life lessons—an idea that resonated deeply with the siblings. 2. 🔍 Excited about the proposition, Aryan stumbled upon Kagaz ke Phool, dedicated to crafting personalized biographies. Recognizing the potential to capture their father's life story, they reached out to us! 3. 🖋️Moved by their narrative, our team embarked on an emotional journey to create a tangible memoir. Engaging closely, we delved into anecdotes, milestones, and family bonds. 4. ⏳Through meticulous conversations and reflective interviews, we curated a roadmap—a narrative that encapsulated their father's essence, weaving moments of joy and life lessons. 5. 📖 Every anecdote turned into a memoir, transcending time and capturing the heart and soul of their father's life—a legacy that resonated with authenticity and love. 6. ✨The day arrived! Aryan and Maya presented the beautifully bound biography—a culmination of emotions, cherished memories, and a preserved legacy. 7. 🎁 Crafting the biography was more than a project; it was a heartfelt commitment to honoring lives. Their journey became ours—a dedication to preserving legacies. 8. 🤝 It wasn't just a book; it was a legacy captured, immortalized—a timeless memoir celebrating a life lived fully, echoing a father's legacy through the ages. #RetirementGift #FathersLegacy #BiographyGift 🎁📘✨

🌟 Beyondhood Featured in Retirement Today Magazine! 🌟 At Beyondhood, we believe that every life story holds the power to inspire, teach, and connect generations. We’re thrilled to share that our journey in preserving stories has found a new platform—Retirement Today magazine! 📰✨ In this week's special edition focused on Family Tree & Family History, we explore the significance of documenting and sharing family stories. There’s something truly special about unearthing hidden family gems, uncovering forgotten memories, or passing down lessons learned over a lifetime. It reminds us that these stories are not just memories, but the threads that weave together our shared history and future. For many, capturing these stories can feel like time-traveling through generations—discovering where we came from and how we can carry those legacies forward. We’re honoured to be part of this issue, showcasing how Beyondhood is helping families preserve their rich history for the next generation, creating a timeless gift that resonates deeply with everyone involved. Whether it’s the adventures of your grandparents, the trials of your parents, or your own experiences, every story has its place. And in a world that’s ever-changing, it’s these stories that anchor us. Stay tuned for this week's release in Retirement Today, and let’s continue celebrating the power of storytelling. #Beyondhood #RetirementToday #FamilyHistory #LegacyBuilding #PreserveYourStory #GenerationalStories #Storytelling #FamilyLegacy #MagazineFeature #DigitalLegacy #GenerationalWisdom #FamilyConnections #RetirementLife #Ancestry #HistoryMatters #MagazineOutTomorrow #ContentFeature

🌟 Calling All Retirees! 📸✨ Are you drowning in a sea of photos from your adventures, family gatherings, and cherished memories? It's time to turn that photo chaos into a beautifully organized collection! Here's how: 1. Start Small: Don't get overwhelmed. Tackle one box or folder at a time. 2. Sort by Theme: Group photos by events, people, or locations. Create meaningful categories like "Family Vacations," "Grandkids," or "Old Friends." 3. Digitize Your Memories: Use a scanner or your smartphone to create digital copies. There are great apps that make this a breeze! 4. Create Albums: Both physical and digital albums are wonderful ways to relive those moments. Try making a scrapbook or an online photo book. 5. Share and Connect: Share your favorite memories with loved ones. It’s a great way to reminisce and reconnect! Remember, organizing your photos is not just about tidying up; it’s about celebrating the beautiful journey of your life. Happy organizing! 🎉📚💖 Living with Less. Experiencing More ⏩ Not in my area? I will find a realtor for you with the special certification and skill set that I have. I’ll do the research and interview the realtor for you! 🤍 - - - Follow @bethcreerealtor for all things real estate and downsizing - - - Beth Cree, Realtor Amber Rothermel Real Estate Team (816) 718-8565 bethcree@kw.com Brokered with: Keller Williams Kansas City North (816) 452-4200 #bethcreerealtor #bethcree #topproducer #kcrealtor #kcrealtors #downsizing #downsizingseniors #downsizingkc #downsizingkansascity #emptynest #emptynesters #emptynesting #amberrothermelrealestateteam #libertymo #gladstone #sellmyhouse #kansascity #realestate #realestatetips #realestateadvice #retirement #retirementgoals #retirementdreams #lifegoals #estatebuilding #legacy #leavealegacy #renovation #livingthedream #RetirementLife #PhotoOrganization #CherishMemories #GoldenYears #PhotoTips #OrganizeYourLife

I decided to retire at 26! After just three years in the corporate world, I completely gave up on the idea of working 10 to 7 → six days a week → for the next 40 years of my life. I used to think: → How inhuman it is. → How stressful it is. → How enslaving it is. And all these troubles for what? What was I actually gaining? Multiple lakhs of money per month. But how was that money truly adding value to my life? Most of it was going into savings and investments for a retirement in future. But haven't we all been promised a better future that never seems to arrive? "Achieve 'THIS' and you'll be set for life." It starts in childhood, and 'THIS' keeps changing: → Excel in school → Land in a top college → Secure a high-paying job → Start saving for retirement Did any of these promises truly 'set' your life? All these societal promises failed to bring me happiness. So, I decided to take control. And build the courage to go against societal advice. I decided to bring that future to the present. And retired from my full-time job roles. Eight months in and I have absolutely zero regrets. It feels like I've jumped out of an unnecessary battle—a battle that was consuming 50% of my waking hours.? Life is a lot more peaceful now. --- Retirement doesn't mean I won't work at all. I'll share my definition in the comments. --- Also, if you hate your job, how is it any different from slavery?

"Retirement is the ultimate vacation." if you think about it, that can be true. No more work, time on your hands to do whatever you wish, and endless possibilities. Interestingly, 70% of Americans plan on going on vacation this year, but less than 50% have started saving for retirement -- a much longer, more impactful "vacation". What you can do in your retirement partly depends on how much you prepare for it. This little video clip helps explain in more detail: #vacation #retirement #preparation https://lnkd.in/e4zpYTBG

Follow me today to the legacy you can leave. Back in 2020 we were on Treasure Island Beach on Florida’s Gulf Coast when the pandemic shut everything down and we headed back to Canada. The day after we left was the day we were supposed to stay at the Embassy Suites in Sarasota, Florida. The beach days were going to be awesome!Interestingly enough, this exact same hotel is where Vincent Pugliese’s group, Membership Freedom, an incredible group Kaitlin and I are fortunate to be part of, are holding their “Unconference” this coming February. An incredible event at an incredible venue. Although we won’t be there, interestingly enough, Sarasota, Florida is one of the top places to retire in America. “Retirement” can mean a lot of things to a lot of people but one thing that often comes up in retirement talks is “Legacy”. During a chat I recently had with my friend Greg Gerber , we discussed how legacy has much more to do with lessons you teach your family, attitudes and mindsets you instill in your family and encouragement you give to you family than any dollar amount you leave to them. For your Monday motivation, think about what you can do in your remaining days on this earth to affect the lives of your future generations in the most positive way possible. That will make much more of a difference in their lives than millions of dollars. Let’s leave them millions of dollars too, but it won’t be any good to them if you didn’t give them the tools and mindsets to manage and grow it well. #bromleyfinancialcoaching #mondaymotivation #legacy

"In my opinion, retirees of today are in the midst of a big 'identity crisis' or what I'm calling 'The Challenge of Who' You may be familiar with the work of Simon Sinek with his books and talks on 'Start with Why' -- however, I think this doesn't go deep enough -- I believe you need to start with WHO. The overarching problem of identity in retirement is at the core of the human challenge. This identity shift means that you will start to question... 👉 WHO you were. 👉 WHO you are. 👉 WHO you want to be. That’s why I believe it’s important to start with WHO not why By starting with WHO, you will, for the first time since probably your childhood have the opportunity to truly shape your identity, free from many unwanted influences The 'Challenge of Who' can be divided into 3 core areas of focus: 1. Overcoming frugality – How you spend your money, what you spend your money on and who you spend their money with forms a big part of who you are and who you want to be in retirement. 2. Where is your tribe? – The quality of your relationships is at the core of your happiness. Who you want to spend your time with and how you are going to spend it is going to be crucial in leading a fulfilling and happy retirement. 3. What’s my purpose? – What will make you want to pull back the duvet every morning when you're retired? How can you think about and uncover what you love to do, what you are good at and what you can give back to your communities." Dan Haylett