PERE Credit’s Post

Balancing South Africa’s Two-Pot Retirement System And Responsible Debt Management https://lnkd.in/deFJXXf9 Henri le Grange - Certified Financial Planner at Old Mutual South Africa South Africa's move to implement the Two-Pot Retirement System in September 2024 places financial advisers at the forefront of significant regulatory changes. Amid a backdrop of escalating debt challenges and a rising cost of living, the reform promises to balance short-term financial relief with long-term financial security. Responsible Debt Management Week highlighted the importance of this balance, underscoring the critical role of financial advice...

Now is a great time to start talking about 2024 plans and what to focus on with clients. This breakdown mentions emergency savings and health care, but I also think we need to prioritize retirement planning in regular conversations. What's your go to advice heading into 2024? https://ow.ly/TcXo30syU0t #RetirementPlanning #Business

Should #institutional allocators start looking at public and private credit, not by their names but by their region of influence? San Bernardino County Employees Retirement Association has a different approach to these assets and how assets compete for allocation in their portfolio. More from Pensions & Investments on #SBCERA's approach and short-term economic outlook. How can #pension fund CIOs keep track of that competition within their portfolios? Excel can be prone to manual entry errors, homegrown systems need constant bandwidth for maintenance, and multiple platforms can be costly. Step up to Vidrio(dot)com, where we help pensions unify their portfolio operations across front, middle, and back office functions. Learn more today. San Bernardino County CIO tilts portfolio to 'income-focused philosophy' https://hubs.li/Q02M1P340

Should #institutional allocators start looking at public and private credit, not by their names but by their region of influence? San Bernardino County Employees Retirement Association has a different approach to these assets and how assets compete for allocation in their portfolio. More from Pensions & Investments on #SBCERA's approach and short-term economic outlook. How can #pension fund CIOs keep track of that competition within their portfolios? Excel can be prone to manual entry errors, homegrown systems need constant bandwidth for maintenance, and multiple platforms can be costly. Step up to Vidrio(dot)com, where we help pensions unify their portfolio operations across front, middle, and back office functions. Learn more today. San Bernardino County CIO tilts portfolio to 'income-focused philosophy' https://hubs.li/Q02M1H3k0

Now is a great time to start talking about 2024 plans and what to focus on with clients. This breakdown mentions emergency savings and health care, but I also think we need to prioritize retirement planning in regular conversations. What's your go to advice heading into 2024? https://ow.ly/Zxw330sySa9 #RetirementPlanning #Business

Now is a great time to start talking about 2024 plans and what to focus on with clients. This breakdown mentions emergency savings and health care, but I also think we need to prioritize retirement planning in regular conversations. What's your go to advice heading into 2024? https://ow.ly/xFEY30szGoE #RetirementPlanning #Business

Now is a great time to start talking about 2024 plans and what to focus on with clients. This breakdown mentions emergency savings and health care, but I also think we need to prioritize retirement planning in regular conversations. What's your go to advice heading into 2024? https://ow.ly/YAWy30syPFV #RetirementPlanning #Business

Now is a great time to start talking about 2024 plans and what to focus on with clients. This breakdown mentions emergency savings and health care, but I also think we need to prioritize retirement planning in regular conversations. What's your go to advice heading into 2024? https://ow.ly/aLLr30syUXn #RetirementPlanning #Business

Unlocking Real Estate Wealth: Exposing 401k/ IRS Myths Despite miscommunication and barriers, self-directed IRAs and alternative investments promise real estate wealth. Misconception: self-directed retirement plans require large sums of money to invest in real estate. But this is untrue. This article will discuss the many ways investors can use their self-directed and tax-advantaged plans to turn little investments into powerful real estate purchases. Come explore the hidden possibilities outside Wall Street, where smart leveraging can enormously improve small-dollar retirement plans. I. Nonrecourse IRA Loans: Real estate investments in self-directed IRAs are made possible by non-recourse loans from IRA lenders. Investors can use their retirement assets as a down payment with these loans. Through property collateral, investors can access real estate opportunities that were previously unattainable. Seller-financing, RV and mobile home parks benefit from seller-financing. Property sellers lend to the self-directed IRA in this arrangement. This avoids traditional lending institutions and allows a variety of real estate ventures, including RV and mobile home sales. III: Subordination to Existing Financing The sub-to transaction allows self-directed IRA participants to buy real estate creatively. The property's existing finance is assumed without due-on-sale stipulations. This method lets investors buy real estate with less money by leveraging the mortgage on a property. Real Estate Options: Real estate alternatives shine as a self-directed IRA leveraging tool. Individuals can hold valuable real estate assets with a low upfront investment, giving them a strategic advantage in market swings and return optimization. Conclusion: New leverage methods disprove the idea that self-directed IRA real estate investments require large resources. Non-recourse loans and seller financing in RV parks and mobile home parks, sub-to deals, partnerships, joint ventures, real estate choices, and more are available. Attend the class to discover the hidden potential of small-dollar retirement plans, turning them into powerful wealth-creation vehicles outside Wall Street. Utilizing leverage opens up endless opportunities. Your IRA's potential outside conventional investment paradigms will amaze you. #rvparks #RVParkinvesting #sdira #401k #passiveinvesting #Cashflow #funds #WiseChoiceAcqusitions