Peter Jefferson’s Post

When calculating how much you can borrow, it’s important to consider potential changes in your employment or lifestyle, as well as any upcoming major expenses. These factors can put a strain on your finances, especially on top of mortgage repayments. At Mortgage Choice, we’re with you every step of the way. Chat to Simone today at 0457 006 022. . . . . #firsthomebuyer #firsthome #homeloan #mortgagebrokers #finance #financetips #bank #banking #refinancing #refinancemortgage #invest

You want to buy a home – but is your credit score up to snuff? If those three numbers aren’t where you want them to be, how can you improve your score as you plan for the future? “If you’re going to work on fixing your credit, starting early is important – so if you’re going to buy a house next year, start now,” Dawn Elliott, Mortgage Banker with First Merchants Bank (NMLS: 1098510), encouraged. Dawn lays out practical advice for repairing your credit in our new financial wellness article. Read the full story: https://bit.ly/4498PgR #creditscore #mortgage #lending #financing #finance

Refinancing can be a tool to use your home’s equity to tackle high-interest debt, but it’s important to weigh the pros and cons first. Here’s a quick breakdown: Pros: 💰 Lower interest rates compared to credit cards 📆 Simplified monthly payments 📉 Possible tax deductions on mortgage interest Cons: ⏳ Longer loan terms can lead to more interest paid over time 🏠 Risking your home’s equity if you can’t keep up with payments 💸 Refinancing comes with closing costs and fees Be sure to assess your financial situation before making the leap! Our team is here to answer all your questions. Reach out anytime. #allcaliforniamortgage #sanrafaelmortgage #larkspurrealestate #marincounty #allcalmortgage #oaklandrealestate #eastbayrealestate #sfrealestate #bayareahomes #homefinance #mortgagebroker #homeloans #mortgageadvice #mortgageexpert #mortgagegoals #homefinancing #realestateinvesting

There are plenty of decisions to make when it comes to buying a home. So many that perhaps the choices may seem overwhelming. So let me help you simplify your choice when it comes to finding the right home loan. I'll search from over 35 lenders. I'll find you the lowest interest rate. I'll find the most you can borrow. I'll find you the right loan features. I'll prepare the application with the lender. You find your home. I'll find your loan. If you want to get started, you can complete our 3 minute form here: https://bit.ly/43VqyrH Call on: 0418 552 938 Email at: peter.jefferson@mortgagechoice.com.au, or Booking a time to chat: https://bit.ly/43WsXma #mortgagetips #bankingsecrets #financialinsights #banking #finance #Big4 #financefacts #homebuyingtips #financialfreedom #rba #mortgage #interestrates #homeloantips #investors #homeloans #finance #money #banks #realestate #refinancing #firsthomebuyer #firsthome

Did you know… interest rates aren’t one-size-fits-all? While you may have heard about the current ‘average’ rates, it’s essential to understand that your individual financial profile plays a significant role in determining the rate you’ll be offered by lenders. Factors such as your credit score, debt-to-income ratio, loan amount, and even the type of loan you’re applying for can all influence the interest rate you receive. For example, if you have a stellar credit score, you’re likely to qualify for lower rates compared to someone with a lower credit score. Similarly, the amount you’re borrowing and the term of your loan can impact your rate. Don’t hesitate to consult with a mortgage broker who can guide you through the process and help you understand all the factors at play. #InterestRates #RealEstateTips #MortgageHacks #Mortgage #Equity #MoneyTip #Finance #FinancialEducation #FinancialFreedom #CallKya

With credit card balances, card rates, and late payments on the rise, now is the time to step back and take a look at your full financial health. Is now the time to tap into your home’s equity and consolidate that high-interest debt? Can you save money every month by combining those balances under one lower rate? Give me a shout today and let's take a look together. #risingcreditrates #consolidatehighinterestdebt #highlandsresidentialmortgage #mortgage

Another great review! Building a home is never easy and can be made worse when the broker or the banker is not comfortable with these types of transactions or doesn't quite have the experience. We are constantly helping our clients reach home ownership and investment goals through building properties! So it is especially nice when we get great feedback like this :) #business #mortgage #privatefunding #banking #interestrates #home #realestate

Mortgage Terms: (Liquidity) The availability of wealth or savings that can be easily liquidated – meaning converted to cash or cash-like assets. Someone might own 25 properties with over $10M in total assets yet have extremely low liquidity, simply because all their wealth is tied up in those properties. Selling a property takes time, hence it’s a relatively “illiquid” form of investment compared to a brokerage or money market account. Greg Mitchell, Senior Loan Officer (503) 580-8543 NMLS #791738 #gregmitchell #gregmitchellmortgage #masonmac #masonmacmortgage #salemoregonmortgage #lendinginsalem #salemoregonfinancing

With credit card balances, card rates, and late payments on the rise, now is the time to step back and take a look at your full financial health. Is now the time to tap into your home’s equity and consolidate that high-interest debt? Can you save money every month by combining those balances under one lower rate? Give me a shout today and let's take a look together. #risingcreditrates #consolidatehighinterestdebt #highlandsresidentialmortgage #mortgage

Your next big investment starts here, with e-Finance Mortgage, LLC guiding you towards financial prosperity and security. 💼💡💰 🌐 www.e-financemortgage.com #HomeLoans #MoneyTips #Budgeting #SmartInvest #CreditHelp #EasyFinance #SavingsPlan #LoanLife #WealthBuild #BankBasics #CashFlow #Mortgage101 #FinancialEase #MoneyMoves #SimpleSavings