What is the importance of appropriately identifying and managing funding concentrations? Lead Examiner Andrew Giltner from the Federal Reserve Bank of Chicago discusses some of the most prevalent balance sheet concentrations held by community banks, highlighting key concentration risks and discussing the current guidance and supervisory expectations for prudent concentration risk management practices. Community Banking Connections is a source for information on guidance, resources, and tools to help community banks across the United States.
Federal Reserve Bank of Philadelphia’s Post
More Relevant Posts
-
Balance Sheet Concentrations - Inevitable or Avoidable? What is the importance of appropriately identifying and managing funding concentrations? In the latest issue of Community Banking Connections, Lead Examiner Andrew Giltner from the Federal Reserve Bank of Chicago discusses some of the most prevalent balance sheet concentrations held by community banks, highlighting key concentration risks and discussing the current guidance and supervisory expectations for prudent concentration risk management practices. Read the article here: https://bit.ly/4cSxIQS #CapitalPlanning #CRE #CommercialRealEstate #RiskManagement #CommercialProperty #CommunityBank #Banking #AssetManagement
To view or add a comment, sign in
-
-
Starting the stress testing process can be confusing, especially for smaller institutions like community banks. As former lenders with decades of experience, we understand that. We are here to help guide you through the process that is integral to growth and remaining competitive in the financial landscape. Learn more about why banks, regardless of size, with significant concentrations in commercial real estate (CRE) or subprime lending should make regular portfolio stress testing part of their ongoing risk management strategy. Read more: https://lnkd.in/e79PR3HP #stresstesting #portfoliomanagement #DebtXAnalytics #riskmanagement
FDIC: Stress Testing Credit Risk at Community Banks - Summer 2012 Vol. 9, Issue 1
fdic.gov
To view or add a comment, sign in
-
Partner Financial Services | Global Lead Client Service Partner | Regulatory Advisory & Reporting practice leader at Deloitte Nederland
Banks and other financial institutions are constantly evolving, presented with new and different challenges to manage. Across all risk domains, organisations – and the banking industry especially – have experienced severe shocks that have contributed to reputational damage. In this article, we discuss why reputation risk continues to be a topic of discussion for Boards and senior management and how organisations can manage these reputation risks effectively.
Building trust: best practices for reputation risk management in the banking industry
To view or add a comment, sign in
-
FSB proposals to enhance liquidity preparedness for margin and collateral calls. Weaknesses in liquidity risk management and governance by some market participants, were found to be the key causes behind inadequate liquidity preparedness for margin and collateral calls, according to the FSB https://lnkd.in/eJ37i6mB #SecuritiesLending #banking
To view or add a comment, sign in
-
-
FSB proposals to enhance liquidity preparedness for margin and collateral calls. Weaknesses in liquidity risk management and governance by some market participants, were found to be the key causes behind inadequate liquidity preparedness for margin and collateral calls, according to the FSB https://lnkd.in/eDT2zgzp #SecuritiesLending #banking
To view or add a comment, sign in
-
-
FSB proposals to enhance liquidity preparedness for margin and collateral calls. Weaknesses in liquidity risk management and governance by some market participants, were found to be the key causes behind inadequate liquidity preparedness for margin and collateral calls, according to the FSB https://lnkd.in/ej7UrKzK #SecuritiesLending #banking
To view or add a comment, sign in
-
-
Community bankers - the latest issue of Community Banking Connections includes a deep dive on liquidity risk management for uninsured and nontraditional deposits. You can also find thoughts on strategic planning in uncertain times and supervisory perspectives on the dynamics of risk management. You can read it, along with past archived issues, here: https://bit.ly/4azTXtc Community Banking Connections is a resource for community banks that provides perspectives from Federal Reserve staff to address challenges by providing resources and clarifying supervisory expectations. #FederalReserve #Banks #CommunityBanks #Banking
To view or add a comment, sign in
-
-
Great piece by Kyle Campbell on why lots of capital is a perverse cure for operational risk. For more backing up my rather bling quotes, see https://lnkd.in/e-ye-Xiu #oprisk #banks #bankcapitalrules #operationalrisk #FRB #supervision #baselcapitalrule #basel
Operational risk emerging as linchpin of Basel capital debate
americanbanker.com
To view or add a comment, sign in
-
Paradigm shift by the FSB beyond banks… “Experience with the use of tools for systemic risk mitigation in NBFI is limited to date. The report outlines further work to assess and address systemic risk in NBFI that the FSB, in collaboration with SSBs, will carry out in 2024 and beyond”. https://lnkd.in/g6-b6bAQ
Enhancing the Resilience of Non-Bank Financial Intermediation: Progress report
fsb.org
To view or add a comment, sign in
-
The recent fallout of US banks, impacted by a combination of a rapidly changing macroeconomic climate and rising interest rates, highlighted the importance of strong #treasury and risk management practices. Join our upcoming webinar with risk experts from Temenos, #Chartis, and #Numerix, where we’ll discuss: - The key internal and external factors that led to recent bank failures - Why existing regulations did not help stop these failures - The biggest challenges banks face in managing critical risk functions - If social media poses a new risk to banks - What tools and processes are necessary to protect against similar scenarios Register here today: https://lnkd.in/gMCxDnaZ
How can banks strengthen their financial resilience?
content-temenos.shp.so
To view or add a comment, sign in