PT Bank BTPN Tbk’s Post

Have you ever kept running a business despite losses? Or perhaps continued working on something that wasn't worth the effort because you felt you had already invested so much time, money, and energy? This is often referred to as the sunk cost fallacy. Learn more about it here! #ExperienceMore — PT Bank BTPN Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI) dan merupakan peserta penjaminan LPS.

Rupiah hits a 4 year low, prompting Bank Indonesia to step in for stability. Analysts say company dividend payouts add to the challenge. What's next for Indonesia's currency? #Rupiah #IndonesianBank #Forex #NitishKumar #IndianPolitics #WorldEnvironmentDay #loksabhaelctionresult #SEBI #mutulafunds #Investment #IndiaEconomy #PortfolioManagement #investmentopportunities #hiring #megahiring #portfoliostrategies #mnc #mnccompany #mnccompanies #mncjobs #mncjob #jobs #job #opening #company

Bank Rakyat Persero (BBRI) is the second largest bank in Indonesia, a country with a GDP already higher than their former colonisers Holland and expected to grow to the 4th largest in the world by 2050. Average BBRI earnings growth is about 10% per year. Based on the 3Q24 report I expect FY24 earnings to come in at about Rp 400. Given the share price of Rp 4,060, that is equivalent to an earnings yield of 10%. WAY higher than the current 'risk free' yield on US bonds (4.6%), BRK (5%), MSFT (3%), CBA (4%), etc. Assuming that in the long term the 'risk free' yield will stay around the current 4.6% and adding a 6% margin for a big bank in 'risky' Indonesia, to me BBRI shares are slighly overvalued at the moment. Then again an investor effectively gets 8% per year in dividends to watch earnings, dividends and share price to go up by an average 10% per year. That may still be a much better deal than anything you can find in Western share markets. https://lnkd.in/gzQMUGyi Disclaimer: I am not officially qualified/allowed to give financial advise, so before buying or selling anything, always make sure you do your own research and calculations!

Financial security starts with a simple decision: pay yourself first! Prioritize saving and investing before allocating money for other needs and wants. This approach helps you face the future with greater confidence and a more secure financial outlook. Take that first small step toward financial freedom today! #BersamaLebihBermakna #DoGoodBeGreat #SMBCIndonesia - PT Bank SMBC Indonesia Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI), dan merupakan peserta penjaminan LPS.

Have you experienced an increase in financial demands as you enter your thirties? It is never too late to improve your financial strategy. There are opportunities to improve your financial situation and overall quality of life. Discover practical tips to help you achieve your financial goals and lead a more meaningful life. #ExperienceMore - PT Bank BTPN Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI) dan merupakan peserta penjaminan LPS.

As the President of the Royal Investment Bank of Kelantan (RIBK), I would like to share our insights on the global financial market and prepare an official tweet report. 🌐 Global Financial Market: The global financial market is a complex and ever-changing landscape, influenced by various factors such as economic conditions, geopolitical events, and technological advancements. It is essential for investors to stay informed and adapt their strategies accordingly. 📈 Investment Opportunities: The Royal Investment Bank of Kelantan offers various investment opportunities to its clients, including traditional royalty and investor families, as well as foreign investors operating in Malaysia or internationally We provide advisory and consulting services, and products related to investment banking, private wealth, funds, and capital markets 1.🌱 Sharia Compliant Products and Services: RIBK is committed to providing solutions that align with Islamic rules, promoting long-term sustainability in the finance and banking industry 2.🤝 Global Presence: RIBK is represented in more than 15 countries around the world, thanks to its affiliation with the RIF fund structure and the IC GROUP service organization, aiming for maximum global coverage 3.📚 Labuan Investment Banking: Labuan investment banking is at the forefront of banking, private wealth, funds, and capital markets in Malaysia, offering various services such as receiving deposits on current accounts, deposit accounts, and savings accounts, as well as investment banking, Labuan financial business, and Islamic banking 4.In conclusion, the global financial market is a dynamic and competitive landscape, and the Royal Investment Bank of Kelantan is well-positioned to cater to the needs of its clients in this ever-changing environment. We remain committed to providing top-notch services and investment opportunities to our valued clients. #RoyalInvestmentBankKelantan #GlobalFinancialMarket #InvestmentOpportunities #ShariaCompliant #GlobalPresence #LabuanInvestmentBanking

Have you heard of the Pareto principle? It's a powerful strategy that can help you take control of your finances and make them more secure. By applying this principle, you can focus on what truly matters most for your financial well-being. Curious to learn how it works? Dive into the details here! #ExperienceMore — PT Bank BTPN Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI) dan merupakan peserta penjaminan LPS.

CNBC Indonesia discussed with Danamon Privilege & BNI Emerald in the Money Talks (Power Lunch) segment, 7-May-24 In its discussion, CNBC Indonesia (👩🏻💻: Syarifah Dwi Rahma) highlighted the investment demand of wealth management customers, especially the demand for placing funds in dollar-based mutual funds. From the US market side, the results of the latest FOMC meeting on May 1st, 2024 indicated that the Fed had taken a pivot with a very small chance of raising interest rates. From here we can assess that, for now, there is small possibility for further rate increase, now the question is when the interest rate cut can begin. From the China market, signs of economic improvement in China are starting to appear. The release of PMI data shows it’s in the expansion zone, there is also credit growth due to encouragement from the central government - this is an early sign of economic revival in China. However, on the other hand, there is also an opportunity for rising US Treasury yields to make USD-denominated bond yields also attractive. With more attractive bond yields, the potential for investing in Fixed Income Mutual Funds with an INDON basis is attractive. For investors who have a higher level of risk tolerance, current condition in the global stock market can be seen as momentum to gradually re-enter. https://lnkd.in/gw-AueC4 To transact mutual funds comfortably, download Danamon Mobile Banking D-Bank PRO and get a cashback promo of up to IDR 700k. Immediately register your SID (Single Investor Identification) now and make mutual fund transactions via D-Bank PRO to take home the cashback! Promo valid until 31 October 2024. Info: bdi.co.id/cbreksadana #Danamon #DBankPRO #SaatnyaPegangKendali #privilegebanking #prioritybanking #wealthmanagement #investment #financetalk #investasi #premierbanking #invest #finance #perencanakeuangan #bankerslife #bank Ni Hasna Cindyani

PT Pemeringkat Kredit Indonesia (PKRI) has published updated several rating Criteria: • Corporate Rating Criteria • Bank Rating Criteria • Multifinance Rating Criteria • State/Regional Government Owned Rating Criteria (BUMN/BUMD) • Sukuk Rating Criteria • Third Party Guarantee Criteria These criteria describe our methodological and holistic approach to rating issuers of corporate entities and their issued debt instrument. Editorial changes were made throughout all criteria reports to provide better clarity. The updates in criteria have already incorporated recent development in the respective sector. We deem there is no material change in the updated criteria compared to the previous existing criteria. Therefore, there is no impact on all rating issued previously by PKRI. Read more: https://lnkd.in/g-5cayWd For more report: https://lnkd.in/dqWtVUj4

The performance of mutual funds improved this week. Equity mutual funds saw the largest positive returns at +1.68%, followed by mixed mutual funds at +0.81%, money market mutual funds at +0.11%, and fixed income mutual funds at +0.09%. Indonesia's trade balance continued to record a surplus of USD 3.26 billion, and Bank Indonesia decided to maintain the benchmark interest rate at 6%. In China, economic growth increased by 4.6% year-over-year in Q3-2024, and Chinese retail sales rose by 3.23% year-over-year. In the US, retail sales grew by 0.40% month-over-month, surpassing market expectations of 0.30% month-over-month. INFOVESTA UTAMA