Radium Capital ’s Post

🚀 Unlock Growth with EIS and SEIS! Here's What You Need to Know🚀 Hey founders and entrepreneurs! 🌟 If you're looking to raise funds for your early-stage company, you *need* to know about the Enterprise Investment Scheme (EIS) and the Seed Enterprise Investment Scheme (SEIS). These schemes are absolute game-changers when it comes to attracting investors. Why? Because they offer MAJOR tax breaks to anyone investing in your business! 💰 But... here's the catch. The rules are strict, and you MUST stay compliant to keep those investor perks rolling in. So let's break it down: 🔥 EIS: For Bigger, Early-Stage Players EIS is perfect if you’ve been around for a little while and are ready to scale up. With this scheme, you can raise up to £5M per year and up to £12M in total over your company’s lifetime! Investors LOVE this because they get 30% income tax relief AND they won’t have to pay capital gains tax (CGT) on the growth. 🤑 Key Points: - 📅 Your company must be trading for less than 7 years. - 💼 You need less than £15M in assets. - 💸 Investors can get 30% income tax relief + no CGT on profits! 🌱 SEIS: Perfect for New, Small Companies SEIS is designed for the new kids on the block – the freshest startups. You can raise up to £250,000,and it’s even more attractive to investors because they get a whopping 50% income tax relief! 🔥 Key Points: - 🌱 Your company must be less than 2 years old. - 👥 You can’t have more than 25 employees or over £200K in assets. - 💰 Investors get 50% income tax relief + no CGT + loss relief if things go south. ✅ Staying Compliant is Key Messing up compliance = big problems for you AND your investors. To stay in the clear, you’ll need to: - Use the funds for actual business activities – no buying shares or land! - Spend the funds within 2 years of raising them. - Keep your documentation tight, especially when reporting to HMRC. 🛠 Pro Tip: Get Advance Assurance. Before you hit up investors, apply for advance assurance from HMRC. It gives your investors peace of mind knowing you’re eligible. Trust me, it’s worth it. 💡Why EIS/SEIS? Because offering these incentives makes your business SO much more attractive to investors. Who doesn’t want to reduce their tax bill while investing in something exciting? 🙌 Ready to take your fundraising to the next level? 🤑 Drop me a message, and let’s chat about how EIS or SEIS can fuel your growth! 💥

🚀 Unlock Growth with EIS and SEIS! Here's What You Need to Know🚀 Hey founders and entrepreneurs! 🌟 If you're looking to raise funds for your early-stage company, you *need* to know about the Enterprise Investment Scheme (EIS) and the Seed Enterprise Investment Scheme (SEIS). These schemes are absolute game-changers when it comes to attracting investors. Why? Because they offer MAJOR tax breaks to anyone investing in your business! 💰 But... here's the catch. The rules are strict, and you MUST stay compliant to keep those investor perks rolling in. So let's break it down: 🔥 EIS: For Bigger, Early-Stage Players EIS is perfect if you’ve been around for a little while and are ready to scale up. With this scheme, you can raise up to £5M per year and up to £12M in total over your company’s lifetime! Investors LOVE this because they get 30% income tax relief AND they won’t have to pay capital gains tax (CGT) on the growth. 🤑 Key Points: - 📅 Your company must be trading for less than 7 years. - 💼 You need less than £15M in assets. - 💸 Investors can get 30% income tax relief + no CGT on profits! 🌱 SEIS: Perfect for New, Small Companies SEIS is designed for the new kids on the block – the freshest startups. You can raise up to £250,000,and it’s even more attractive to investors because they get a whopping 50% income tax relief! 🔥 Key Points: - 🌱 Your company must be less than 2 years old. - 👥 You can’t have more than 25 employees or over £200K in assets. - 💰 Investors get 50% income tax relief + no CGT + loss relief if things go south. ✅ Staying Compliant is Key Messing up compliance = big problems for you AND your investors. To stay in the clear, you’ll need to: - Use the funds for actual business activities – no buying shares or land! - Spend the funds within 2 years of raising them. - Keep your documentation tight, especially when reporting to HMRC. 🛠 Pro Tip: Get Advance Assurance. Before you hit up investors, apply for advance assurance from HMRC. It gives your investors peace of mind knowing you’re eligible. Trust me, it’s worth it. 💡Why EIS/SEIS? Because offering these incentives makes your business SO much more attractive to investors. Who doesn’t want to reduce their tax bill while investing in something exciting? 🙌 Ready to take your fundraising to the next level? 🤑 Drop me a message, and let’s chat about how EIS or SEIS can fuel your growth! 💥 #seis #eis #investor #finance #moneytalks #accountancytips

During my conversations with Tech founders... I've noticed a common oversight that could seriously help to accelerate their growth Some of them are not leveraging one of the UK's most generous tax incentive schemes SEIS/EIS This scheme offers benefits for both investors and startups Here's why SEIS/EIS matters: For Investors: ✔️ Loss relief if the investment doesn't work out ✔️ CGT exemption on gains when shares are sold ✔️ EIS: 30% income tax relief on investments up to £1m ✔️ SEIS: 50% income tax relief on investments up to £100,000 ✔️ Further CGT relief on gains invested into SEIS/EIS companies For Startups: ✔️ Further £2m per year under EIS ✔️ Can raise up to £250,000 under SEIS ✔️ Helps bridge the early-stage funding gap ✔️ No impact on your company's tax position ✔️ Makes your proposition more attractive to investors ‼️ My one tip Before approaching potential investors make sure that you get Advance Assurance from HMRC, this can significantly improve investor confidence Remember that these schemes have strict qualifying criteria Getting the structure right from the start is crucial for compliance Are you planning a funding round? Send me a DM and let's discuss how to optimise your SEIS/EIS strategy #M.TatarandAssociates #StartupFunding #SEIS/EIS #InvestmentTax #TechStartupUK #SeedFunding

Start-ups with grant funding are facing additional tax burdens due to the TCJA’s IRC Sec. 174 R&D capitalization changes. These new rules can significantly impact your financial planning. Read more: https://okt.to/LWqX2K #Startups #TaxBurden #RDCapitalization #TCJA #GrantFunding

Good to see some positive moves today in the Irish budget for Entrepreneurs, startups and investors: First year R&D tax credits increasing from €50k to €75k. Investor’s employment investment incentive claim relief (EII) doubling from €500k to €1m. Entrepreneur relief increasing from €700k to €980k. Investor lifetime CGT relief threshold in innovative startups increasing from €3m to €10m. Stamp duty exemptions for SME’s accessing funds through financial trading platforms.

Frustrated by unexpected startup costs and hidden deductions? Join our FREE training to learn how to maximize your tax savings and make every expense count. Don’t let missed deductions drain your wallet—register now! https://lnkd.in/eSHACr9Z

Start-ups with grant funding are facing additional tax burdens due to the TCJA’s IRC Sec. 174 R&D capitalization changes. These new rules can significantly impact your financial planning. Read more: https://okt.to/qFatof #Startups #TaxBurden #RDCapitalization #TCJA #GrantFunding

Want to understand how the budget will impact you as an investor, financial adviser or business owner? Secure your place to our webinar below....

🚀 Unlock the Power of EIS for Investors! 🚀 Investing in early-stage companies can be risky, but the UK Government’s Enterprise Investment Scheme (EIS) offer powerful tax incentives to reduce that risk and maximize rewards. The Key Benefits of EIS: Income Tax Relief: 1. EIS: 30% tax relief on investments (in the year you invest) up to £1 million (or £2 million if at least £1 million is invested in "knowledge-intensive" companies). 2. Capital Gains Tax Exemption: After holding shares for 3 years, any profit from the sale of EIS shares is exempt from Capital Gains Tax (CGT). 🎉 3. Loss Relief: If the company doesn't perform well, you can offset losses against your income or capital gains, significantly reducing your financial risk. 4. Capital Gains Deferral: Defer gains from other investments by rolling them into EIS, delaying CGT until the EIS shares are sold. Example 1: If the Business Fails 💼 You invest £10,000 in an EIS company. Here's what happens if the company closes: Income Tax Relief: You receive £3,000 back. Capital at Risk: £7,000. Loss Relief: If you’re a 45% taxpayer, you can claim £3,150 in loss relief, reducing your total net loss. 👉 Total Net Loss: £3,850, even though the business failed! Thanks to EIS reliefs, you keep most of your capital. Example 2: If the Business Grows 20x 🚀 You invest £10,000 in an EIS company, and the company’s value skyrockets by 20x after 5 years. Here's the breakdown: Investment Grows to: £200,000 (20x return)! Capital Gains Tax: £0. Your profits are completely exempt under the EIS scheme after holding for 3 years. 👉 Total Net Gain: £200,000 tax-free, turning your £10,000 investment into life-changing returns! 🛡️ Whether you’re reducing your risks or aiming for exponential gains, EIS offer unique opportunities for investors. These schemes aren’t just for venture capitalists – they’re for anyone looking to support high-potential startups while maximizing tax efficiency. Interested in finding out more? Let’s chat about how these schemes can fit into your investment strategy! 💼💡 #SEIS #EIS #TaxRelief #Investing #Startups #Entrepreneurship #AngelInvestment #TaxPlanning #BusinessGrowth