It's stunning to read all the stories posted in the comments for the video below from people sharing their experience with health insurance.
This offers a lot of content for journalists interested in tracing stories like this up river to see who is accountable and why they make their decisions. ProPublica has done a remarkable job of this (esp story on CAR-T denial by Maya Miller and Robin Fields last year). This story was heartbreaking. And to actually read about how the Chief Medical Officer of Priory Health, Dr. James Forshee, consciously, intentionally, specifically went about trying to find a way to deny care they were supposed to cover (despite the efforts of associate medical director Dr. John Fox's to intervene on behalf of the patients)... it's dark. https://lnkd.in/eDS__Ymn
And many people in the comments are asking for a video like this for their disease, their medicine. Yes... as long as any patients can't get an appropriately prescribed medicine that their insurance plan claims to cover because their plan sets a higher out of pocket cost (or any copay, really) than they can afford... we need a video like this to ask the question: were they ever insured or were they conned out of a lifetime of premium payments with a broken promise?
Turns out it's never been easier to create a video like this and post it. I'm sure anyone game to do it can easily contact Peter L. Rubin (here on linkedin) at No Patient Left Behind to run their version by him for permission to include the same NPLB reference as you see on the last slide. Or don't even mention NPLB. It's all the same. This outrage belongs to everyone and is not specific to any one's non-profit. Maybe the question is why everyone isn't asking, all the time,: "Wait, what again is the point of charging a copay on top of your premiums? Patients shouldn't have to pay twice for a medicine they clearly need, right?"
If you have Type 1 diabetes, you need insulin to live.
But some health plans charge copays for insulin, so patients have “skin in the game."
But no one has more skin in the game than someone living with Type 1 diabetes.
That’s why No Patient Left Behind is working to #FixInsurance and cap high out-of-pocket costs for doctor-prescribed, plan-authorized medicines. #T1D #diabetes #insulin