Relm Insurance’s Post

Collaboration Through my fifteen years in the #titleinsurance industry, my experience has been that title agents and title agencies have traditionally worked in silos.  I get it - in many ways, it’s a zero-sum game.  My winning a client means you losing a client.  Just look at the underwriters - it’s the same reps and same counsels moving from one underwriter to another.  The world is changing, though, and changing at such a rapid pace that title agencies won’t be able to keep up by simply minding our own business.  If all we rely upon are underwriter bulletins to hear about fraud, or technological advances, or new platforms to market on, then we are dead in the water.  The dog eat dog mentality is an anachronism of an earlier era.  Surviving and thriving requires collaboration. How do we do this?  It starts with a conversation; I’d love to hear your thoughts and ideas.  Let’s connect.

Life Underwriting Connections - Check Out These 2 Positions Below! 👇 Shoot me a LinkedIn message or you can call me to get more details (319-382-2243) #lifeunderwriting #hiring #contractunderwriting #lifeinsurance

I have recently embarked on a new career path as a field underwriter for several A-rated insurance carriers ! This decision is one that I have made with careful consideration and a deep desire to help others achieve financial security and peace of mind. My goal is to provide each and every one of you with full financial protection, ensuring that you are prepared for whatever life may throw your way #Fieldunderwriter #FinancialServices #smartinvestmentstrategies #comprehensiveinsurancecoverage #personalizedfinancialplanning

Ever wondered about an underwriter's daily grind? 🤔 This article delves into their role, the crucial role technology plays, and why staying tech-savvy is key for underwriters to stay competitive and advance in their careers. 🚀 Dive into the full read for insights! https://bit.ly/48pvs1Q 🔗  #Underwriting #TechInFinance #CareerBoost

desk management is key to success!

One of my title agent friends recently shared that he had outsourced most, if not all, of his #titleproduction to his underwriter, which is uncommon in New Jersey. I was surprised because I know his title agency focuses on complex commercial transactions and because I know him to be a more traditional and conservative title agent. Although it may take some time for us to get comfortable with ceding control over our agency's title production, I've spent some time thinking about the pros and cons of outsourcing title production to the underwriters. PROS: - Examination and production becomes a COG, rather than an overhead cost. Especially during the down market of the past couple of years, this can make a big difference in profitability. - Product is backed by underwriter, mitigating the agent's risk. - There have been times when one of my readers has gone on vacation, or left the company, leaving me with a lack of capacity. Having a solution for these types of situations can help alleviate overwhelming the team. CONS: - I've noticed that a lot of the commitments prepared by underwriters (we rely on them in Pennsylvania) have a lot of redundant or extraneous requirements/exceptions. It's clear that, since these commitments are prepared by underwriters, they often feel the need to include more to mitigate their own risk. On my end - we end up spending the first 10 minutes omitting all the junk items on the commitment. - Lack of control over quality, turn times, and "the way we like things done". - No face behind the product - we frequently have questions, and it is helpful to know who read the file to ask them clarifying questions. This interaction is much harder when there is no direct channel between the reader and the title officer. I would love to hear the thoughts of any NJ title agents who use underwriter production or have tried it.

#hiring *Policy & Performance Underwriter Senior- (Remote) MULTIPLE OPENINGS*, Tampa, *United States*, $150K, fulltime #jobs #jobseekers #careers $150K #Tampajobs #Floridajobs #InsuranceSuperannuation *Apply*: https://lnkd.in/gFPFYupW Why USAA?Let's do something that really matters.At USAA, we have an important mission: facilitating the financial security of millions of U.S. military members and their families. Not all of our employees served in our nation's military, but we all share in the mission to give back to those who did. We're working as one to build a great experience and make a real impact for our members.We believe in our core values of honesty, integrity, loyalty, and service. They're what guides everything we do - from how we treat our members to how we treat each other. Come be a part of what makes us so special! The Opportunity We are currently hiring for MULTIPLE Policy & Performance Underwriter Senior positions. As a dedicated Policy and Performance Underwriter Senior, you will be responsible for developing, implementing, and managing personal lines P&C Underwriting processes and programs to ensure all underwriting processes are compliant, executed in a cost-efficient manner and effective in achieving desired outcomes. Partners with internal stakeholders to maintain P&C Underwriting policies and procedures while ensuring compliance with state regulations. This position can work remotely in the continental U.S. with occasional business travel. What you'll do:Lead the development and implementation of underwriting guidelines, controls, and strategies for all P&C Lines of Business to achieve P&C outcomes.Own and manage multiple underwriting processes and/or Experiences by independently gathering qualitative and quantitative analytical data to proactively evaluate and recommend changes to or establish a point of view on the Underwriting appetite for product acceptability.Act as key contributor in developing underwriting educational programs/tools, training/mentoring, and communications for the delivery to internal and external audiences to include UW and P&C EMG.Provide direction and shares knowledge with other employees who manage underwriting programs, guidelines, and processes.Leverages data-driven problem-solving techniques, using data analysis tools, to manipulate and interpret business results. Translates findings into insights, shaping into project or Initiative requests where warranted.Gathers qualitative and quantitative analytical data to conduct root cause analysis to proactively evaluate and recommend changes to or establish a point of view on the Underwriting appetite or other underwriting processes.Evaluates and pilots new strategic and innovative business solutions to optimize and automate underwriting processes.Configures, tests, and implements systematic underwriting changes while adhering to rule documentation standards.

In the intricate world of underwriting, curiosity isn't just a trait—it's our most valuable asset. 🕵️♂️ Diving into the depths of risk assessment, we're not just looking at numbers; we're unraveling stories, understanding industries, and foreseeing potential. It's a thrilling chase, much like following the rabbit down its hole, where every detail can lead to a revelation. Remember, it's not gambling if you know the game. It's about strategic analysis and informed decisions. And yes, claims will come—that's the nature of insurance. But with each claim, there's a lesson, an opportunity to refine our approach and strengthen our foresight. So let's embrace the rabbit holes of our industry. Let's network, engage, and immerse ourselves in the communities we serve. Because when we do catch the rabbit, it's not just a win for us—it's a win for the entire tapestry of people and businesses that rely on our expertise. Here's to the curious underwriters—the silent guardians of stability in a world of uncertainty. 🌟 #WeAreWCF #Underwriting

What Does An Underwriter Do?

What Does An Underwriter Do?