RiverHills Bank’s Post

Maybe you’ve heard about the movement for reparations recently – the State of California, the State of New York, Asheville, and Boston (to name a few) have all created commissions to inform potential reparations efforts for Black Americans. This is my perspective: while it takes significant funding to establish a reparations program, reparations tailored to housing will not only draw from community funding, but give back to those communities as well. -- Our team at Ivory Innovations has been sharing our perspective on recent trends or issue areas we’ve seen in the housing world. But we don’t just focus on issues at Ivory; we focus on solutions -- in each post you’ll hear about some of the innovators we’re meeting through the Ivory Prize (https://lnkd.in/gnpj5Uvk) and how they’re changing the industry.   This is a perspective (part 6 of 6). We’d love to hear your thoughts. Check out the most recent perspective from Hannah Gable on aging in place: https://lnkd.in/dWrYykzR Read the full post at: https://lnkd.in/dVVQkb-c

Honoring Juneteenth: A Call to Black Families to Preserve and Protect Their Wealth: As we celebrate Juneteenth, a pivotal day marking the emancipation of enslaved African Americans, we must reflect on its deeper significance for Black families today. Juneteenth is not merely a commemoration of our ancestors’ liberation; it is also a call to action for our financial liberation and empowerment.It is a day to honor the past while we are planning the future. One crucial aspect of this future is preserving and protecting our wealth through comprehensive estate planning. The history of slavery in this nation left deep economic scars on the Black community, scars that have yet to fully heal.Despite advancements, [Read more...] The post Honoring Juneteenth: A Call to Black Families to Preserve and Protect Their Wealth appeared first on Collins Law Group.

Many articles discussing the subject of reparations that I've come across are often emotionally compelling and charged, and rightfully so. It's absolutely necessary to acknowledge the harsh and atrocious history that has led us to this point, but I also believe it's equally important to envision a future that can evolve from the past and current injustices in a way where we use those things as opportunities to do better. Through this piece, I wanted to establish a space that not only recognizes the pains of the past but also explores the potential for powerful economic revitalization by righting wrongs through policy and strategies. In this thought provoking article, I discuss the possibilities of positive outcomes through the creation of uniquely tailored reparative programs designed to support Black communities and residents. As always, I look forward to everyone’s comments and feedback. #Forbes #ForbesBLK https://lnkd.in/gJZwWD_i

It is hard to restore things that are lost, especially when they span generations. Support for programs that seek to address unfair practices past and present should be encouraged. America is a beautiful country, making way for progress, innovation, diversity, and culture that a lot times doesn’t exist anywhere else. Unfortunately, there are many cases where past mistakes are forgotten, yet the impacts are passed down through certain communities. Thankfully, there are attempts to right some wrongs, such as with the scholarship program of Georgetown University and the restoration of land ownership along coastlines. While there are some ugly parts of the past, I'm confident our future can be much brighter with intentionality toward equity. #GenerationalWealth #Ownership #Equity

Today, Habitat for Humanity Nova Scotia recognizes the start of African Heritage Month. African Nova Scotian and Black communities have played a large part in adding to Nova Scotia's cultural richness and economic prosperity. African Heritage Month is a time to celebrate those contributions and recognize not just the tragedies and injustices faced by Black communities but also the resilience shown by Black individuals and communities in the face of these struggles. As a non-profit housing developer, we recognize that homeownership in Nova Scotia is not equal. Black people in Nova Scotia experience systemic barriers and discrimination that has contributed to a disproportionate lack of homeownership opportunities. In 2020, Habitat for Humanity Canada introduced the Black Families Funding Initiative to combat this inequality, and we are excited to work with Habitat for Humanity Canada and people and communities across Nova Scotia to create more opportunities for affordable homeownership for Black families in the province.

🌱💲 Curious about how West End and Visitation Park residents are partnering with financial planners to build wealth and stay rooted in their neighborhood? Learn more about these relationships and the Rooted: Cultivating Black Wealth in Place initiative at the link below. https://lnkd.in/g7fxHpTP [Part 1 of 3] ✍🏻: Tobias Salinger @ Financial Planning #financialplanning #communitydevelopment #stlouis #investstl #investments

Knowledge work is about shared meaning making from day one! See what it looks like when research engagement actually starts as a partnership.   For this study, Habitat for Humanity of Coastal Fairfield County invited an advisory group of community leaders to re-define what access means for advancing Black homeownership. Over 100 community residents participated to deepen the understanding of what actually works.  https://lnkd.in/eBm7Skrb #equity #knowledge4justice #socialchange

As we approach Black History Month, it's crucial to spotlight the importance of estate planning within the Black community. Statistics indicate that a significant 70% of Black Americans are without a will, partly due to gaps in awareness and access to estate planning resources. This shortfall particularly affects Black women, who may face barriers to engaging with estate planning proactively. This article delves into this topic, offering valuable information to foster empowerment and action. If you have any questions, call me to schedule an appointment. #askheidi #daytonabeachattorney #estateplanning

Sharing some data points about wealth disparity, and precedent for organizing and policy proposals that drive economic transformation. Forthcoming research from the Institute on Race, Power and Political Economy further highlights the realities of wealth disparity in U.S. cities like Chicago, Boston and elsewhere. For now, check out this Nonprofit Quarterly / M4BL webinar clip where I break down some facts and figures. #economicjustice #economicpolicy #wealthgap #wealthdisparity #publicpolicy