Rob Beardsley’s Post

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Founder of Lone Star Capital | Author | Speaker

When it comes to long-term loans, lenders are mainly concerned with the current performance of the property, basing their decisions on today's income. They don't pay much attention to your business plan or potential future changes, as they're making a loan that will last for several years. Although there's some flexibility in adjusting expenses, the revenue aspect is quite rigid. Learn more about debt and how to optimally structure your deal by grabbing a copy of my book, linked in the comments below. #realestateinvesting #lonestarcapital

Julie Anne Peterson

Provide Debt & Equity with Old Capital Lending - Nationwide Commercial Real Estate - focused on Multifamily, Industrial, Storage, Mobile Homes, Student & Senior Housing, Office & Retail.

1y

That’s right. Agency will look at T3 - NRI + T12 other income minus your expenses validated with minimums based on appraisals/comps. This is where agency lenders come up with NOI - because they lend on cash flowing assets. Not future potential.

Bryan Escudero

Connecting First Gen Investors and creating wealth through real estate. I make real estate investing make sense for you.

1y

Great book! I am about to read it again!

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Eli Pollak

I help multifamily owners/operators reduce their insurance premium across their portfolio. 👉 being creative on each file helps your NOI

1y

Great post, Rob!

Marc Kuhn

Real Estate Investor and CEO at MAK Capital | Luxury Storage Developer | 200+ CRE units | Financial Freedom Mentor

1y

Great book on structures and has helped me get a couple deals done thanks Rob Beardsley!

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