Rob Hazelton’s Post

There's been mixed reviews on the proposal to extend a risk-sharing program for multifamily loans. Some are hailing it as a strategic move while others remain skeptical. Here's my take on what this might mean for the market: - With the risk-sharing program extension, we might see increased access to capital for housing finance agencies, potentially boosting multifamily loan activities. - However, the mixed reviews suggest that there could be underlying concerns about the sustainability and effectiveness of the program. - It will be interesting to see how this dynamic plays out in the market and whether the benefits will outweigh the risks in the long run. - Innovation and adaptation are key in navigating the ever-evolving landscape of housing finance, and this extension could be a step towards that. At the end of the day, time will tell if this proposal truly serves its intended purpose or if adjustments will be needed along the way. What are your thoughts on this controversial move in the housing finance sector?

Sun Belt markets predominantly hold the highest number of multifamily loans maturing in the coming years, with a few exceptions. This finding underscores the significant activity and potential opportunities in Sun Belt regions for multifamily property investment and financing. #MultifamilyInvestment #RealEstateFinance #SunBeltMarkets #YardiMatrixReport

2024 HUD Statutory Loan Limits for Multifamily Housing #hud #fhaloans #fhaloan #multifamilyrealestate #multifamilyhousing #multifamilyfinancing #realestatefunding #realestatefinance #realestatefinancing

Not only are we in a housing supply crisis, but thousands of multifamily loans are also due to be restructured soon. According to Yardi Matrix, Fannie/Freddie have a whopping $300 billion in agency debt that comes due in the next five years alone, and more than $111 billion in multifamily loans mature over the next two years. Let's hope the Senate moves quickly to pass the American Families and Workers Act of 2024 and strengthen the low-income housing tax credit. #housingcrisis #lihtc https://lnkd.in/e2t_NnB6

Many more multifamily loans could also be extended in the coming months. “This year is going to be extremely challenging for borrowers, as well as for lenders,” added another panelist. Borrowers currently crave “flexibility” and “optionality” on their loans. a key to finding opportunity in tough times is to focus more than ever on revenues, liquidity, and expenses. “Two years from now, you’ll be able to push rents up there when everyone else has no product coming online.” #multifamily #louisiana

Congratulations to ICS Mortgages who have announced the pilot launch of its groundbreaking Housing Bridging Loans designed for property buyers of new homes & buy to let properties. These new products will assist in addressing the critical need for fast, flexible solutions during the property buying process. Recent studies, including a report by the ESRI, have highlighted the underutilisation of many properties in Ireland, many with more rooms than needed. With only 12,495 second-hand properties listed in September 2024—representing just 0.6% of the housing stock, compared to the 3-4% typically seen in a healthy market, there is a clear need for innovative financial solutions like the Housing Bridge Loan. The re-introduction of bridging finance is a potential game-changer.

Unlock the potential of multifamily investing in 2024 with our latest blog! 🏡 Explore the world of Fannie Mae loans, offering competitive rates and flexible terms, guiding you towards successful projects. Read the latest blog here: https://lnkd.in/g7iFu5gy #RealEstateInvesting #FannieMaeLoans #MultifamilyFinancing

Congratulations to ICS Mortgages who have announced the pilot launch of its groundbreaking Housing Bridging Loans designed for property buyers of new homes & buy to let properties. These new products will assist in addressing the critical need for fast, flexible solutions during the property buying process. Recent studies, including a report by the ESRI, have highlighted the underutilisation of properties in Ireland, many with more rooms than needed. With only 12,495 second-hand properties listed in September 2024—representing just 0.6% of the housing stock, compared to the 3-4% typically seen in a healthy market, there is a clear need for innovative financial solutions like the Housing Bridge Loan. The re-introduction of bridging finance is a potential game-changer.

Great loan program to create affordable mixed-income communities, with a blend perhaps of market rate, missing middle rental, and individuals and families below 60% AMI, some with Housing Choice Vouchers that often go unused in communities. "The benefits to borrowers include gaining a larger renter base and getting lower pricing, flexible loan terms, certainty of execution, lower turnover, and a steady stream of competitive rent payments backed by HUD," noted Fannie Mae. #affordablehousing #affordableloans #multifamilyloans https://lnkd.in/gixWczTR

Thinking of an affordable way to invest in housing? Consider modular homes! They meet the same standards as traditional houses, ensuring you don't have to compromise on quality or safety. Additionally, there are many financing options available, including DSCR loans. #OptionWide #ModularHomes #DSCR