Some loans require down payments as low as 3.5% of the homes price! So holding onto your current phone instead of upgrading really could put you 10% closer to your goal of buying a new home. If you’re ready to buy a home but not sure if your finances are ready, let’s talk! I know financial experts that are ready to sit down with you and work out a plan that is perfect for your situation. And, I think you will be pleasantly surprised!