Roel Capital’s Post

A sophisticated investor with an appetite to grow approached us looking to unlock equity and add to their investment portfolio. 📈   After completing a review and structuring scenario, they were ready to bid at auction once they found the ideal property. 🏡   Excitingly, they managed to secure a property over the weekend. From there, it was up to us to seal the (finance) deal. Here’s a summary of how it all happened:   🕙 Saturday 31/08: Customers are successful at an auction at 10am. Email sent on the same day requesting information required for assessment. 🕘 Sunday 01/09: Customer documents received at 9pm. 🕓 Monday 02/09: Valuations ordered and received in the afternoon. Additional items requested from our customers, with application forms issued for signing. 🕒 Tuesday 03/09: Forms received; application prepared for submission & lodged at 3pm. Conditional approval obtained 10 minutes later. 🕖 Tuesday 03/09: Unconditional approval granted at 7pm, with formal loan documents expected to be issued within 24 hours.   Our clients are thrilled to be on their way to a smooth settlement. 🤝   We pride ourselves on providing our customers with confidence to transact, whilst executing with accuracy.   Roel Capital Jonathan Roël   #mortgagebroking #propertyfinance #fastturnaround #propertyinvestment #dealstructuring #loans

Our latest insight into the finance market is now available, take a look so you can see how we can help you with your projects. It’s been another busy month at NapeX Finance which we love, as we get to work with so many of our different customers and their different projects. In our latest insight into the finance market we include what we have seen, who we are talking with, new products now available, and how they are helping our customers. Take a look so you can see how we can start helping you with your current, or next project!  👉https://lnkd.in/gaFCBih7 For more details contact the team directly on 📞 01234 385 087 or 📧 info@napexfinance.co.uk #napexblog #napexinsights #lenders #finance #brokerage #napexfinance #investment #loans #assetfinance #building #mortgage #commercial #development #refurbishment #conversion #buytolet #businessfinance #business #bridgingloan #propertymanagement #openhouse #realestateinvesting #realestate #specialist

Subscribe to our eNewsletter to keep up to date with the latest industry news, our financial broker recommendations and much more! Delivered directly to your inbox, we’ll regularly keep you informed of the latest trends, changes in rates and generally what’s happening in the lending market. We’ll share our insight on key topics, our expertise in property and business finance, and details about the services we offer at NapeX Finance that you can benefit from.  Subscribe now by visiting our website! www.napexfinance.co.uk #subscribe #enewsletter #latestinfo #signup #teamnapex #property #finance #business #brokerage #napexfinance #investment #lenders #loans #building #mortgage #commercial #development #refurbishment #conversion #buytolet #bridgingloan #wealthmanagement #propertymanagement #openhouse #realestateinvesting #realestate #specialist #assetfinance

Looks like agency securitization of purchase loans is on the upswing! Volume saw a solid 13.5% jump in March compared to February. Could this be a sign of a more robust housing market recovery on the horizon? • In a market filled with uncertainties, this growth in securitization is definitely a positive indicator. • The increase in volume showcases potential for increased investor confidence in mortgage-backed securities. • As we navigate through these unpredictable times, these optimistic signs offer a glimmer of hope for the real estate industry. • Let's keep a close eye on how this trend continues in the coming months, as it could signify a turning point for the housing market. • Exciting to see positive momentum in an area that plays a crucial role in the broader economic landscape. • Keep an eye out for potential ripple effects of this increase in securitization on related markets and industries. • Optimism is key in times of turbulence, and this uptick in securitization volume gives us a reason to be cautiously hopeful.

Let Express Capital Financing be your trusted partner in navigating the world of commercial mortgages. Our specialized solutions are designed to fuel your real estate ventures with ease and efficiency. From competitive rates to flexible terms, we're here to support your vision every step of the way. Don't wait any longer – see how our commercial mortgages can help you rewrite your success story! #CommercialMortgages #FlexibleFinancing #hardmoney #realestate #hardmoneylender #hardmoneyloans #realestateinvesting #realestateinvestor #investor #funding #FinancialStrategies

If you always use the same lender for your property purchase and development funding, you will always get similar results. Whilst it can be great to build a relationship with a lender as they understand how you work, they know you and there is less admin these benefits may come at a cost if everything you do is with one funding provider. By considering each funding requirement individually you avoid putting all your eggs in one basket and also ensure you are securing the best lending terms available for that deal. Lenders all have different strengths, preferences and sweet spots and as your deals are likely to vary, it is often better to consider each deal individually. We can do this for you, keeping the process as simple and stress free for you as possible whilst securing the best funding options. If you have a deal to run by us, get in touch at info@outstandinggrowth.com #noupfrontfees #outstandinggrowth #financebroker #developmentloans #bridgingfinance #propertyflipping #buildinghomes #borrower #lenders #fundingoptions #finance #fundingsolutions #financeprovider #options #choices

Want to buy a home but struggling to secure traditional financing? Seller financing might be the solution for you! This means the seller acts as the lender, making it easier for buyers to purchase a property. Understanding the basics is crucial: how it works, the benefits (like faster closing) and risks (like potential higher interest rates). Ensure you make the right choice by doing thorough research and seeking advice from professionals. Have more questions? Comment below or visit our FAQ section for more information. #SellerFinancing #RealEstateTips #Finance101 #CreativeFinancing #RealEstate ##LeaseOption #RentToOwn #SellerFinancing #RealEstateDeals #jasinvest #jasinvestments #jasinvestmentgroup #lovewhatyoudo

📣 I recently tackled a common question about commercial real estate (CRE): Why are assumable loans so rare? 🏢💡 Surprisingly, only about 5% of CRE loans are assumable, and there are several reasons for this. Factors like deal size play a significant role—larger loans often come with stricter criteria. Additionally, the complexity of financing structures, including annual lender reviews and personal guarantees, adds more layers to the process. Understanding these nuances is crucial for navigating CRE financing effectively. If you're interested in exploring this topic further, check out my full discussion here: https://lnkd.in/gDUBdg4S Comment below to share with me your thoughts! #CommercialRealEstate #Financing #AssumableLoans #CREInsights

**Why Creative Financing Could Be Your Best Move in Real Estate** As an investor, securing financing can sometimes feel like the biggest roadblock. I come across so many limiting scenarios like not enough experience, too many properties owned personally, credit issues, and capital shortages. But what if you had options beyond the traditional bank loan? Creative financing strategies like, seller financing, lease and lease to own options, subject-to deals, and novations all offer a flexible path that can really shift the game in your favor. Here’s why: • Increased Buying Power: No need to rely on banks for every transaction, giving you more freedom to pursue the right deals. • Lower Upfront Costs: With creative options, you could enter a property with little to no down payment. • Bypass Credit Hurdles: Struggling with credit? Creative financing can offer ways to work around it. - Quicker Closings: Skip the lengthy bank approval process and work directly with sellers to close faster. If you're looking to invest or buy your next investment property, don’t overlook the power of creative financing. It could be the key that makes the deal happen. If you'd like to learn more about how to make these strategies work for you, let's connect! #RealEstateInvesting #CreativeFinancing #HomeBuying #InvestmentOpportunities #PropertyDeals --- Let me know if this aligns with your style or if you'd like any further tweaks!

There have been lots of recent updates in Development Finance which we covered in our monthly catch up, including this new product. We have been joined by a new lender in the development space, who is an experienced lender for refurbishment, conversion and bridging. They are supporting loans above £1 million, with fees of 1-2% with a variable position of around 10.2%. What’s a big win for our customers … there are no exit fees, where typically at the moment with the mid market specialist challenger banks, they are sitting at around 5.5% above base with a 2% fee in and 1.5% fee out.   Interested to know more? Contact us on 01234 385 087 or email us at info@napexfinance.co.uk You can also take a look at our full list of updates across all the markets, as well as what we are noticing on our website – https://lnkd.in/gGzth8Zr #development #developmentfinance #brokerage #napexfinance #investment #lenders #loans #assetfinance #building #mortgage #commercial #refurbishment #conversion #buytolet #businessfinance #realestateinvesting #specialist