Ryan Spleet’s Post

Is it time to look for a new financial advisor? A strong relationship with a financial advisor you trust matters more the closer you get to retirement... The last thing you want at this point in your life is an advisor who doesn’t understand you or, worse, someone you can’t even understand. Here are 3 red flags to watch out for, that may reveal it's time to shop for a new advisor.👇 🚩Your Advisor Does the Bare Minimum A good financial advisor should do more than just monitor your investments. They should be proactive about contacting you, answering your questions, discussing the markets, and finding additional ways to help you reach your financial goals beyond just investing. 🚩It’s a Relationship of 2, Not 3 Some advisers choose one person in the family to communicate with and they don’t acknowledge the other person’s feelings, needs or goals. This can leave the excluded party unprepared to handle the finances in the event of death or divorce, with their retirement goals ignored. 🚩You Have an Uneasy Feeling If your adviser fails to provide detailed information about your investments, is evasive or discourages you from having your partner or another trusted family member involved, you should definitely be concerned. #financialplanning

Is it time to look for a new financial advisor?   A strong relationship with a financial advisor you trust matters more the closer you get to retirement...   The last thing you want at this point in your life is an advisor who doesn’t understand you or, worse, someone you can’t even understand.   Here are 3 red flags to watch out for, that may reveal it's time to shop for a new advisor.👇   🚩Your Advisor Does the Bare Minimum   A good financial advisor should do more than just monitor your investments. They should be proactive about contacting you, answering your questions, discussing the markets, and finding additional ways to help you reach your financial goals beyond just investing.   🚩It’s a Relationship of 2, Not 3   Some advisers choose one person in the family to communicate with (typically the husband), and they don’t acknowledge the other person’s feelings, needs or goals. This can leave the excluded party unprepared to handle the finances in the event of death or divorce, with their retirement goals ignored.   🚩You Have an Uneasy Feeling   If your adviser fails to provide detailed information about your investments, is evasive or discourages you from having your partner or another trusted family member involved, you should definitely be concerned.

Is it time to look for a new financial advisor? A strong relationship with a financial advisor you trust matters more the closer you get to retirement... The last thing you want at this point in your life is an advisor who doesn't understand you or, worse, someone you can't even understand. Here are 3 red flags to watch out for, that may reveal it's time to shop for a new advisor.👇 🚩Your Advisor Does the Bare Minimum A good financial advisor should do more than just monitor your investments. They should be proactive about contacting you, answering your questions, discussing the markets, and finding additional ways to help you reach your financial goals beyond just investing. 🚩It's a Relationship of 2, Not 3 Some advisers choose one person in the family to communicate with (typically the husband), and they don't acknowledge the other person's feelings, needs or goals. This can leave the excluded party unprepared to handle the finances in the event of death or divorce, with their retirement goals ignored. 🚩You Have an Uneasy Feeling If your adviser fails to provide detailed information about your investments, is evasive or discourages you from having your partner or another trusted family member involved, you should definitely be concerned.

I absolutely love making a tangible difference in my clients’ lives. Every day, I get to help individuals and families navigate their financial journeys, turning their dreams into achievable goals. 🎯 Building Trust and Relationships - The foundation of my work is trust. I cherish the relationships I build with my clients, understanding their unique needs and aspirations. It’s incredibly fulfilling to see the confidence they gain as we work together to create a solid financial plan. 🎯 Guiding Through Life’s Milestones - From buying a first home to planning for retirement, I am privileged to guide my clients through significant life milestones. Each step we take together is a step towards financial security and peace of mind. Witnessing their progress and celebrating their successes is a highlight of my career. 🎯 Educating and Empowering - I believe in the power of financial literacy. FULL STOP. Educating my clients about their options and the financial landscape empowers them to make informed decisions. It’s so satisfying to see them become more knowledgeable and confident in managing their finances. 🎯 Making a Positive Impact - Ultimately, my goal is to make a positive impact. Whether it’s helping a young couple save for their child’s education or assisting someone in achieving a comfortable retirement, knowing that my work contributes to their well-being is immensely gratifying. I am forever grateful for the trust my clients place in me and the opportunity to help them achieve their financial goals. Click the link to book a chat with us 👉 https://lnkd.in/g5Jx9VQU #DewAshrafAndAssociates #FinancialFreedom #Finances #FinancialPlanning #ProtectWhatMatters #PeaceOfMind

𝟒 𝐫𝐞𝐚𝐬𝐨𝐧𝐬 𝐰𝐡𝐲 𝐘𝐎𝐔 𝐧𝐞𝐞𝐝 𝐚 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐀𝐝𝐯𝐢𝐬𝐨𝐫:🤗 𝟏. 𝐓𝐨 𝐩𝐫𝐨𝐭𝐞𝐜𝐭 𝐲𝐨𝐮𝐫 𝐟𝐚𝐦𝐢𝐥𝐲. Providing for your family's financial security is an important part of the financial planning process. Having the proper insurance coverage and policies in place can provide peace of mind for you and your loved ones. 𝟐. 𝐓𝐨 𝐡𝐞𝐥𝐩 𝐩𝐥𝐚𝐧 𝐲𝐨𝐮𝐫 𝐬𝐩𝐞𝐧𝐝𝐢𝐧𝐠 𝐚𝐧𝐝 𝐬𝐚𝐯𝐢𝐧𝐠. Making money is hard, saving it is harder, but spending it is very easy. A financial advisor can look at your situation and find the best starting point for you to save money and manage your spending. 𝟑. 𝐓𝐨 𝐡𝐞𝐥𝐩 𝐲𝐨𝐮 𝐩𝐥𝐚𝐧 𝐟𝐨𝐫 𝐫𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭. Planning for retirement is a complex business, and there are many different options available. A financial advisor will not only help sift through the many rules and product options and help construct a portfolio to maximized your long-term prospects. 𝟒. 𝐅𝐨𝐫 𝐩𝐞𝐚𝐜𝐞 𝐨𝐟 𝐦𝐢𝐧𝐝. Money is a complicated matter and there is lots to consider to protect it and make the most of it. By having a financial advisor, you can make sure that your money is secured and in good hands. Message me and let’s talk about your future financial plans. Kristine Joy Pesco, CIA Licensed Financial Advisor Assistant Unit Manager | Pru Life UK

Is it time to look for a new financial professional? A strong relationship with a financial professional you trust matters more the closer you get to retirement... The last thing you want at this point in your life is a financial professional who doesn’t understand you or, worse, someone you can’t even understand. Here are 3 red flags to watch out for, that may reveal it's time to shop for a new financial professional.👇 🚩Your Financial Professional Does the Bare Minimum A good financial professional should do more than just monitor your investments. They should be proactive about contacting you, answering your questions, discussing the markets, and finding additional ways to help you reach your financial goals beyond just investing. 🚩It’s a Relationship of 2, Not 3 Some financial professionals choose one person in the family to communicate with (typically the husband), and they don’t acknowledge the other person’s feelings, needs or goals. This can leave the excluded party unprepared to handle the finances in the event of death or divorce, with their retirement goals ignored. 🚩You Have an Uneasy Feeling If your financial professional fails to provide detailed information about your investments, is evasive or discourages you from having your partner or another trusted family member involved, you should definitely be concerned.

9 things your financial advisor can help you with (#4 is one of the most common!) 👇 1. Learning to properly invest 📈 2. Starting a college savings plan for the little ones 👶 3. Talking you off of a ledge when you start to panic about your finances 😌 4. Moving an old retirement account with a former employer to an account you can ACCESS ✅ 5. Saving for large purchases like a home or a wedding 🏠 6. Planning for retirement so that you can GIVE and not just SURVIVE when you're done working ✝️ 7. Insuring you and your family sufficiently! (This gets ignored too much!) ⛑️ 8. Making a debt paydown plan so YOU can tell your money what to do- not the other way around 💰 9. Helping manage your financial world- so you can spend more time focusing on the things you care about most! 👨👩👦👦 Your dreams are important AND obtainable. You just have to take the first step. Book a free consultation at my website: https://lnkd.in/gnhYs4wW Email me: jacob.andersen@thrivent.com Call or text my business cell: 208-504-2969 For important disclosures, see thrivent.com/social. If requested, a licensed insurance agent/producer may contact you.

💬 To give you a more personal look at what it’s like to work with us, check out what our clients are saying. If you're ready to learn more and see if we're a good fit for your financial needs, schedule an introductory meeting today.

🌟 Ready to Take Charge of Your Financial Future? 🌟 Are you contemplating whether it’s time to seek advice from a financial adviser? Here are some key indicators that suggest you might be ready to take that step towards financial empowerment: 1️⃣ Willingness to Change: Are you open to making adjustments to your financial habits and strategies? A readiness to embrace change is crucial on the path to financial success. A financial adviser can help you identify areas where you can optimize and adapt your approach.💡 2️⃣Goals in Place: Setting clear and achievable financial goals lays the foundation for a prosperous future. Whether it’s saving for retirement, buying a home, or starting a business, having well-defined objectives allows a financial adviser to tailor strategies that align with your aspirations.🥅 3️⃣Motivated: Are you driven to take control of your finances and make meaningful progress? Motivation is the driving force behind any successful financial journey. By working with a financial adviser, you gain a supportive partner who can keep you focused and motivated on your path to financial freedom. 💪🏾 4️⃣ Desire for Financial Security: Financial security is not just about accumulating wealth; it’s about creating a safety net that provides peace of mind and stability, both now and in the future. A financial adviser can help you build a robust financial plan that safeguards your assets and ensures long-term security for you and your loved ones. 📊 5️⃣Current Situation is Unsatisfying: If your current financial situation isn’t bringing you the satisfaction or progress you desire, it may be time to seek professional guidance. A financial adviser can conduct a comprehensive assessment of your finances, identify areas for improvement, and implement strategies to help you achieve your objectives. 🤝🏾 6️⃣Desire for a Free and Fulfilled Life: Ultimately, financial freedom is about more than just numbers on a balance sheet. It’s about having the freedom to pursue your passions, spend time with loved ones, and live a life of fulfillment. By partnering with a financial adviser, you gain the tools and strategies to turn your dreams into reality. 👨👩👧👦 At Whitehead Financial, we understand that every individual's financial journey is unique. Our team of experienced advisers is committed to providing personalized guidance and support to help you achieve your financial goals. Take the first step towards a brighter financial future – reach out to us today! 🙌🏾 #financialempowerment #wealth #financialadvisor #planforyourfuture