SafePoint Insurance Company’s Post

🛠️💰Did you know you may be able to lower your home insurance rates by making renovations? Investing in projects that help protect your home from theft or damage may actually save you money! Try reinforcing your roof, installing a security system, hanging storm shutters, or updating older appliances. These and other home improvement projects may enhance your home, making it more secure against common perils. 💡🏠💲 If you have made upgrades to your home or plan to in the near future, send me a message today! Let’s discuss how you may be able to save on homeowners insurance costs. #homeownersinsurance #insurance #premiumssavings #homeimprovement #remindermedia

With home insurance premiums on the rise; now is the time to check your policy to make sure you are getting the max discounts available to you. Here are some discount examples: New home construction Age of home Home and auto bundle Series of upgrades (electrical, heating, plumbing) Construction type (fire resistant, superior) Roof upgrade Advance purchase Loyalty Senior Discounts Claims-free discounts Security Systems discounts Check with your agent to make sure you are updating them on upgrades to get the savings. #insurance #propertyinsurance #mnrealestate #txrealestate

New build home warranties are insurance policies that shield homeowners from defects in a newly constructed property. Unlike traditional home insurance, which is the homeowner’s responsibility, the developer takes out these warranties to assure homeowners that any issues will be promptly resolved.     Typically, these warranties span a period of ten years from the completion of your new build home purchase. The warranties primarily cover two areas: defects for two years and structural issues for ten years. The first category includes problems like leaky windows due to improper sealing, faulty plumbing or electrical wiring. If any such defect is identified during this period, the developer is required to rectify it. Continue reading: https://lnkd.in/dA_R2KHg    #newbuildhomewarranties #homeinsurance #homeprotection     Your home may be repossessed if you do not keep up with repayments.

🏡 Protect Your Biggest Investment with Dwelling Coverage 🏡 Your home is more than just a place to live—it's where memories are made and cherished. That's why it's crucial to ensure it's protected against unexpected events. What is Dwelling Coverage? Dwelling coverage is the part of your home insurance policy that helps pay for the repair or rebuilding of your home if it's damaged by a covered event, such as fire, windstorms, or vandalism. Why is it Important? Without adequate dwelling coverage, you might find yourself paying out of pocket for significant repairs or even a complete rebuild. This coverage doesn't just protect the physical structure of your home; it also includes built-in appliances, floors, roofing, and even attached structures like garages and decks. Key Considerations: Replacement Cost vs. Actual Cash Value: Make sure you know the difference. Replacement cost covers the full cost to rebuild, while actual cash value factors in depreciation. Understand Your Policy Limits: Ensure your coverage limits are sufficient to cover the total cost of rebuilding your home at today's prices. As an insurance agent at Allstate, I’m here to help you navigate these decisions and ensure your home is fully protected. Let’s review your policy together and make sure you have the right coverage in place. 🔑 Protect your peace of mind. Secure your home with the right dwelling coverage today. #HomeInsurance #DwellingCoverage #HomeProtection #Allstate #Insurance

💫 Bob Builder draws a parallel between a warranty and an insurance policy for home repairs. ⭐️ It suggests that having a warranty is akin to being insured against the uncertainties that may arise in the maintenance of one's home, reinforcing the idea that a warranty is a valuable investment for homeowners. #GuardHomeWarranty #HomeWarranty #Home #AtHome #FeelingAtHome

Do you know what a 4-Point Inspection is?  A 4-Point Inspection is a crucial assessment of a home's key systems, benefiting homeowners, homebuyers, and insurance providers alike.  It offers a comprehensive overview of these critical components: ✅ HVAC (Heating, Ventilation, and Air Conditioning) ✅ Electrical wiring and panels ✅ Plumbing connections and fixtures ✅ Roof Why is a 4-Point Inspection Important?  ➡️ For Homeowners: It provides a clear assessment of their home's current condition, pinpointing areas for potential repair or enhancement. ➡️ For Homebuyers: It reveals any existing issues that need addressing before committing to a property purchase. ➡️ For Insurance Companies: It aids in evaluating the risk associated with insuring the property. With Manatee Insurance Exchange, safeguarding your home means securing your peace of mind. Contact your local agent today for a personalized quote for your home or business. 📝 #ManateeInsuranceExchange #HomeownersInsuranceAgent #InsuranceTips #FourPointInspections

🛠️💰Did you know you may be able to lower your home insurance rates by making renovations? Investing in projects that help protect your home from theft or damage may actually save you money! Try reinforcing your roof, installing a security system, hanging storm shutters, or updating older appliances. These and other home improvement projects may enhance your home, making it more secure against common perils. 💡🏠💲 If you have made upgrades to your home or plan to in the near future, call your insurance agent to discuss how you may be able to save on homeowners insurance costs. #homeownersinsurance #insurance #premiumssavings #homeimprovement #remindermedia

Unexpected home expenses can catch you off guard... Here are three practical ways to ensure you’re financially prepared for any curveball: 1) Build a safety net. Setting aside a small amount each month, even as little as $50, creates a financial cushion for those unforeseen home-related challenges. Set up an auto-draft to a high yield savings account (HYSA) and earn some interest while you save! 2) Review your insurance. Approximately two out of every three homes in America are underinsured. Take the time to review your homeowners insurance to ensure it adequately covers your needs. 3) Plan for replacements. Understand the remaining lifespan of major items like your roof, water heater, and appliances. This allows you to budget for future replacements, preventing unexpected financial strain. Want some extra help handling unexpected home costs? Comment ‘maintenance’ and I’ll send along my free Homeowner’s Maintenance Tracker, which includes a detailed appliance tracker to help you stay organized, plan for replacements, and keep surprise costs at bay. Source: Underinsured Home Insurance FAQ - Nationwide. #jonnaweberrealestate #jwre #meridianidaho #meridianrealtor #meridianrealestate #meridianhomes #meridianrealty #realtormeridian #realestatemeridian #eagleidaho #eaglerealtor #eaglerealestate #eaglerealestateagent #boiseidaho #boiserealtor #boiserealestateagent #boiserealestate

Dan, Top Hat Home Services' Daily Operations Coordinator wants to remind homeowners that small issues are not always small or often stay small. It's crucial to address even what seems to be minor home issues promptly to prevent potential bigger, and costlier complications. Weather and water are the two leading causes of home damage, accounting for 65% of home insurance claims. A small roof or plumbing leak can become a much more expensive repair down the road. There also might be less visible and harmful Issues, like mold lurking behind walls. #propertymanager #propertymanagementcompany #propertymanagement #manhattan #residential #propertymanagers #homemaintenance #propertycare #brownstones #townhouses #townhomes