Samer Kattih’s Post

Most property buyers make the same mistake. They: • Fixate on interest rates • Rely on just one bank • Miss out on better deals The result? Limited options. Lost opportunities. Unnecessary stress. Here’s what smart buyers do: • Look beyond the big banks • Maximize their borrowing power • Work with experts who know the market Remember: It’s not just about rates. It’s about the right strategy. Your property is within reach—but only if you make the right moves. Want to be better at grabbing opportunities? Let’s talk.

It seems no matter the market, agents always say, ‘now is a great time to buy!’ How can that be? This question got dropped into my DM’s and it got me thinking, we DO say this quote a bit! Here’s why: From a long term perspective , real estate has always been a safe investment. Over the long term, the numbers always tend to work out. From a short term perspective, that’s literally our job. Our job is to go about figuring out how to create circumstances where it makes sense to buy. So if your agent is always sharing this, it probably means they are good at their job. For example, a year ago, real estate was a good buy even at the high price because the money was cheap to borrow. Buyers that could get over the high price tag, could see that over the life of the loan the low interest rate off-set the high price tag. Today, buyers can not only negotiate below list price but perhaps even better, they can negotiate favorable terms. I always have my buyers explore lending products that can buy down the interest rate and then instead of negotiating on price, we negotiate on terms with the seller to reduce the buyers monthly payment. Is it ever a good time for every single buyer, probably not, but it is always a good time for some buyers, your job is to figure out which one you are and a good agent can help you know what your options are. #azrealtor #momsinbusiness #exprealty #realtorsofig #realtortips

It seems no matter the market, agents always say, ‘now is a great time to buy!’ How can that be? This question got dropped into my DM and it got me thinking, we DO say this quote a bit! Here’s why: From a long term perspective , real estate has always been a safe investment. Over the long term, the numbers always tend to work out. From a short term perspective, that’s literally our job. Our job is to go about figuring out how to create circumstances where it makes sense to buy. So if your agent is always sharing this, it probably means they are good at their job. For example, 12 months ago, real estate was a good buy even at the high price because the money was cheap to borrow. Buyers that could get over the high price tag, could see that over the life of the loan the low interest rate off-set the high price tag. Today, buyers can not only negotiate below list price but perhaps even better, they can negotiate favorable terms. I always have my buyers explore lending products that can buy down the interest rate and then instead of negotiating on price, we negotiate on terms with the seller to reduce the buyers monthly payment. Is it ever a good time for every single buyer, probably not, but it is always a good time for some buyers, your job is to figure out which one you are and a good agent can help you know what your options are. #azrealtor #momsinbusiness #exprealty #realtorsofig #realtortips

https://lnkd.in/ePFMD-86 Did you know that the MBA’s forecast for CRE loan volume in 2024 was 29% above their 2023 estimate? The sector’s still strong, and Rhyze has seen some strong opportunities firsthand. Reach out today via rhyze.com or your Allied Solutions LLC representative to learn more about how our network and platform can help you benefit from this growth!

Is it a buyer's market? Generally speaking, it is. However, most buyers fail to take full advantage of this. The primary issues I observe are twofold. First, some buyers are often too unrealistic in their expectations. Offering substantially less can be a non-starter for sellers, who may find such low offers not worth considering. However, the main issue is, even when sellers are willing to entertain lower offers, they often find the conditions attached unacceptable such as due diligence. I am strictly referring to straightforward residential real estate in this case, not any complex form of real estate transactions. From my experience, the frustration grows when buyers, who initially claim they can make an unconditional offer, ultimately include various clauses like due diligence and financing conditions. This inconsistency can erode trust and make sellers less inclined to engage, even if the price is agreeable. To truly capitalise on the current market, my advice is straightforward but crucial: be prepared. Ensure that your financing is secured, and your due diligence completed before making an offer. By doing so, you can confidently submit an unconditional offer. This not only demonstrates your seriousness to the vendor but also sets you apart from other buyers who may appear indecisive or unreliable. In summary, the key to success lies in preparation and realistic expectations. Secure your financing, complete your due diligence ahead of time, and make a clean, unconditional offer. This approach significantly increases your chances of closing the deal and taking full advantage of the market conditions.

𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐢𝐧𝐠 𝐚 𝐒𝐭𝐫𝐨𝐧𝐠 𝐍𝐞𝐭𝐰𝐨𝐫𝐤: 𝐓𝐢𝐩𝐬 𝐨𝐧 𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐚𝐧𝐝 𝐦𝐚𝐢𝐧𝐭𝐚𝐢𝐧𝐢𝐧𝐠 𝐚 𝐫𝐨𝐛𝐮𝐬𝐭 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐧𝐞𝐭𝐰𝐨𝐫𝐤 𝐭𝐨 𝐬𝐮𝐩𝐩𝐨𝐫𝐭 𝐲𝐨𝐮𝐫 𝐛𝐫𝐨𝐤𝐞𝐫𝐚𝐠𝐞 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 Success in commercial loan brokerage hinges on strong relationships. But who should be in your network? Here are some key contacts to cultivate: 𝟏. 𝐋𝐞𝐧𝐝𝐞𝐫𝐬: Build relationships with diverse lenders offering a variety of loan products. This allows you to match clients with the most suitable financing options. 𝟐. 𝐂𝐨𝐦𝐦𝐞𝐫𝐜𝐢𝐚𝐥 𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 𝐏𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥𝐬: Network with commercial real estate agents, appraisers, and property managers. They can be a great source of referrals and provide valuable market insights. 𝟑. 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐚𝐧𝐭𝐬 & 𝐋𝐚𝐰𝐲𝐞𝐫𝐬: Partner with accountants and lawyers specializing in commercial transactions. They can offer clients complementary services and collaborate on complex deals. 𝟒. 𝐈𝐧𝐝𝐮𝐬𝐭𝐫𝐲 𝐀𝐬𝐬𝐨𝐜𝐢𝐚𝐭𝐢𝐨𝐧𝐬: Join industry associations relevant to your niche or local market. This offers valuable networking opportunities and keeps you updated on industry trends. 𝟓. 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐆𝐫𝐨𝐮𝐩𝐬 & 𝐂𝐡𝐚𝐦𝐛𝐞𝐫𝐬 𝐨𝐟 𝐂𝐨𝐦𝐦𝐞𝐫𝐜𝐞: Connect with business groups and chambers of commerce. This allows you to connect with potential clients and establish yourself as a trusted resource. 𝐁𝐞𝐲𝐨𝐧𝐝 𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠, 𝐑𝐞𝐦𝐞𝐦𝐛𝐞𝐫 𝐭𝐨 𝐍𝐮𝐫𝐭𝐮𝐫𝐞: -𝐏𝐫𝐨𝐯𝐢𝐝𝐞 𝐕𝐚𝐥𝐮𝐞: Offer your expertise and insights to build trust and establish yourself as a valuable resource within your network. - 𝐒𝐭𝐚𝐲 𝐂𝐨𝐧𝐧𝐞𝐜𝐭𝐞𝐝: Regularly attend industry events, maintain communication, and offer support to strengthen relationships. - 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐌𝐚𝐭𝐜𝐡𝐦𝐚𝐤𝐞𝐫: Connect your network members with each other when appropriate, fostering collaboration and building goodwill. By cultivating a robust network, you'll gain access to a wider client pool, enhance your knowledge, and build a thriving commercial loan brokerage business! Who are the key players in YOUR commercial loan brokerage network? Share your tips in the comments!  #commercialfinance #loanbrokerage #networking

𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐢𝐧𝐠 𝐚 𝐒𝐭𝐫𝐨𝐧𝐠 𝐍𝐞𝐭𝐰𝐨𝐫𝐤: 𝐓𝐢𝐩𝐬 𝐨𝐧 𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐚𝐧𝐝 𝐦𝐚𝐢𝐧𝐭𝐚𝐢𝐧𝐢𝐧𝐠 𝐚 𝐫𝐨𝐛𝐮𝐬𝐭 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐧𝐞𝐭𝐰𝐨𝐫𝐤 𝐭𝐨 𝐬𝐮𝐩𝐩𝐨𝐫𝐭 𝐲𝐨𝐮𝐫 𝐛𝐫𝐨𝐤𝐞𝐫𝐚𝐠𝐞 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 Success in commercial loan brokerage hinges on strong relationships. But who should be in your network? Here are some key contacts to cultivate: 𝟏. 𝐋𝐞𝐧𝐝𝐞𝐫𝐬: Build relationships with diverse lenders offering a variety of loan products. This allows you to match clients with the most suitable financing options. 𝟐. 𝐂𝐨𝐦𝐦𝐞𝐫𝐜𝐢𝐚𝐥 𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 𝐏𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥𝐬: Network with commercial real estate agents, appraisers, and property managers. They can be a great source of referrals and provide valuable market insights. 𝟑. 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐚𝐧𝐭𝐬 & 𝐋𝐚𝐰𝐲𝐞𝐫𝐬: Partner with accountants and lawyers specializing in commercial transactions. They can offer clients complementary services and collaborate on complex deals. 𝟒. 𝐈𝐧𝐝𝐮𝐬𝐭𝐫𝐲 𝐀𝐬𝐬𝐨𝐜𝐢𝐚𝐭𝐢𝐨𝐧𝐬: Join industry associations relevant to your niche or local market. This offers valuable networking opportunities and keeps you updated on industry trends. 𝟓. 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐆𝐫𝐨𝐮𝐩𝐬 & 𝐂𝐡𝐚𝐦𝐛𝐞𝐫𝐬 𝐨𝐟 𝐂𝐨𝐦𝐦𝐞𝐫𝐜𝐞: Connect with business groups and chambers of commerce. This allows you to connect with potential clients and establish yourself as a trusted resource. 𝐁𝐞𝐲𝐨𝐧𝐝 𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠, 𝐑𝐞𝐦𝐞𝐦𝐛𝐞𝐫 𝐭𝐨 𝐍𝐮𝐫𝐭𝐮𝐫𝐞: -𝐏𝐫𝐨𝐯𝐢𝐝𝐞 𝐕𝐚𝐥𝐮𝐞: Offer your expertise and insights to build trust and establish yourself as a valuable resource within your network. - 𝐒𝐭𝐚𝐲 𝐂𝐨𝐧𝐧𝐞𝐜𝐭𝐞𝐝: Regularly attend industry events, maintain communication, and offer support to strengthen relationships. - 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐌𝐚𝐭𝐜𝐡𝐦𝐚𝐤𝐞𝐫: Connect your network members with each other when appropriate, fostering collaboration and building goodwill. By cultivating a robust network, you'll gain access to a wider client pool, enhance your knowledge, and build a thriving commercial loan brokerage business! Who are the key players in YOUR commercial loan brokerage network? Share your tips in the comments!  #commercialfinance #loanbrokerage #networking

Which do you feel is more secure? An employed or a self-employed role? Too often, sole traders, owners/directors of Limited Companies are penalised when in our eyes, our business is more secure than an employed role. We know our own destiny, can plan and forecast and unless we are carried by one or two contracts, our risk is spread. Employed roles can end at any time and you may have no knowledge of the finances. So, why are mortgages so much harder to secure for the self-employed? Our clients see a drop in available mortgage products from several thousand to just two or three once you state you’re self-employed. Whether your business is turning over £50K or £2M, it’s much harder than it needs to be. Banks and building societies need to review the risk profile of our customer spread and take a more inclusive approach. Do you feel society is against the self-employed? And don’t get us started on the corporation tax increases… #supplychain #logistics #ecommerce #distribution

𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐢𝐧𝐠 𝐚 𝐒𝐭𝐫𝐨𝐧𝐠 𝐍𝐞𝐭𝐰𝐨𝐫𝐤: 𝐓𝐢𝐩𝐬 𝐨𝐧 𝐛𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐚𝐧𝐝 𝐦𝐚𝐢𝐧𝐭𝐚𝐢𝐧𝐢𝐧𝐠 𝐚 𝐫𝐨𝐛𝐮𝐬𝐭 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐧𝐞𝐭𝐰𝐨𝐫𝐤 𝐭𝐨 𝐬𝐮𝐩𝐩𝐨𝐫𝐭 𝐲𝐨𝐮𝐫 𝐛𝐫𝐨𝐤𝐞𝐫𝐚𝐠𝐞 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 Success in commercial loan brokerage hinges on strong relationships. But who should be in your network? Here are some key contacts to cultivate: 𝟏. 𝐋𝐞𝐧𝐝𝐞𝐫𝐬: Build relationships with diverse lenders offering a variety of loan products. This allows you to match clients with the most suitable financing options. 𝟐. 𝐂𝐨𝐦𝐦𝐞𝐫𝐜𝐢𝐚𝐥 𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 𝐏𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥𝐬: Network with commercial real estate agents, appraisers, and property managers. They can be a great source of referrals and provide valuable market insights. 𝟑. 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐚𝐧𝐭𝐬 & 𝐋𝐚𝐰𝐲𝐞𝐫𝐬: Partner with accountants and lawyers specializing in commercial transactions. They can offer clients complementary services and collaborate on complex deals. 𝟒. 𝐈𝐧𝐝𝐮𝐬𝐭𝐫𝐲 𝐀𝐬𝐬𝐨𝐜𝐢𝐚𝐭𝐢𝐨𝐧𝐬: Join industry associations relevant to your niche or local market. This offers valuable networking opportunities and keeps you updated on industry trends. 𝟓. 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐆𝐫𝐨𝐮𝐩𝐬 & 𝐂𝐡𝐚𝐦𝐛𝐞𝐫𝐬 𝐨𝐟 𝐂𝐨𝐦𝐦𝐞𝐫𝐜𝐞: Connect with business groups and chambers of commerce. This allows you to connect with potential clients and establish yourself as a trusted resource. 𝐁𝐞𝐲𝐨𝐧𝐝 𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠, 𝐑𝐞𝐦𝐞𝐦𝐛𝐞𝐫 𝐭𝐨 𝐍𝐮𝐫𝐭𝐮𝐫𝐞: -𝐏𝐫𝐨𝐯𝐢𝐝𝐞 𝐕𝐚𝐥𝐮𝐞: Offer your expertise and insights to build trust and establish yourself as a valuable resource within your network. - 𝐒𝐭𝐚𝐲 𝐂𝐨𝐧𝐧𝐞𝐜𝐭𝐞𝐝: Regularly attend industry events, maintain communication, and offer support to strengthen relationships. - 𝐁𝐞𝐜𝐨𝐦𝐞 𝐚 𝐌𝐚𝐭𝐜𝐡𝐦𝐚𝐤𝐞𝐫: Connect your network members with each other when appropriate, fostering collaboration and building goodwill. By cultivating a robust network, you'll gain access to a wider client pool, enhance your knowledge, and build a thriving commercial loan brokerage business! Who are the key players in YOUR commercial loan brokerage network? Share your tips in the comments! #commercialfinance #loanbrokerage #networking

Are you in SALES? Then, You Should Master Money Management in Prosperous Times** I watch some of my salespeople going through hard times during slower periods, thus I am sharing! For sales associates, income often fluctuates with the market and flow of business. During successful sales periods, earnings might soar, but slower times can lead to financial strain. DO NOT get caught off guard during lean months, it’s crucial to develop strong money management skills during the more prosperous times. Here are some tips: **1. Build an Emergency Fund to cover 3 months expenses. **2. Stick to a Budget and know exactly where your money is going. **3. Avoid Debt Accumulation and avoid unnecessary loans. **4. Diversify Your Income and invest in your skills and clients sources. **5. Maintain Discipline During Success, set financial goals, and maintain control. I received a similar advice from my boss 20 years ago and I’ve always shared it with others!