Santander Consumer (UK) plc’s Post

Were you aware that the FCA introduced the Consumer Duty to enforce a higher level of care for retail investors? According to my colleague Adrian Turton, companies that adopt the Consumer Duty are likely to establish trust and achieve long-term growth. What implications does this have for asset managers, and how can integrating the Consumer Duty benefit your company? Find out more on the ION Markets blog: https://lnkd.in/e7f9qwMZ

I really enjoyed writing this article. Have a read and let me know your thoughts! #rewards #partnerships #prizefulfilment

Were you aware that the FCA introduced the Consumer Duty to ensure a higher level of care for retail investors? According to my colleague Adrian Turton, companies that adopt the Consumer Duty are more likely to establish trust and achieve long-term business growth. What implications does this have for asset managers and how can integrating the Consumer Duty add value to your firm? Find out more on the ION Markets blog: https://lnkd.in/dfFgz86x

Kicking off day 2 of Spring Conference in the rating and valuation stream with Patrick Bond covering retail valuation #IRRVSpring #IRRV #StadiumMK

🚗 Join us at the Auto Intel Summit on April 24th from 9-9:30am, where Trust Science will be leading a session "What's Happening in Q1: Subprime Auto Lending". 🎤 Our Founder and CEO, Evan Chrapko, alongside EVP Corporate Affairs, Colin Tran, will analyze the complexities of non-prime automotive finance, shedding light on crucial insights and trends shaping the industry. 💡 Discover: 1️⃣ The impact of interest rate and inflation fluctuations on consumers 2️⃣ Emerging trends in repayment history and their implications 3️⃣ Strategies lenders are employing to navigate risks and seize opportunities in the evolving economic landscape. Don't miss out on this data-driven discussion—be part of the conversation shaping the future of auto finance! Register today to attend the event: https://lnkd.in/g3BujSs6 #AutoIntelSummit #AutoFinance #DataDrivenInsights 

What Does It Take to Be Number 1? ✨ It’s an incredible honor to see PaymentGenes recognized as the number one payment consultancy in Europe by Consultancy Europe . This acknowledgment means a lot to us, but it also feels like the right moment to reflect on what it takes to reach this point. Success is often celebrated, but rarely do we talk about the journey 🏄♂️ 🏄♂️ . For us, it has meant making hard decisions when the right path wasn't always the easiest. It has meant staying committed to our values, even when it would have been simpler to take shortcuts. It has required us to continuously learn, adapt, and sometimes admit we were wrong. It has been about finding balance in an industry that never stops evolving and where the pace of change can sometimes feel relentless. We are incredibly proud of our team, whose dedication, passion, and commitment have been the backbone of this journey. This recognition is a testament to the hard work and spirit of every single person at PaymentGenes. Thank you to our clients, partners, and everyone who has been part of this journey. We couldn’t have done it without you. Here's to the next chapter — to continuing to learn, grow, and push forward together. More info on this here: https://lnkd.in/eNxPTd_6

I've been watching the commentary on British retailing giant, WH Smith's rebrand pilot test with interest. There's been a huge amount of negative reaction online. Here's 3 things I think are worth considering. 📣 1) While the majority of reaction on LinkedIn has likely been from marketers they are still consumers and have every right to have a view, whether they've seen the brief or not. 🎧 2) While I think it's important to encourage respectful debate, opinions on the matter shouldn't be discouraged. Marketing leaders, particularly ones with responsibility for stewarding visible, heritage and much loved brands, should welcome the feedback. 💰 3) If consumers are recoiling from, rather than embracing, a pilot test of a brand's new livery it's worth listening. If the Royal Mail had heeded early reactions they may not have spent millions of pounds rebranding and then recalling its decision a year later. 🎙 In my early marketing days I worked at Lloyds Bank when it was merging with TSB. The chatter from customers was a lead indicator on some of the challenges we later faced, which played out negatively in the media, and needed considerable time, effort and money to mitigate. #customer #brand #marketing #retail #rebranding #rebrand #consumers

Join me in San Jose, CA March 20th at EuroFinance as I host and moderate a panel of industry experts from Sephora, Palo Alto Networks, 6Sense and Planful discussing: Working Capital, The Acceleration of Cash and Liquidity. In a time of economic uncertainty, businesses need to focus on accelerating their cash flow and improving their liquidity. Cash is the lifeblood of any business, and having enough cash on hand can help businesses survive and thrive in a competitive market. However, many businesses face challenges in accelerating their cash, such as slow-paying customers, high inventory levels, inefficient processes, and rising interest rates. These challenges can affect the profitability and sustainability of the business, and can also limit its ability to invest in growth opportunities.

So Risky Sunak is trying to take credit for the reduction in the energy price cap! What he isn't telling you is that the price cap is predicted to go back up again in October. We are still paying around £500 a year more than we were around 2 years ago. One energy company has consistently kept its prices below the price cap, and that company is Utility Warehouse. Add further services like Broadband, mobile, house and or boiler/electric cover, and you get more discounts. No mid-contract price hikes here, and up to £400 to get you out of existing contracts. I just added house insurance at £200 a year cheaper than Aviva, who wanted to kindly increase my bill by £100 a year (with no claims made). By adding another service, all incidentally managed on one mobile app, I'm getting a further £50 off bills through the year. (I have five services now). To reduce my bills even further, I get cashback on my monthly bills everywhere I spend, from 1% on every shop transaction (even Bury market) to between 3% and 5% on places like M&S, Sainsbury, Lidl, B&Q, Halfords, Adidas, and more. Yes, my bank account gives me cashback on certain shops, but with a time and monthly spending limit. And my bank doesn't refund foreign transaction fees as a cashback like UW does. DM me if you are interested (pros and cons), or wait for Starmer's Great British Energy company if you really want to take that type of a risk 😂 #energy #Miis https://lnkd.in/eNUNfpp6

Hamilton Lane ’s co-CEO, Erik Hirsch , has highlighted the significant impact retail investors will have on private markets, describing it as “seismic.” The growing involvement of retail investors is expected to reshape the landscape of private equity, bringing in more capital and increasing the diversity of investors. This shift could lead to changes in how private equity firms operate and structure their investments https://lnkd.in/dYyUktfk