Sebin Abraham’s Post

As the current macro-economic environment poses myriad challenges to funds, access to liquidity for both general partners and limited partners remains relevant. The continuing evolution of collateralized fund obligations (CFOs) may help in offering alternative liquidity and financing options.

As the current macro-economic environment poses myriad challenges to funds, access to liquidity for both general partners and limited partners remains relevant. The continuing evolution of collateralized fund obligations (CFOs) may help in offering alternative liquidity and financing options.

 Advisers looking to increase private asset allocations A report by the FT Adviser shows an increasing appetite for private asset investments in the UK. It appears that 50% of financial advisers plan to increase private asset allocations over the next 12 months. After traditionally being shunned by private investors, why are private assets seemingly coming to the fore? Popular private assets While the private asset sector takes on a vast range of different investment opportunities, some of the main ones include:- ·       Private equity ·       Venture capital ·       Real estate ·       Private debt ·       Infrastructure investment ·       Hedge funds Many of these sectors do not move in tandem with equity markets, so they can help protect portfolios in challenging times. Regulatory cover The FCA has been looking at a range of new regulations regarding private assets to expand their reach while providing protection for investors. This seems to have been the catalyst for a significant change in financial adviser attitudes towards private assets. The survey showed that as a consequence of new regulations:- ·       50% said it was more likely they would increase exposure to private assets in the next 12 months ·       30% said it was unlikely ·       20% were unsure Previously an unregulated sector, the introduction of regulations by the FCA does at least give advisers the green light to check suitability for their clients. Portfolio diversification If we look back to the financial crisis of 2008 and subsequent challenges, financial advisers have been on a quest for optimum portfolio diversification. Previously unable to include private assets, the change in regulations adds another string to the diversification bow. The recent introduction of Consumer Duty Regulations has also placed an even greater responsibility on advisers about investment suitability and diversification. Summary Undoubtedly, the introduction of specific regulations relating to private assets has been the catalyst for change. Before recent moves by the FCA his market was relatively unregulated and therefore seen as high risk. Recent changes mean that private assets can now be considered in the context of broader investment strategies and, more specifically, portfolio diversification.

𝗙𝗶𝘅𝗲𝗱 𝗗𝗲𝗽𝗼𝘀𝗶𝘁 𝗼𝗿 𝗠𝘂𝘁𝘂𝗮𝗹 𝗙𝘂𝗻𝗱𝘀? Every small investor faces this question at some point in life. Fixed Deposits (FDs) and Mutual Funds have their benefits and limitations. So, what’s the better option? This article will help you decide. 𝟭. 𝗪𝗵𝗶𝗰𝗵 𝗢𝗳𝗳𝗲𝗿𝘀 𝗛𝗶𝗴𝗵𝗲𝗿 𝗥𝗲𝘁𝘂𝗿𝗻𝘀?   Mutual Funds typically offer higher returns than FDs, especially if you're considering long-term investments. Equity Mutual Funds, in particular, have the potential for significant growth. 𝟮. 𝗪𝗵𝗮𝘁 𝗔𝗯𝗼𝘂𝘁 𝗧𝗮𝘅 𝗦𝗮𝘃𝗶𝗻𝗴𝘀?    Mutual Funds, particularly Equity Linked Saving Schemes (ELSS), can provide tax benefits under Section 80C, making them a more tax-efficient option than FDs. 𝟯. 𝗛𝗼𝘄 𝗜𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝗶𝘀 𝗟𝗶𝗾𝘂𝗶𝗱𝗶𝘁𝘆 𝘁𝗼 𝗬𝗼𝘂?   Mutual Funds provide greater liquidity, allowing you to withdraw your money whenever needed. FDs, on the other hand, tie up your money for a fixed duration, with penalties for early withdrawal. 𝟰. 𝗗𝗼 𝗬𝗼𝘂 𝗡𝗲𝗲𝗱 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗙𝗹𝗲𝘅𝗶𝗯𝗶𝗹𝗶𝘁𝘆?   Mutual Funds offer flexibility in how you invest, whether through a Systematic Investment Plan (SIP) for regular contributions or a lump sum investment. FDs lack this flexibility, as they require a fixed amount for a fixed period. 𝟱. 𝗟𝗼𝗼𝗸𝗶𝗻𝗴 𝗳𝗼𝗿 𝗗𝗶𝘃𝗲𝗿𝘀𝗲 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗢𝗽𝘁𝗶𝗼𝗻𝘀?    With Mutual Funds, you can choose from a wide range of investment options, such as Equity, Debt, or Hybrid funds, allowing you to tailor your investment strategy based on your risk tolerance. When it comes to choosing between Fixed Deposits and Mutual Funds, understanding your financial goals and risk appetite is key. Make an informed decision to secure your financial future! 𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝗜𝗻𝘃𝗲𝘀𝘁? This article is for informational purposes only and should not be considered financial advice. Always consult with a qualified financial advisor before making any investment decisions. Want to know how to use this opportunity for investing? 𝗖𝗼𝗻𝗻𝗲𝗰𝘁 𝘄𝗶𝘁𝗵 𝗦𝗵𝗿𝗶𝗸𝗮𝗻𝘁 𝗧𝗮𝗹𝗶𝗸𝗼𝘁𝗶 𝗮𝘁 +𝟵𝟭 𝟵𝟱𝟭𝟴𝟱 𝟲𝟵𝟲𝟯𝟰. #fixeddeposit #MutualFunds #FinancialPlanning #WealthBuilding #SmartInvesting #shrikanttalikoti #uttungafin 

Fixed Income Forward: January 2024 Bonds stand to gain both from higher-for-longer rates or from multiple rate cuts amid a recession. With further spread compression less likely, we see credit as a carry story for 2024, especially in high quality corporate debt. By Franck Dixmier, Global CIO Fixed Income and Georgios Georgiou, Global Head Product Specialists Fixed Income at #AllianzGlobalInvestors #FixedIncomeForward #FixedIncome #Bonds

*Disclaimer* Mutual Fund investments are subject to market risks, read all scheme related documents carefully before investing. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme. *Risk Factors:* Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes. *AMFI Registered Mutual Fund Distributor* www.lokpriyafinance.com

My friend, a Chartered Accountant, recently invested in a Fixed Deposit (FD) to avail of the 80C tax benefit. When I asked why he didn’t consider investing in ELSS Mutual Funds instead, he replied, "I just don't feel comfortable with Mutual Fund investments." This response sparked my curiosity, and I decided to dig deeper into ELSS Mutual Funds. After visiting the Moneycontrol website and downloading historical returns of ELSS funds, I found some interesting data. There are 25 ELSS Mutual Funds that have existed for more than 10 years, and here's a quick comparison of their performance: Worst-performing ELSS Mutual Fund returns: Last 10 years: 13% Last 5 years: 17% Last 3 years: 12% Additional benefits of investing in ELSS Mutual Funds compared to Fixed Deposits: 1️⃣ Taxability on Returns: ↳ Interest on Fixed Deposits is taxed as per your applicable tax slab. If you're in the 30% bracket, you'll pay 30% tax on FD interest. ↳ ELSS Mutual Funds, on the other hand, are taxed at 12.5% (LTCG rate), with an exemption of up to ₹1.25 lakh on Long-Term Capital Gains per year. 2️⃣ Lock-in Period: ↳Fixed Deposits: 5 years ↳ELSS Mutual Funds: 3 years It’s important to invest in an asset class you're comfortable with, but exploring alternative options can sometimes bring better returns and tax efficiency. Before making any decisions, don’t forget to consult a SEBI-registered Investment Advisor (RIA) or an NISM-Certified Mutual Fund Distributor. This post may be taken for your awareness purposes only. Source for historical returns: Moneycontrol website.

Welcome to Kanjilal Funds and Securities House's official LinkedIn page! 🌟 We are thrilled to embark on this new journey and connect with individuals, institutions, and businesses across the globe. Our mission is to empower you with comprehensive financial solutions tailored to your unique needs and aspirations. At Kanjilal Funds and Securities House, we believe in the power of strategic financial planning and personalized wealth management strategies. With expertise spanning portfolio management, wealth advisory, investment banking, and corporate services, we are well-equipped to navigate the intricate financial landscapes and unlock opportunities for sustainable growth. Our team of seasoned professionals is dedicated to delivering excellence through value-driven strategies, encompassing value investing, growth investing, and robust risk management approaches. We take pride in our Portfolio Management Services (PMS) and Pre-IPO offerings, setting us apart from competitors. Beyond traditional financial services, we offer a range of corporate solutions, including accounting, tax advisory, company registration, and procedural compliance support, ensuring our clients can focus on their core business operations while we handle the complexities. As we establish our presence on this platform, we invite you to join us on this exciting journey. Connect with us, engage with our content, and explore how our tailored financial solutions can propel your path towards sustainable growth and financial freedom. Stay tuned for insightful updates, industry insights, and valuable resources that will empower you to make informed financial decisions. We look forward to building long-lasting relationships and fostering a community of financial excellence together. #WealthManagement #InvestmentBanking #PortfolioManagement #CorporateServices #FinancialSolutions

Have you ever wondered why smart investors often turn to mutual funds? Let's break it down! A mutual fund is a type of financial vehicle that pools money from multiple investors to purchase securities like stocks, bonds, and other assets. Here’s why they might be a smart addition to your investment portfolio: 1. 𝗗𝗶𝘃𝗲𝗿𝘀𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻: Investing in a mutual fund allows for creating a diversified portfolio without requiring a significant amount of capital. 2. 𝗣𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁: Your funds are managed by experienced professionals who make informed decisions based on thorough research. 3. 𝗟𝗶𝗾𝘂𝗶𝗱𝗶𝘁𝘆: Mutual funds are generally easy to buy and sell, offering liquidity for investors. 4. 𝗔𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗶𝗹𝗶𝘁𝘆: You don’t need a fortune to start investing in mutual funds, making it accessible to small investors. 5. 𝗥𝗲𝗱𝘂𝗰𝗲𝗱 𝗥𝗶𝘀𝗸: While no investment is free from risk, mutual funds often present a lower risk due to their diversified nature. 6. 𝗧𝗿𝗮𝗻𝘀𝗽𝗮𝗿𝗲𝗻𝗰𝘆: Regular updates and reports from fund managers keep you informed about where your money is going. 7. 𝗔𝗰𝗰𝗲𝘀𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝘆: Mutual funds are available in a range of investment options that cater to different financial goals. 8. 𝗘𝗰𝗼𝗻𝗼𝗺𝗶𝗲𝘀 𝗼𝗳 𝗦𝗰𝗮𝗹𝗲: The pooled resources allow mutual funds to benefit from economies of scale, reducing transaction costs. 9. 𝗧𝗮𝘅 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀: Certain types of mutual funds can offer tax advantages, depending on your country’s regulations. 10. 𝗖𝗼𝗻𝘃𝗲𝗻𝗶𝗲𝗻𝗰𝗲: Investing in mutual funds is generally straightforward and user-friendly, often requiring less time and effort than managing a portfolio of individual securities. Did I miss anything? Feel free to add your thoughts in the comments below. ? #MutualFunds #Investing #Diversification #ProfessionalManagement #Liquidity #Affordability #ReducedRisk #Transparency #Accessibility #EconomiesOfScale #TaxBenefits #InvestmentTips #

I recently Complete a course with 80% Score on Capital Market by Corporate Finance Institute® (CFI) in which I learn following things What is capital market ? The capital market is a financial market where individuals and institutions trade financial securities. These securities typically include stocks, bonds, and other long-term investments. The capital market provides a platform for companies and governments to raise funds for various projects and operations by issuing securities to investors. It plays a crucial role in allocating capital efficiently within the economy. Institutions in the capital market include: 1. Investment Banks: They help companies and governments raise capital by underwriting securities offerings, providing advisory services, and facilitating mergers and acquisitions. 2. Stock Exchanges: These are platforms where stocks and other securities are bought and sold. Examples include the New York Stock Exchange (NYSE) and NASDAQ. 3. Brokerage Firms: They act as intermediaries between investors and the stock market, facilitating the buying and selling of securities on behalf of clients. 4. Asset Management Companies: These firms manage investment portfolios on behalf of individuals, institutions, and funds. They invest in various securities to achieve specific financial objectives. 5. Mutual Funds: These are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. 6. Hedge Funds: Similar to mutual funds, hedge funds pool money from investors, but they often employ more aggressive investment strategies and have fewer regulations. 7. Pension Funds: These funds manage retirement savings on behalf of employees and invest in various assets, including stocks and bonds, to generate returns over the long term. 8. Venture Capital and Private Equity Firms: These institutions invest in private companies at various stages of development, providing capital in exchange for ownership stakes. These are just a few examples, and the capital market ecosystem includes many other players, each fulfilling different roles in the buying, selling, and management of financial securities. #capitalmarket #financialmarkets #investmentbanks #equity #sharemarket