Sezzle’s Post

This month, we examine the financial lifestyles of U.S. consumers and explore how they use credit cards to manage their cash flows. A key finding: Nearly 60% of credit cardholders in the U.S. live paycheck to paycheck and revolving on credit cards has increased in 2023 relative to 2022. Check out our Paycheck-to-Paycheck research series, in partnership with PYMNTS to see the most recent findings: https://rb.gy/ae46y4

What do 1,600 consumers report about their payment habits? This year we partnered with National Research Group to discover what's moving the needle for US consumers and their payment preferences... 📈 The 2024 Payouts Landscape shares: 1️⃣ How today's consumers prefer to receive payouts and make payments in their daily life 2️⃣ What matters most to consumers when receiving a payout or incentive 3️⃣ How consumers expect their payment preferences and behaviors to change in the future Read more here ⤵ https://bit.ly/3uZLpNO

As the holiday excitement wanes, concerns about a potential credit crunch emerge. "The Credit Accessibility Series", Sezzle's collaborative study with PYMNTS Intelligence, delves into the world of Buy Now, Pay Later (BNPL), shedding light on both challenges and solutions. 16% of consumers chose BNPL pre-holidays, with 4 in 10 U.S. consumers using it monthly, notably led by millennials. Amid these findings, Sezzle emerges as a solution, providing a flexible and accessible way for consumers to manage post-holiday financial budgets. Explore the article for more insights into how BNPL contributes to a balanced and manageable financial journey.

The holiday shopping season and the holiday shopping specials have arrived! Are you finding yourself making more impulse purchases? CNBC has the tips and tricks to get your spending under control: https://lnkd.in/guDB-Ze6 #spending #impulse #purchases

Holiday Budgeting Tip #2: Set Spending Limits 🎁 Before you hit the stores or start online shopping, determine a spending limit for each person on your gift list. This will prevent impulse purchases and ensure you don't break the bank while spreading holiday cheer.

Had a nice talk with Gordon Severson with KARE-11 on Monday about Buy Now, Pay Later products. Check out the news clip and article below!

In the latest study “Declining Purchasing Power Pushes Consumers to Improve Credit Scores,” a PYMNTS and Sezzle collaboration, highlights the financial hurdles many U.S. consumers face. Did you know a significant 29% of BNPL users witnessed their credit scores soar by over 100 points within just 24 months? This statistic underscores the transformative potential of responsible financial management. At Sezzle, we're not just about transactions; we're about understanding and empowerment. Join us as we navigate the journey to financial well-being, together.

Consumers Embrace Installment Plans! Find out why installment payments are on the rise, and how you can meet evolving consumer preferences. https://oal.lu/ywEPT #BusinessGrowth #DigitalPayments

Check out the Insider Intelligence article about how consumer purchasing behaviors will shift this holiday season according to the i2c Inc. and PYMNTS survey. With credit cards as the top payment choice this holiday season, you’ll learn the trends that financial institutions should be aware of to stay competitive. Read More: https://lnkd.in/dSkUB_q7 #HolidayShopping #CreditCards #CreditEconomy

Discover how #consumers are changing discretionary spending in our latest Lost in Transaction report. From spending habits with small businesses, to high expectations around #payments, and hopes for 2024: