Siguler Guff & Company’s Post

3 CRUCIAL QUESTIONS to ask a Borrower before funding their deal 💰

Let’s get real for a second. If you’re a first-time business buyer, don’t have industry experience, and have less than 10% of the total project cost in liquidity, getting an SBA loan for that $4M HVAC business you’ve been eyeing is going to be tough. Here’s the reality: SBA lenders aren’t just looking at the numbers – they’re looking at YOU. They need to have confidence in your ability to operate the business successfully. I often hear buyers say, ‘I’ll bring on experienced investors to mitigate my lack of experience.’ While that sounds good in theory, it doesn’t always work the way you think. If you’re serious about making SBA financing work for you, it’s time to understand what lenders are really looking for. Check out Keira Hamilton's conversation with Angel Rosario – you won’t want to miss this. https://lnkd.in/eEr5ywxZ

How to protect yourself and your staff when scaling back or closing. The decision to scale back or close your business is tough and comes with significant responsibilities. Here we look at what you may be able to take to avoid closure if your business is struggling, from renegotiating loans to selling all or part of the company, and your rights and responsibilities if insolvency does happen. You can read the full article here: https://buff.ly/4hZMLLY #UKBusiness #EntrepreneurUK #BusinessOwners #FoundersOfUK #SmallBusinessUK #sjp

Curious about UCC liens and how they impact your business? Our comprehensive guide breaks down everything you need to know, from what UCC liens are to their significance in securing loans and other business transactions. Understanding this crucial aspect of business finance can empower you to make informed decisions and navigate transactions with confidence. Dive into the details by clicking the link below: https://lnkd.in/e-wjqGE6 #BusinessFinance #UCCliens #FinancialEducation

Brooke B. from Lendini breaking down how she would describe the business financing industry in one word 🤔 Let's see what she has to say! #b2bfinance #smallbusinesslending #smallbusinessfunding

The poor hustle hard for every dollar, while the rich use strategic bank loans to fuel their businesses. Which path will you choose to build your empire? 💼💸 Sign up for my next free webinar if you want to learn how to get the money you need for your business ➡️

🚀 𝐁𝐢𝐠 𝐖𝐢𝐧𝐬 𝐟𝐨𝐫 𝐭𝐡𝐞 𝐒𝐦𝐚𝐥𝐥 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐚𝐧𝐝 𝐋𝐨𝐰𝐞𝐫-𝐌𝐢𝐝𝐝𝐥𝐞 𝐌𝐚𝐫𝐤𝐞𝐭 𝐌&𝐀 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐭𝐲! The SBA’s new procedural notice has brought two major updates you need to know: 1️⃣ 𝐄𝐪𝐮𝐢𝐭𝐲 𝐑𝐨𝐥𝐥𝐨𝐯𝐞𝐫 𝐢𝐬 𝐍𝐨𝐰 𝐎𝐟𝐟𝐢𝐜𝐢𝐚𝐥𝐥𝐲 𝐀𝐥𝐥𝐨𝐰𝐞𝐝 – Making deal structuring more flexible than ever. 2️⃣ 𝐍𝐨𝐧-𝐎𝐰𝐧𝐞𝐫 𝐒𝐩𝐨𝐮𝐬𝐞𝐬 𝐍𝐨 𝐋𝐨𝐧𝐠𝐞𝐫 𝐍𝐞𝐞𝐝 𝐭𝐨 𝐒𝐢𝐠𝐧 𝐚 𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐒𝐭𝐚𝐭𝐞𝐦𝐞𝐧𝐭 – Cutting red tape and simplifying the process (but convincing your spouse? That’s still on you!). These changes make SBA financing more efficient and M&A deals easier to close. What do you think? Will these updates make a difference in your deals? Let’s discuss!

Learn how lenders can navigate Article 9 of the UCC when liquidating business assets, from repossession to proper notice and distribution of proceeds. Ensure compliance and maximize recovery—click here to read more! 📜 https://lnkd.in/dcDK9DxT

Are your negotiation tactics up to the challenge? Or falling prey to common misconceptions? Negotiating debt isn't a skill everyone has, but it's one everyone can learn.    Ready to improve your approach? Click to learn 5 effective strategies for your collections team: https://lnkd.in/dSVRQebv 

#SPBRestructuring dives into detail on what happens when a liquidating debtor seeks to assume a lease and waits up to two years thereafter to determine who the assignee will be! Make sure to check out the full blog below!