Silicon Valley Bank’s Post

Have you heard of a mutual bank? We get this question a lot. As a mutual bank, we prioritize serving the community's banking needs with accessible service and no minimum balance requirements. Learn why we're passionate about staying a mutual bank for our customers. #MutualBank #CommunityFirst #AccessibleBanking Learn more: https://brev.is/lhtSh

Adopted two years ago, #CECL was often viewed as a big undertaking for #CommunityBanks and smaller institutions. How’s it going now? My Crowe colleague Mandi Simpson discusses with Bank Director. https://bit.ly/4asWyqF

If you work for Independent Bank, it's likely that #BeTheDifferenceDay is one of your favorite days of the year. Here's what our team is looking forward to most for this year's BTDD.

Take a look at this post from BankIn Minnesota where they consider what community banks in the US can expect for 2025.

Rather than adopting a passive “wait-and-see” approach or making sweeping fee adjustments, conducting a thorough analysis of your program and fee structures is critical. A consumer-friendly overdraft strategy begins with carefully reviewing your program through the lens of your account holders, prioritizing transparency. #overdraftcompliance #CFPB #overdraftfees ADVANTAGE, powered by JMFA - Growth Solutions for Community Banks and Credit Unions https://okt.to/oOrJ0u

What's wrong with banking and what to do about it #Anat Admati, #Charles Goodhart, #liquidity, #bank run, #borrowing, #banking, #limited liability, #unlimited liability, #liquidity problem, #solvency, #safety net, #default, #equity ratios, #money market funds, #deposits, #deposit insurance, #FDIC, #TARP, #systemic risk, #Treasury, #central bank, #Basel I, #Basel II, #Fed, #Tier 2 capital, #risk-weighted assets, #risk weights, #regulatory capital, #credit risk, #interest rate risk, #US banking crisis, #bail-out, #central bank reserves, #arbitrage, #Bank of England, #Basel III Endgame, #capital rules, #zombie banks, #shadow banks, #bail-in, #TLAC, #Credit Suisse, #UBS, #level playing field, #national champion, #HSBC, #private credit, #BPI, #NBFI, #Lehman Brothers, #pension fund, #risk, #governance, #partnership, #corporation https://lnkd.in/dCnKNA2R

Coastal has joined the ranks in the prestigious ‘Bank Honor Roll’ list! KBW, a leading specialist investment bank to the financial services and fintech sectors, recently named Coastal as one of the top 18 U.S. banking institutions to the coveted 2024 KBW Bank Honor Roll. These 18 elite banks were selected to the KBW Bank Honor Roll based on two central criteria: 1. Consistent earnings growth over the past 10 years 2. Or top 5% Earnings Per Share & Growth Rate over the past 10 years. Only two banks, including Coastal, satisfied both criteria! Details here --> https://lnkd.in/gcumJivD #banking #bankinvesting #topbanks #growingbanks #communitybanking #profitability

Here’s how some of our team members describe Millennium Bank. What about you? Share your Sharpie word in the comments today. Chicago Banking. Made Better. 💻 www.MB.bank - Member FDIC #BankingMadeBetter #MillenniumBank #Team #ChicagoBanking