Dr Simon Biltcliffe DBA’s Post

It’s #DebtAwarenessWeek This week we supported StepChange’s annual campaign which highlights causes of debt, the issues people face when dealing with debt and how you can get support. Getting advice if you’re struggling with debt is important - but not all advice is trustworthy. If you’re not sure where to start with debt advice, we’ve got you covered. Take a look at our online debt advice https://lnkd.in/eX_59T2P

Debt charity StepChange reports a 50% rise in the average debt among its clients. As councils nationwide face financial constraints, council tax debt has surged by 9% in the past year. 🏠 🏢 🏘 Debt is stressful. We get that. Need help? 👇 Talk to us about your finances. #debthelp #moneymatters #financialhelp #ukcouncounciltaxdebt #brownandcoaccountants #northwestaccountants #trustedbusinessadvice #cumbrianaccountants

Day 4 Debt Awareness week, one of the reasons given for not being able to sort out our finances, by Step change, is a lack of time, with the frenetic pace of our lives we cannot sort our finances out, or seek support and help. My colleague Paul and I hear this, a lot, and I think for many its more a reluctance to make the time, to face the reality of the situation, to accept that changes must be made, and its going to be difficult, for you and your family. If you are in financial difficulty and you want to be in control of your finances, like any journey it begins with a first step; Step Change Advice in County Durham, or https://lnkd.in/eMMgPdip

Take control of your finances this #DebtAwarenessWeek with StepChange Debt Charity. Whilst finances can be uncertain, finding help doesn’t have to be. If you’re feeling financial strain, get in touch with Step Change today for impartial and confidential advice. Equifax also has several tips and guidance on how to begin sorting your finances out - https://lnkd.in/eGiy7PcG #StepChange #Debt 

Getting started on tackling your debt can be easier than you think. StepChange Debt Charity  have a great video guide showing you what's involved. They even have an online test to show you how close you might be to having a debt problem. Why not take a look at the video and do the test to see where you stand? https://lnkd.in/gyveGiP Fore more debt advice, follow the link in the comments. #DebtAwarenessWeek #Debt #Charity #FinancialSupport

Your customers may think seeking debt advice will affect their credit scores — but that’s a common misconception. Join TransUnion this #DebtAwarenessWeek as we partner with StepChange Debt Charity to shed light on credit score realities and the importance of financial education. Learn more 👉 http://transu.co/6040kxPMo #FinancialEmpowerment #DebtAdvice

Need support managing debt? GroceryAid🌈 works with StepChange, who can help you assess your financial situation and give confidential advice and practical solutions to help you make a fresh start. Find out more: https://lnkd.in/dPXRG6y #groceryaid #freeservices #groceryindustry #debt #debtadvice #debtsupport

There are many misconceptions and myths around credit scores but one that bugs me a lot in a time of such great financial uncertainty for many is that seeking debt advice will impact a credit score. This #DebtAwarenessWeek we’re partnering with Step Change to shed light on credit score relaties and the importance of financial education. Learn more through the links below.

Saving money may feel like a pipe dream when bills and the cost of essentials have risen. However, putting some money aside regularly into an emergency savings fund can help avoid serious debt. If your car breaks down, or the children's school shoes need replacing, then it is better to have money available than to borrow it: https://lnkd.in/d64xXaGV #financialplanning #saving #moneyhabits

Sometimes it's hard to keep up with the national weeks and days of recognition. This week it's #debtawarenessweek and we think this is definitely worth highlighting. StepChange Debt Charity highlight that many of their clients wished they had sought help earlier. Debt can be debilitating and isolating and so could you signpost your employees to financial wellness? Many people in debt just don't know where to turn and fear repercussions of seeking help. Step Change offers FREE and impartial advice and practical solutions. MoneyHelper also offers great resources and signposting for all kinds of money matters. FAIRshare highlights national and local debt management organisations on its website so please share the link with your employees - you never know who might need support: https://lnkd.in/enGQvHHi #notforprofit #creditunion #debtawarenessweek #financialwellness