South Carolina Farm Bureau Insurance’s Post

The Peculiar Case of Felix the dog! Ever heard of a dog becoming an insured defendant? In a strange legal twist, a court in North Dakota ruled that Felix the dog was insured under a homeowner’s policy! This bizarre case highlights how critical it is to understand every bit of your insurance policy. Don't let unclear definitions and ambiguous language leave you barking up the wrong tree! Read more from Heather P. Arias, Esq., AIC about how this unusual situation unfolded and learn six tips to better analyze your insurance policy to avoid surprises like this https://hubs.la/Q02z0kBs0 #goingskyward #homeowners #specialtyinsurance #policyanalysis

🌨️⚠️ Winter Reminders and Essential Insurance Insights ⚠️🌨️ As the winter season sets in, it's vital to ensure your insurance coverage aligns with the unique challenges this time of year presents. Here are some crucial points to keep in mind: 1. Snow Mobiles and ATVs Coverage Did you know? Snowmobiles and ATVs aren't automatically covered for physical damage. If they remain on your property, it's essential to verify your coverage or consult your agent to ensure adequate protection. FRM Group Insurance and Financial Services 📞 Stroudsburg 570-421-7447 1286 N 9th St, Stroudsburg, PA 18360 📞 Lehighton 610-377-4382 445 Coal St, Lehighton, PA 18235 🌐 www.frminsurancegroup.com Carriers: Foremost, Penn National Insurance, Progressive, Plymouth Rock Assurance, Acuity Insurance, Hagerty, JC Taylor Insurance, National General; an Allstate Company, Bristol; a Farmers Insurance Company Licensed in Pennsylvania, Alabama, California, Delaware, Florida, Georgia, Indiana, Maryland, New Jersey, New York, North Carolina, Ohio, South Carolina, Texas #ThinkFraileyFirst #FRMGroup #Insurance #PoconoProud #PoconoMtns #PoconoChamber #FraileyCoversYourHome #FraileyHablamosEspanol #WeProtectWhatMattersMost

Part 2: Mold and Fungi Insurance: What’s Covered and What’s Not? In my last post, I highlighted the growing concerns around mold and fungi after a water loss. But when it comes to insurance, many homeowners are left wondering: what exactly is covered? At Amaden Gay Agencies, we advise our clients to carefully review their policies. Standard homeowners' insurance typically covers mold damage only when it results from a covered peril, such as a burst pipe or storm-related water damage. However, if mold growth occurs due to neglected maintenance or long-term moisture, it’s usually excluded from coverage. In addition, mold remediation coverage often comes with limits, meaning your policy may only cover a portion of the cleanup and repairs. To ensure comprehensive protection, it may be worth considering additional mold and fungi endorsements to your policy. Our team is here to guide you through your options and help you make informed decisions about your coverage. In my next post, I’ll share some preventive measures you can take to minimize the risk of mold and fungi in your home. #InsuranceCoverage #MoldRemediation #HomeProtection #AmadenGayAgency

Bought a dream townhouse in Florida but worried about hurricanes and storms? Don’t get swept away by the worries of filing townhome insurance claims. Remember, having insurance doesn’t always mean smooth sailing through claims, especially when Mother Nature unleashes her fury. But here's a ray of hope: a public adjuster can be your steadfast ally, ensuring you're not left adrift. They have the expertise to navigate the murky waters of insurance disputes, making sure you get the compensation you've been paying premiums for. 💼🏠 #TownhomeInsurance #FloridaLiving #PublicAdjusterPower #southfloridapublicadjuster #townhomeinsurance #insuranceclaims

It's important to know your rights when it comes to insurance claims. Did you know that insurance companies cannot cancel your policy solely because you've filed a claim? Your coverage is there to protect you when you need it most, so don't hesitate to utilize it. Your insurer is obligated to uphold the terms of your policy, which includes providing coverage for valid claims. If you encounter any issues or have concerns about your policy, don't hesitate to reach out to Cordo Claims Group for clarification and assistance. Stay informed and protected! When damage happens, make sure you “CLAIM IT WITH CORDO”®️. If you suffer damage to your home or business, contact Cordo Claims Group at 877.55.CORDO or call Cordo direct at 305.431.7377. Still have questions? You can also visit our website at www.cordoclaims.com. Jose Luis Cordo, FL Lic# A054875 Cordo Claims Group Proudly Serves Policyholders in Florida | Louisiana | Mississippi | Texas | Georgia | Virginia | West Virginia | North Carolina | South Carolina | Colorado | Maine #claimit #claimitwithcordo #catastropheclaimsspecialists #trusttheexperts #publicadjuster #propertydamage #commericialclaims #marineclaims #residentialclaims #mold #waterdamage #firedamage #lightningdamage #roofdamage #hurricanedamage #flooddamage #tropicalstormdamage #roofleak

It's important to know your rights when it comes to insurance claims. Did you know that insurance companies cannot cancel your policy solely because you've filed a claim? Your coverage is there to protect you when you need it most, so don't hesitate to utilize it. Your insurer is obligated to uphold the terms of your policy, which includes providing coverage for valid claims. If you encounter any issues or have concerns about your policy, don't hesitate to reach out to Cordo Claims Group for clarification and assistance. Stay informed and protected! When damage happens, make sure you “CLAIM IT WITH CORDO”®️. If you suffer damage to your home or business, contact Cordo Claims Group at 877.55.CORDO or call Cordo direct at 305.431.7377. Still have questions? You can also visit our website at www.cordoclaims.com. Jose Luis Cordo, FL Lic# A054875 Cordo Claims Group Proudly Serves Policyholders in Florida | Louisiana | Mississippi | Texas | Georgia | Virginia | West Virginia | North Carolina | South Carolina | Colorado | Maine #claimit #claimitwithcordo #catastropheclaimsspecialists #trusttheexperts #publicadjuster #propertydamage #commericialclaims #marineclaims #residentialclaims #mold #waterdamage #firedamage #lightningdamage #roofdamage #hurricanedamage #flooddamage #tropicalstormdamage #roofleak

We're embracing our inner insurance nerd on this special day with some interesting insurance facts! 🤓 ✨ The legendary soccer player David Beckham's legs were insured for $195 million at the height of his career. ⚽ ✨ While standard policies cover things like accidents and natural disasters, did you know you can also get Alien Abduction Insurance, Falling Coconut Insurance and Paranormal Activity Insurance? 😮 Have you heard of any of these before? Let us know in the comments! #Braishfield #BridgeSpecialtyGroup #YourOneStopSolution #InsuranceNerdDay #InsuranceBroker

Shield your property from wind and hail havoc with Indiana Farm Bureau Insurance! 🌩️ Our policy options protect you when the wind blows and hail strikes, safeguarding your assets and providing peace of mind. With expert guidance and exceptionable care, we're here to weather the storm with you. Explore our wind and hail coverage options today and experience the reliability and reassurance of Indiana Farm Bureau Insurance. #BarrettAgency #IndianaFarmBureau #WindCoverage #HailCoverage #PeaceOfMind #InsuranceProtection 🏠🛡️

📚✨ Ready to hit the books again? As students head back to school, many will be moving into dorms or renting their first apartments. Ensure their belongings are protected with renters insurance. It's an affordable way to protect your belongings against theft or damage. Here's to a safe and successful academic year! 🍎🏠 #BackToSchool #RentersInsurance #StudentLifeProtected #KansasDreamTeam #AmFam #AmericanFamilyInsurance #DreamFearlessly #LawrenceKS #ShopLocalLawrenceKS

Find your next referral Partner at The 360 Exchange! Stop sweating and scrambling to hit goals and quotas! Get introduced to A+-rated referral partners and decision-makers! We can't wait to #network with you next year! More #relationships #referrals and #recoprrocity for you in 2024! #WhereReferralsComeFullCircle