State of Idaho’s Post

**Texas Businesses: Wrangling Those Skyrocketing Health Insurance Costs ** Struggling with employee health insurance premiums that rival a rodeo clown's salary? You're not alone, partner. But before you throw in the towel, saddle up for some cost-saving strategies straight from the Lone Star State! In this comprehensive guide, we'll show you how to: Rope & Tie Those Premium Hikes: Discover how to comparison shop like a blue ribbon champion and find plans that fit your budget without compromising coverage. Navigate the Maze of Networks: Steer clear of limited networks that leave your employees lost in the healthcare desert. Analyze services and providers to ensure everyone gets the care they need. Unleash the Power of Self-Funding: Dive into alternative options like HRAs and self-funded plans, potentially lassoing lower costs and greater control. Team Up with an Expert Guide: Don't go it alone! Partner with a seasoned insurance agent who knows the Texas landscape like the back of their hand. No more sleepless nights wrestling with rising premiums and employee anxieties. With the right strategies and expert guidance, Texas businesses can find solutions that work for everyone. Read the full guide and reclaim your financial freedom! https://ins4tx.co/3HrUdhI #TexasBusiness #HealthInsurance #CostSavingStrategies #InsuranceForTexans

Federal Health Benefits Open Season: Your Health. Your Plan. Your Choice. CBP Employees, #DYK Open Season is the only period in which federal employees can change their health insurance coverage without having a qualifying life event, such as the birth of a child or marriage. During Open Season, employees can change their Federal Employees Health Benefits Plan, Federal Flexible Spending Accounts Program, or Federal Employees Dental & Vision Insurance Program. Employees who are satisfied with their current benefits should still review any applicable plan changes and explore coverage options. Please note: the Federal Employees' Group Life Insurance Program and the Federal Long Term Care Insurance Program do not participate in the annual open season. Learn More: https://go.dhs.gov/oD9 #CBPCareers #OpenSeason

Did you know that after health insurance, dental and vision benefits are the top priorities for employees? For small businesses, especially those not yet offering any benefits, this is the perfect place to start. Providing these essential coverages not only enhances employee satisfaction but also paves the way for them to enrich their protection with Aflac's exceptional supplemental plans, like cancer, accident, and hospital coverage. In today's competitive job market, small businesses that prioritize their team’s health and well-being truly stand out. By offering dental and vision benefits, you’re not just meeting a need—you’re showing your employees that their overall wellness matters to you. And with Aflac’s affordable options, it’s a win-win for everyone involved! Your employees deserve the best, and we’re here to help you deliver it. #EmployeeBenefits #SmallBusinessSuccess #Aflac #DentalAndVision #HappyEmployees

🌟 Happy Insurance Awareness Day! 🌟 Today is the perfect opportunity to review your policies and ensure your group has access to a comprehensive benefits package. Sixty percent of employees would leave their current company for one with better health benefits and 47% have considered seeking alternative health insurance benefits outside of their employer's offerings.* By offering employee-paid voluntary insurance benefits, including those like critical illness, hospital indemnity, disability income or accident, employers demonstrate a commitment to the well-being and diverse needs of their workforce. Employees gain the freedom to customize their benefits to match their unique life circumstances, so they have the right coverage in place when it matters most. Investing in your employees' sense of security isn’t just good for them—it's a strategic move that can enhance loyalty, job satisfaction and, ultimately, the success of your organization. For more information, visit https://hubs.ly/Q02B4Ltb0 #APL #AmericanPublicLife #EmployeeWellness #WorkforceBenefits #InsuranceAwarenessDay

Is Vision Insurance Worth It? For employees, employer-funded vision coverage defrays some of the potentially high costs of routine eye care. Offering employees these benefits send a message that you care about their health and well-being. While a health insurance plan is available to 67% of private industry workers, vision coverage is only available to 17% of them. (As a reference, dental insurance is available to 42%). What are the benefits of offering vision insurance to employees? Reputation-enhancing benefits Impact on the bottom line Potential tax benefits Build a more productive workforce. Contribute to employee well-being. Are your Employer Groups included in that 17%? If not, reach out to me or any Humana Sales Executive or Retention Executive to find a Humana Vision plan that fits your Group's needs.

SMALL BUSINESS OWNERS‼️ Did you know that you can offer essential benefits to your staff that will enhance workplace morale and help with employee retention - AT NO COST TO YOU? Let’s chat about these benefits that you and your employees need: * Individual Health Insurance * Supplemental Hospital Coverage * Cancer Protection * Dental Coverage * Vision Coverage * Short Term Disability * Individual and Group Life Insurance * Critical Illness Coverage Send me a message and let’s schedule a time to chat! #HealthInsurance #LifeInsurance #WorkplaceBenefits #DentalInsurance #VisionInsurance #ShortTermDisability #CriticalIllness #SmallBusiness #SmallBusinessOwners #EmployeeRetention

🩺 Are you part of a health care system offering benefits like paid time off, paid leave, life insurance, and disability programs to your physicians? Or are you looking to understand more about these benefits? Join Marsh McLennan Agency's survey and be the first to get exclusive insights. We've been receiving many questions about physician benefits, and it's time to take a closer look at the current landscape. We need your insights to do this! #HealthCare #PaidLeave

🩺 Are you part of a health care system offering benefits like paid time off, paid leave, life insurance, and disability programs to your physicians? Or are you looking to understand more about these benefits? Join Marsh McLennan Agency's survey and be the first to get exclusive insights. We've been receiving many questions about physician benefits, and it's time to take a closer look at the current landscape. We need your insights to do this! #HealthCare #PaidLeave

There’s a common myth that if you change jobs, you automatically lose your health insurance. The truth? You don’t have to go uninsured! Thanks to COBRA (the Consolidated Omnibus Budget Reconciliation Act), you have the option to keep your employer-sponsored health insurance even after leaving your job. COBRA is a federal law that applies across the entire United States. It requires employers with 20 or more employees to offer continued health insurance coverage to eligible employees and their families after certain qualifying events, such as job loss, reduction in work hours, or other life events like divorce. In New York State, COBRA provides you and your family with the ability to continue your health insurance coverage for up to 36 months. So, while COBRA is available nationwide, the specific rules and duration of coverage can vary depending on the state. While it might sound complicated, that’s where we come in. At Matson & Kellogg, we help you navigate the ins and outs of #COBRA, ensuring you and your loved ones stay protected during job transitions. Follow our page for health & wellness tips along with health and supplemental insurance information.

🩺 Are you part of a health care system offering benefits like paid time off, paid leave, life insurance, and disability programs to your physicians? Or are you looking to understand more about these benefits? Join Marsh McLennan Agency's survey and be the first to get exclusive insights. We've been receiving many questions about physician benefits, and it's time to take a closer look at the current landscape. We need your insights to do this! #HealthCare #PaidLeave