Stonewater Financial’s Post

Halfway into 2024 and we’re tracking to meet our team’s ambitious goals for the year! My partners Ryan Bristol, Patrick Schaffer, CFA®, Corey Mazza, and Dhanesh Bharvani, and I kick off each year with an intensive multi-day retreat (this year we did it in a barn on a ranch) to discuss our clients, our team, and how we can continue to deliver the best outcomes for our clients all while creating a team culture our team associates want to be a part of. How are you tracking progress on your financial goals? What are your financial goals? Is your advisor asking you?

The Rouse difference… Trust is where the value of financial planning lies and you can trust us… To work as a team. At Rouse Limited an adviser might be the face you see but they aren’t working alone: trust and teamwork weaves all staff members (advisers, paraplanners and administration) together to provide a framework of support, guidance, communication and continuity of service. We can be the springboard for all your financial planning needs, and you can trust us to be with you every step of the way to a brighter future. #RouseLimited #IntelligentFinancialPlanning

What if I told you that creating your financial plan would take less time than you think? Knowing that you have already packed work, family, and personal schedule. Here’s how much time it would take from your busy schedule to get your plan done and executed when working with a team: 1.     Have an intro call with an advisor (30 minutes) 2.     Do a deep dive conversation to clarify goals, vision, and values (60 minutes) 3.     Have an initial planning strategy session (60 minutes) 4.     Have another meeting to discuss execution (60 minutes) 5. Check in and update your progress either two times or four times per year (30-60 minutes sessions) There are 8,760 hours in a year; it can take 4.5 hours to ensure you are on track to your financial goals, secure your family, and have clarity on where you stand. You are never too “busy.”

Deciding how to handle our finances—whether to go for joint or separate accounts—is a personal journey with its own unique twists. Choosing a joint account means sharing financial warmth, turning budgeting and bill-paying into a team effort. Yet, it may lead to financial interdependence and a sacrifice of personal spending freedom. Alternatively, separate accounts provide the luxury of financial independence, allowing autonomy and privacy. However, this choice comes with hurdles like communication challenges and the potential for unequal contributions. The choice is deeply personal, like finding the perfect dance partner for our unique financial waltz. If you thrive on shared experiences and open communication, joint accounts could be your ticket. But if independence and financial privacy are your jam, solo rides might be the way to go. Mix and match, find that spot that keeps your financial rollercoaster exciting and your dreams within reach. After all, the best ride is the one you take together while navigating the twists and turns in a way that feels right for both of you.

Feel like you’re solo navigating the choppy waters of financial planning? 🌊 Here’s the thing: if your journey involves a partner or loved ones, going at it alone might mean missing out on a crucial support system. The pain of misaligned financial goals can lead to more than just frustration - it can feel like rowing in opposite directions when you’re supposed to be in the same boat. 🚣♂️ The solution? Open the lines of communication. Share your financial dreams and goals, set expectations together and suddenly, you’re not just accountable to yourself but to each other. It turns the journey towards financial freedom into a shared adventure, where support and mutual accountability can turn obstacles into stepping stones.💙 Let’s make financial planning a team effort. Who’s with us on this?🙌🏼 . . . #financialplanning #teamworkmakesthedreamwork #sharedgoals #accountabilitypartners #financialfreedom #dreamtogether #supportsystem

When it comes to financial advice, one common misconception is that all advisors are fiduciaries obligated to act in their clients' best interests. While this sounds reassuring, the reality is often different. Clients are often led to believe they're receiving unique solutions, only to find themselves limited to a predefined menu of services. This leaves little room for truly tailored solutions that align with individual goals and priorities. As someone who has experienced this firsthand, I understand the frustration of feeling trapped within these limitations. At Excelstra, we're committed to breaking free from the confines of standard offerings and providing genuinely personalized financial solutions that empower our clients to thrive.

🚀 𝗦𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝗲𝘅𝗰𝗶𝘁𝗶𝗻𝗴 𝗶𝘀 𝗼𝗻 𝘁𝗵𝗲 𝘄𝗮𝘆... Big changes are on the horizon at Kate Bailey Financial Planning Ltd! We’re thrilled to announce that we’ll be welcoming a new face to our team this October🤝 Stay tuned for more details as we prepare to enhance our offerings and continue providing top-notch financial advice. Trust us, you won’t want to miss this! 👀 #financialplanning #financialadvice #welcometotheteam

When it comes to financial advice, the benefits of working with a team rather than an individual advisor may become increasingly clear as your financial needs grow more complex. We thought it might be helpful to share some of our thoughts on why we believe teams are so important in managing wealth.

Team Synergy: First Steps to Level Up Your Wealth Management Key strategies to enhance your wealth management with Eric Cooper, CEPA®, as he discusses the importance of assembling a collaborative professional team to navigate the complexities of financial growth. This video covers practical steps for individuals on the verge of significant financial breakthroughs, focusing on the synergy between advisors, CPAs, and financial planners to optimize wealth and minimize gaps in strategy.

Financial advisors commit their careers to helping people. Some dedicate their time to building portfolios. Others spend their time creating financial plans. Whatever your value proposition is, make sure your intended audience hears you! #financialadvisor #tactive