Sunflower Bank, N.A.’s Post

🌟 Hey So Cal Superstars! 🌴💳 Let's Talk Real Talk About Your Credit Journey! Life's a journey, right? And sometimes, our credit scores could use a little extra love. That's where So Cal Credit Repair comes in – your local credit heroes here to help you shine financially! 🚀💸  #SoCalCreditRepair #RealTalkFinance #CreditJourney #SoCalHeroes

We know Community Banks work hard in the communities we live in, that hard work shows through our clients satisfication. According to the Federal Reserve’s Small Business Credit Survey: Report on Employer Firms, community banks are the small business lender of choice. 81% of community bank loan applicants were satisfied with their experience, compared with 68% at large banks, 62% at finance companies, and 48% at online lenders. Community banks’ net satisfaction score of 77% topped large banks by 15 points, finance companies by 25 points, and online lenders by 48 points. CollinHiggins@arborbanking.com arborbanking.com

Breaking: Dogwood State Bank is buying Community First of South Carolina. It's a big deal, as in addition to deposits, Dogwood gets a stronger foothold in SC. Dogwood, you may recall, is a new Carolinas-focused bank headquartered in #Raleigh, the product of a handful of ex-Yadkin bankers and the former Sound Bank. This is the first acquisition in the bank's history, though as its top exec told me, it's basically been adding a community bank a year just through organic growth. If analysts are right about 2024, we'll see more deals like this. And yes, it matters. Community banks fund... well, the community. And the sector has seen a lot of changes in the past year, so what happens next matters to local businesses, likely including yours. Our exclusive chat with CEO Steve Jones: https://lnkd.in/eJXDv346 att: North Carolina Bankers Association Federal Deposit Insurance Corporation (FDIC)

Vow #4 “For Richer, For Poorer” Or, in our case, “For Richer, For Richer,” because every finance company is committed to helping their customers thrive financially. What are your thoughts on this clever twist of words? 😁 #vowwithcreditville #amplifycopywriting

People helping people is a guiding principle of the credit union philosophy and a statement we deeply value at Suncoast Credit Union. Everyday, 2,400 team members come to work to serve more than one million members, guiding them on their financial journey and enabling them to live their best financial lives. Today is #ILoveMyCreditUnion Day — we love our members and we hope you love us back! Credit unions are not-for-profit, financial cooperatives that exist to meet the financial needs of their members. When you become a Suncoast member, you become a part owner. And since members are the owners of a credit union, we’re able to offer lower rates on loans, higher earnings on deposits, and more fee-free service. When your money is in a bank, the profits on that money go to shareholders. When you are a credit union member, the profits go back to you! 

Best rates in Omaha and northeast Nebraska!

A little bit of honesty here: 🤫 Before I started working for Westmark Credit Union in 2019, I didn’t know the difference between a Credit Union and a Bank. Growing up, I had an account with a regional bank. Did everything through them. Then I worked for a summer in a different state, so I opened an account with a national bank. I thought credit unions were for people who needed credit. 🤷🏼♂️ Little did I know how much a credit union offers. From simple savings and checking accounts, to financial literacy programs, to auto loans and mortgages, even investments, they provide all of the financial services I could ever need! The biggest benefit: the member-focused approach. You don’t just “have an account”, you’re a full functioning MEMBER. Credit unions don’t seek profits for shareholders, they push the money back into the members through dividends, lower rates, and community services/sponsorships. It’s people helping people. And that’s why #ilovemycreditunion

Carver Bank is grateful to all our clients who take the time to share their positive experiences. It is because of our incredible clients that we have been able to provide local residents with a place to save, grow businesses and build wealth, block by block and generation to generation for over 75 years. Where you bank matters! #growwithcarver #savewithcarver #carverbanknyc #communityfirst #communitybanking #bankingforgood #bankingforimpact #clientexperience #customerexperience

I sent this out in an email to several Realtors the other day, but I think more people may want to know about this. Did you know 27% of all single family homes sold in 2023 were purchased by investors. I have several great loan products to help you or your clients start or add to their rental property portfolios. Most of the time no income documentation is needed for these loan types. Perfect for self employed or those that just want to keep their personal and business debts separate. We can close these in individual or LLC names. Let me know if you would Like more information by commenting here or messaging me. #DSCR #dscrinvestments #investorloans #realestateinvesting

River City Bank: Thinking big while staying grounded! 💸 💼 Experiencing rapid growth in recent years, the bank's commercial real estate loans now make up 660% of its capital. With the level of market downturn, banks are facing challenges in refinancing, especially in California's office markets which have been impacted by the pandemic. Michael Imerman, faculty director of the master of finance program here at the Merage School of Business, warns that "small banks cater to a specific clientele and that can lead to an age-old problem: concentration risk". #UCIMerage Read more here: https://bit.ly/3W3Tqft