Swan’s Post

Scaling operations is close to my heart. So when your company raises €42 million, it's pretty exciting... And that's exactly what @Swan has done to kick off 2025! We've raised €42 million to take embedded banking to the next level, and we’ll be focusing on building scalable, sustainable models internally, and for our partners and their customers. Since our last fund raise, we’ve: 💳 Issued 3.7x the number of cards 💸 More than doubled the volume of transactions processed, now at over €1.5 billion every month 📈 Grown funds stored on Swan accounts by an incredible 220% These milestones highlight the trust and success of our customers—like Pennylane IESA - Aareon Spain and Yuki —who embed banking features to become even more important to their users’ daily lives. To all our partners—thank you for your trust. Together, we’re building a world where business banking is embedded, intuitive, and effortlessly compliant.

Exciting news from Swan! We've secured €42 million in funding to drive our product forward, expand across Europe, and strengthen support for our growing customer base. Here's what this funding means for our teams: 💡 Product innovation: We're developing key features like local IBANs and multi-currency accounts, enabling partners like @Pennylane, @IESA - Aareon Spain, and @Yuki to integrate banking seamlessly into their platforms. ⚙️ Scaling infrastructure: We now process €1.5B monthly—2.5x more than our last funding round. We're upgrading our technology to maintain resilience and handle increased transaction volumes. 🔐 Security & compliance: With Swan account deposits up 220%, we're maintaining our leadership in industry standards to ensure secure, seamless integrations. For our partners, this translates to faster feature delivery and an enhanced API experience. Here's to bigger things in 2025! #embeddedfinance #fintech #productinnovation

What a way to celebrate my 3rd anniversary at Swan 🎂 ✨ 🥳 I feel extremely lucky to be contributing to scaling Swan and I truly believe we're only at the beginning of our journey of becoming a true European leader. This fundraising means big things for our partners - like Pennylane, Indy, Libeo, Axonaut (...) & their customers. As Swan Scales, they'll be able to 💪 Build a more competitive proposition by integrating business banking or card programs into their product ✨ Improve user experiences by embedding accounts, cards, and payments directly into the environments where their users already engage 💰 And diversify their revenue streams with our revenue-sharing initiatives For us, it means scaling our operations to better support our growing customer base, launching exciting new products, and growing our localized solutions (new marketing coming in 2025...). #fintech #embeddedfinance #scaleup

💥 Exciting news to kick off 2025... Swan has raised €42 million to take embedded banking to the next level! This means big things for our partners—like IESA - Aareon Spain Holded Rauva Pennylane Axonaut Betterfly Sesame HR Payflow (YC S21) Okticket —and the customers they serve. As Swan scales, they’ll be able to: 💪 Build a more competitive proposition by integrating business banking or card programs into their product ✨ Improve user experiences by embedding accounts, cards, and payments directly into the environments where their users already engage 💰 And diversify their revenue streams with our revenue-sharing initiatives For us, it means scaling our operations to better support our growing customer base, launching exciting new products, and growing our localized solutions (new marketing coming in 2025...). It’s been more than 1 year here, and an exciting journey so far, and we’re only just getting started! Thanks to our incredible customers for helping us write the next chapter business banking 👏

⏰ Joining Swan 5 months ago, little did I know what I was signing up for 🖊️. The company is experiencing fast growth (I’m used to that) in a highly complex environment 🧠(Embedded banking) with an extensive product offering. No due diligence could educate me better than meeting with our partners (yep, that’s how we call our customers - for the right reason). 🫶 How much they appreciate our commitment to their success 🤖 How much they praise our product and its documentation (a first for me) 🗺️ How much they would be lost if we weren’t there to guide them for their Go to Market, pricing strategy, compliance, user support, etc. And now, I need to brace for yet another wave of new partners and a new stage of scaling with our Series B extension.

Europe is a regulation nightmare where startups can’t thrive, right? Some big tech CEOs would like to think so. But that couldn’t be further from the truth. Here in Europe, regulation isn’t a roadblock. It’s scaffolding for trust. It’s a steady hand. The kind that lets innovators build. Boldly. Responsibly. Sustainably. In the fintech sector, robust regulations like PSD1 actually enabled us to create European giants like Adyen, Revolut, Qonto or Mollie. Swan is next. We’re thrilled to announce that we’ve added €42 million funding to our Series B to cement our leadership in embedded finance. So, founders, you don’t have to move to San Francisco to dream big. Some of the most ambitious companies in Fintech, Climate, and AI are being built right here. We have the talent, the ambition, and the ecosystem. And we’re open. To competition, collaboration, people. Let's build together!

🚀 Exciting times ahead for embedded banking! Swan just secured €42M in fresh funding to fuel our Series B extension, reinforcing our mission to make embedded banking the norm across Europe. With the backing of Eight Roads, Lakestar, Accel, Creandum, Hexa, and Bpifrance, we’re set to: - Expand into Italy and Belgium - Supercharge our SMB-focused product roadmap - Enhance our card program offering - Scale support for our growing customer base 💡 As our CEO, Nicolas Benady puts it: “The future of banking isn’t in standalone apps—it’s in the tools people rely on every day.” While working at Swan, I see firsthand how we’re making banking simpler, faster, and more integrated. Can’t wait to see what’s next!

Open banking, world over, is trying to level the playing field for everyone. There are tens, if not hundreds, of examples of how open banking is being used. But, many providers still don’t know how open banking can help them, or better yet, how they open up new revenue streams. Attached below is a document by Yapily which has compiled 20 use cases that are already powering financial innovation across industries. Thanks 👋 Ronald Engel for sharing the document Abdulla Almoayed Mirna Sleiman Hisham Al-Falih Kelvin Tan Jouk Pleiter Sanjay Sethi Khaled M. Albasias Saleh ALhammad Dieter Dratwa #openbanking #baas #embeddedfinance #openfinance

APIs are empowering financial institutions to innovate and create new products for their customers, driving open banking forward. Tietoevry Banking offers a tailored API strategy to help banks efficiently manage both internal and external APIs. Explore the most popular use cases of open APIs in banking: 🔹 Embedded Finance: Integrate banking services into various user journeys with our robust APIs, enhancing customer experience and convenience. 🔹 API Marketplace: Provide a one-stop-shop for all financial needs, from loans to insurance and investments, on a single integrated platform. 🔹 Banking as a Service (BaaS): Leverage our comprehensive infrastructure to offer seamless services without developing your own platforms. Unlock new opportunities for growth and innovation. Learn more: https://lnkd.in/dt7KEm9A #TietoevryBanking #BankingIndustry #OpenBanking

Adopting API-driven banking is an essential step for banks to remain competitive in today's demanding, API-driven economy: