The Sydney Morning Herald’s Post

It's important to know that disability insurance is meant to protect income in case employees are unable to work due to an off-the-job accident or illness. On the other hand, workers' comp only covers work-related injuries. #employeebenefits Watch more >> https://bit.ly/440MUal

If you cannot work because of injuries or disabilities, Social Security Disability Insurance (SSDI) benefits might come in handy. Read and understand more about SSDI https://lnkd.in/ewqtc-wS #socialsecuritydisability #ssdi #lawfirm #benefitsinsurance #filenow

Short-Term vs. Long-Term Disability Insurance 👇 🛡️ Short-Term: Starts after sick pay ends, covers up to 2 years 🛡️ Long-Term: Covers chronic disabilities, lasts from a few years to lifetime Both policies have waiting periods and provide crucial income protection during times of need. https://lnkd.in/dmzQjPy 1-888-InsXprt (467-9778) #InsuranceExpert #Insurance

In this document I outline my concerns about provisions in the National Disability Insurance Scheme Amendment (Getting the NDIS Back on Track No. 1) Bill 2024 that will take effect immediately the Bill is passed and are rarely spoken about in the current debate.

Don't wait to get disability insurance! Anything health-related between now and applying can affect coverage.  Accidents, injuries, or even mental health concerns could lead to exclusions where the insurance company won't cover disabilities related to those issues. #DisabilityInsurance #ResidentLife #FinancialPlanning

There are several key terms that you need to look at when purchasing a disability insurance policy. These are the definition of disability, the length of time the insured must be disabled to receive payment, the amount of payment, and the length of time the payment will be made.

A long elimination period can make disability insurance premiums less expensive, but many lack the savings needed to wait months for benefits. Here’s how agents can help. https://lnkd.in/guhWAkFT #executive #incomeprotection #paycheckprotection

🔴🛡️ Red Helm Insurance is here to ensure your peace of mind! 😌 We understand that life can be unpredictable, but with our Disability Insurance, you can secure your future and live worry-free. 💪🌈 Get your quote today and let us help you protect what matters most. 🏡💖 Click here 👉 https://lnkd.in/e9Whu4kT to get started. Because at Red Helm, we've got you covered! 🌟🔴🛡️ #RedHelmInsurance #DisabilityInsurance #PeaceOfMind

Not every disability insurance policy is the same: > Is it own occupation or any occupation? > Does it have a cost-of-living adjustment? > Is it non-cancellable or guaranteed renewable? The small details matter here.

Many assume that if you become disabled and unable to work, your disability insurance (DI) benefit through your job can be your fallback plan—only to discover it may not be enough! If the unexpected happens, how much income protection do you need? Try our DI needs calculator: https://lnkd.in/gtninj8M